Welcome to the Experian Thought Leadership Hub

The scale of global cyberattacks continues to rise, and 2026 is poised to be the year of AI in cybersecurity.

In our 13th annual Data Breach Industry Forecast, we share our top predictions for the year ahead, including:

• The rise of synthetic identities built from stolen data
• AI overtaking human error as the top cause of breaches
• The growing risk of AI and quantum computing cyberattacks
• Emerging threats like mutating malware, brain hacking and a shrinking gender gap among hackers

Gain insight into the trends shaping the future of data security. Download the full forecast to prepare for what’s ahead.

Fraud doesn’t happen in silos — and neither should your defense. 

Watch this product demo to see how Experian’s connected fraud prevention solution brings behavioral analytics, identity verification and digital intelligence together to: 

• Detect and block suspicious behavior early 
• Validate identities in real time 
• Assess device, phone and email integrity 
• Unify fraud signals across the customer journey 

Consumers expect convenience online, but fraud concerns continue to challenge retailers’ ability to deliver frictionless experiences. In this on-demand webinar, you’ll learn:

• How fraud trends are evolving and what they mean for retailers
• Areas of focus for retailers to build trust with concerned consumers
• Proven strategies to stop fraud without slowing down transactions

Every lending decision you make relies on data, but what if that data only tells part of the story? Download our use case to meet two borrowers, Claudia and John, and discover how alternative data can help you:

• Reveal hidden financial stability in members.
• Identify early warning signs of risk.
• Enable more accurate and inclusive lending decisions.
• Drive stronger member relationships.

The longest U.S. government shutdown has paused official labor data, but private-sector insights reveal key trends shaping the job market. Alternative sources show slowing job creation, modestly higher unemployment, and signs of resilience consistent with the Fed’s outlook.

• Job growth weakened in late 2025 across major indicators
• Layoff announcements rose, but claims remain low
• Unemployment edged up in line with Fed projections
• Labor market stress remains relatively contained

As we step closer to 2026, all eyes remain on the economic outlook, the labor market and consumer health. Experian’s Chief Economist Joseph Mayans, Director of Fintech Gavin Harding and Solution Insights Director Amanda Roth, will provide a look into:

• The latest economic and credit trends
• Labor market and consumer health
• Student loan update

Credit unions exist to serve all members of their communities. Yet millions of financially responsible individuals remain invisible to conventional scoring. Download our alternative data guide to discover:

• The strategic advantages of alternative credit data 
• The future of inclusive lending
• Why you should partner with us

Without modern, data-driven strategies, agencies and debt buyers risk falling behind in an increasingly digital-first world. 

In this e-book, you’ll learn how to:

• Recover more with dynamic scoring models.
• Streamline prioritization with advanced data and analytics. 
• Engage faster through personalized communications and tailored outreach.
• Improve efficiency with on-demand platforms and self-service portals.

As the U.S. economy continues to recalibrate post-pandemic, the transportation and warehousing segments of the logistics sector are signaling caution. While the broader logistics industry has remained in expansion mode, Experian’s latest Commercial Pulse Report reveals that delinquencies are rising—an early warning of growing risk in two of the economy’s most critical subsectors.

Check out the full report to see how these trends could impact your strategy!

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