Model Risk Management for Regulatory Excellence

Explore economic conditions and consumer credit trends shaping the lending environment in Q3 2026.

• Economic and labor market indicators, inflation and interest rates
• Lending standards, credit demand and originations across major products
• Delinquency trends by product, borrower segment and lender type

The right data, in the right order is helping collections teams improve recovery across their portfolio. In our latest tip sheet, learn how to:

• Screen accounts for special handling before outreach 
• Prioritize accounts by recovery and payment likelihood 
• Improve contact strategies with current identity data 
• Scale recovery with reusable workflows and custom strategies

Read our latest Identity and Fraud Insight for Fintechs Report.

• Explore the AI-enabled fraud threats creating the greatest concern and exposure for fintechs. 
• See where fintechs are increasing investment in GenAI intelligence, document forgery detection and deepfake defenses. 
• Learn how proactive, layered identity verification can strengthen protection while reducing customer friction. 

Explore research on what financial institutions need to move AI initiatives forward responsibly.

• Understand the data and governance barriers slowing AI adoption
• See where lenders are investing to strengthen AI foundations
• Learn why data lineage, explainability and trust matter for scale
• Explore how connected intelligence can support modern lending