Report
Report
Published July 22, 2025
Fintech Credit Decisioning Risk ManagementAs regulations continue to change, financial institutions must establish robust risk management practices and adopt technology that matches the scale and speed of compliance requirements.
Key priorities include:
Read our full report to learn more about the growing importance of monitoring, transparency, and automation in model risk management.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Your free Experian resource is now available. Enjoy!
GenAI is transforming the financial services industry by drastically improving productivity and efficiency. Experian Assistant, our award-winning GenAI solution, can help lending institutions:
Watch this video to discover how Experian Assistant can help your business unlock the full power of your data with less friction and faster results.
The fintech landscape is evolving rapidly—and 2025 is a pivotal year. Experian’s State of Fintech 2025 Report delivers exclusive insights into the market forces, consumer behaviors, and credit trends shaping the future of financial services. Learn how leading fintechs are adapting and where the next wave of growth is emerging.
In this report, you’ll discover:
Our use cases share real-world examples of how cash flow insights help grow portfolios responsibly while expanding credit access. Explore scenarios across borrower types, including:
Terrace Finance sought out a solution to stay ahead of evolving fraud attacks. They landed on NeuroID’s behavioral analytics — and gained immediate, pre-submit visibility that upgraded their fraud prevention strategy.
Key Results: