Approximately 25 percent of U.S. consumers are considered “thin file,” and often face significant obstacles to obtaining credit. Adding information from alternative credit data sources has the potential to move thin-file consumers to thick-file status.

Learn more about Experian’s alternative credit data sources and how they can help you identify opportunities to underwrite emerging consumers.

Do you have a customer who is applying for a credit or loan requiring access credit history, but has a security freeze on their Experian credit file? Here are three ways to help members with a frozen Experian report quickly and efficiently allow access.

Election season will soon be over, and for the first time in eight years we will have a new administration in the White House. So what’s in store for the financial services space? Hear from experts in Washington on what you can expect from regulators over the next year.

Experian’s Government Affairs team will take a deep dive into the dynamic regulatory environment for consumer credit, touching on topics like:

• Developments in the CFPB’s Arbitration, Payday and Collection rules
• What types of regulatory reform the new Congress and Administration could consider
• The regulatory horizon for the emerging Online Marketplace Lending segment

In this 60-minute webinar, learn more about the personal loan landscape and discover tools to develop an effective personal loan strategy that can fuel growth in any environment.

• Understand the latest in personal loan trends and how the emergence of financial technology companies has fueled double-digit annual growth.
• Learn the three pillars of personal loan marketing. We’ll reveal why you need to think beyond response rate and consider risk and retention from the start.
• Discover the analytics methodology behind Experian’s Credit3D, which can help influence and inform your personal loan marketing and management strategies.