Report
Published June 23, 2025
Credit & Economic Trends Economic & Market Insights
While the US economy has so far avoided the worst-feared outcomes of higher tariffs, there remains significant uncertainty and concern over outlook, which is driving caution among lenders. In our just-released Q2 2025 Lending Conditions Chartbook, we break down the latest economic developments and do a deep dive into credit conditions across product segments, regions, and lender types. Key insights include:
- Unemployment remains low, but there are ongoing signs of softening in the labor market.
- Real incomes have improved somewhat after softening for most of 2024, which may continue to support consumer spending.
- The housing market continues to be constrained by high prices and interest rates, which are impacting affordability.
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Report
Stablecoins 101
Financial Frontiers explores the structural shifts, emerging technologies, and regulatory developments reshaping financial services. In this inaugural brief, we examine how stablecoins are moving from niche crypto instruments to institutional financial infrastructure — and what that means for strategy, liquidity, and competitive positioning.
- Why stablecoins are gaining institutional traction
- Regulatory momentum and implications for financial firms
- Strategic questions leaders should be asking now
White Paper
The New Unlock for Mortgage
Mortgage lenders face rising fallout, affordability strain, and shifting borrower expectations. This white paper explores how embedded financial wellness strengthens conversion, reduces risk, and builds long-term trust.
- Improve inquiry-to-close conversion
- Manage risk with real-time credit insights
- Address affordability pressures proactively
- Deepen engagement and drive sustainable growth
Webinar
2026 Economic and Credit Outlook: Key Trends to Watch
As we step into 2025, all eyes remain on the trajectory of inflation, the resilience in consumer spending and continued affordability challenges in the housing market.
Discover our experts' insights on how they anticipate the economic landscape to evolve throughout 2025, as they delve into the latest trends and forecasts.
Report
Global Insights 2026: Predictions for Credit and Fraud Risk
Global Insights 2026 explores how financial institutions are shifting from rapid AI adoption to accountable, connected intelligence. As fraud grows more sophisticated and risk functions converge, success depends on governed data, orchestrated ecosystems, and explainable decisions at scale.
- Accountable AI with measurable ROI and governance
- Layered fraud and continuous identity verification
- Unified credit, fraud, and compliance intelligence