Report
As small businesses prepare for growth - tariffs take center stage
Published December 3, 2024
Commercial Commercial Insights Credit & Economic Trends Economic & Market Insights
The U.S. (United States) has been in a state of suspended animation from a small business perspective. The domestic election cycle was full of promises focused on government spending to resolve consumer and small business perceived challenges for the next four years. As we emerge from the election cycle, with a clean transition expected, what rhetoric will become a reality is creating uncertainty among lenders and small businesses. Macroeconomic indicators are leaning positive, while stubborn inflation increases prices and borrowing costs. Lenders are targeting a looser environment for underwriting as cashflows remain positive and small businesses feel the rush of holiday shopping. Growth is coming in 2025; the question is how quickly companies can prepare and maneuver through the next 6 months of policy and global volatility.
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Webinar
Modernizing mortgage underwriting with better data
See how evolving credit scores, alternative data, and verification tools could help lenders improve the mortgage process and expand access to homeownership.
In this HousingWire conversation, Allison LaForgia speaks with Michele Bodda, Group President of Experian Housing, Verification Solutions and Employer Services. Bodda discusses how lenders can put modern credit scoring and consumer data to work in underwriting today.
Watch the video to hear about:
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• Bringing the right information into the underwriting process at the right time
• How Power Profile Plus lets lenders request another score later in the process without repurchasing the underlying credit data
• Experian’s investment in income and employment verification, including its partnership with Workday
• Opportunities to improve efficiency and help more people pursue homeownership
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Webinar
Experian’s Ryan Rosales on Improving Verification Speed and Borrower Experience
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