Report
Published February 27, 2024
Commercial Commercial InsightsNorth American economic strength is riding on the backs of the resilient U.S. Consumer. For the past two years, the fear of an imminent recession rang in the ears of economists and consumers alike, radiating declining confidence in growth and the ability to prolong spending behaviors consumers grew accustomed to during pandemic recovery. Those fears have been pushed aside as consumers beat holiday spending expectations, upending retailers' anxiety entering the season.
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Tip Sheet
One Partner, From Placement to Payment
The right data, in the right order is helping collections teams improve recovery across their portfolio. In our latest tip sheet, learn how to:
- Screen accounts for special handling before outreach
- Prioritize accounts by recovery and payment likelihood
- Improve contact strategies with current identity data
- Scale recovery with reusable workflows and custom strategies
Webinar
From SBFE Data to Growth Intelligence: Strategies for Smarter Small Business Lending
Learn how SBFE data and Experian's analytical capabilities help lenders drive growth and improve decisioning.
- 20M+ small businesses and 110M+ accounts are represented in SBFE data, giving lenders significantly broader credit visibility than internal data alone.
- Nearly 40% of new commercial credit activity is coming from businesses less than 1 year old, highlighting the importance of building credit visibility early.
- AI is a top priority for 50% of banking leaders, but the webinar stressed that AI success depends on high-quality, validated, and enriched data.
Infographic
Commercial and small business lending, optimized
A concise guide to simplifying business credit modeling with automation. Learn how microservices streamline validation, testing, and analysis to help relationship managers, credit analysts, and adjudicators reduce manual effort, improve risk visibility, and make faster, more confident lending decisions.
Webinar
2026 Credit Card Trends
Credit card performance remains a key indicator of consumer financial health. Join Experian experts as they explore the latest credit card trends shaping 2026.
- Credit card balances, utilization, and payment behavior
- Delinquency and risk trends across consumer segments
- What lenders and businesses should watch in 2026