Debt collection services

Reduce costs and maximize recovery

Focus on accounts with the greatest debt recovery potential

Maximize debt collections efforts and make more profitable decisions. By scoring, segmenting and prioritizing accounts, you can develop better strategies to collect more debt.

In today's climate, it's never been more important to build the right debt management strategies for your business. Watch this video to learn why:

Prioritize your recovery efforts with Experian’s debt collections services:

PowerCurve® Collections

Our debt management system, PowerCurve Collections unlocks the power of data and analytics, giving collections teams a process that’s fair, efficient and compliant. The result is a more effective, customer-focused collections process that turns even hard to find and difficult debtors into valuable customers while increasing recoveries and reducing costs.

Collection AdvantageSM

Get 24-7 access to this virtual ‘toolbox’ of critical debt collections information, including credit-based scoring, consumer contact data and analytical services — all in one seamless collections management system.

Decision Essentials­­™ for collections

We understand the importance of an effective collections strategy – one that can help you realize measurable improvements while focusing resources where they are needed most. Our Decision Essentials for collections is a centralized decision management platform that enables you to increase collections revenue while improving efficiency.

Portfolio Management Package

Through advanced analytics, this debt collections service automates collections decisioning and provides strategic recommendations for changes to cutoffs, policies and actions.


Using bankruptcy, deceased and other critical data, recognize high-risk accounts early in your collections efforts to reduce legal risk and optimize your resources.

Business Collections SuiteSM

Manage your commercial collections from one interface — combining the power of our Delinquency Notification ServiceSM with the Collections Recovery ToolSM.

Debt Portfolio EvaluatorSM

Quickly and accurately evaluate collections recovery and profit potential on a debt portfolio.

PriorityScore for CollectionsSM

Blends fresh credit data with critical account-level information to help you accurately score nearly every account.

Delinquency Notification ServicesSM

Send your delinquent commercial customers a letter, on Experian letterhead, indicating their obligations and how to pay you — for an average four percent to nine percent increase in debt collections.

Collection Triggers

You choose the information you want us to track. When there is new information available, we immediately notify you with this dynamic, flexible account monitoring tool.

Debt-to-Income InsightSM

Enhance debt collection prioritization with accurate estimates of customers’ debt obligations.

Income InsightSM

Optimize your valuation and debt recovery processes by quickly and accurately identifying those customers most likely to repay.

Optimization for Collections

Maximize dollars collected while minimizing debt collection expenditures by optimizing your decision-making strategies from early- to late-stage decisions that determine which accounts to collect, how and when to contact, and how to allocate resources to maximize collectible dollars.

Premier Aggregated Credit StatisticsSM

Access comprehensive ZIP Code™ level data for more insightful collection modeling and decision-making.

Trended Solutions

Segment those prospects and customers who are likely to go delinquent by understanding if a consumer is rapidly increasing his or her balances or paying off debt.

The future of collections

Improve your debt collections process

Make better use of your data – enhance compliance — and improve your customers’ experience.

Collections after compliance

Know what regulators are focused on now so you can position yourself for operating efficiency and stronger business practices.

Want to learn more about Experian’s collections products?

Call us at 1 888 414 1120

Identify high-risk accounts before it’s too late

Use FirstSweepSM to reduce legal risk and optimize your resources.