One Partner, From Placement to Payment

Explore credit card market trends through Q2 2026, including changes in originations, issuer performance and consumer segments.

• Track secured and unsecured credit card growth.
• Compare national banks, regional banks, credit unions, fintechs and subprime issuers.
• Examine origination trends by credit score and generation.

Explore economic conditions and consumer credit trends shaping the lending environment in Q3 2026.

• Economic and labor market indicators, inflation and interest rates
• Lending standards, credit demand and originations across major products
• Delinquency trends by product, borrower segment and lender type

Consumer financial behavior is changing between traditional lending checkpoints. See how continuous underwriting can improve visibility into risk and opportunity.

• Understand why Gen Z may be under-observed, not higher risk.
• See why secured-to-unsecured graduation merits closer monitoring.
• Explore a three-stage maturity model for signal-driven decisioning.

Learn how SBFE data and Experian's analytical capabilities help lenders drive growth and improve decisioning.

• 20M+ small businesses and 110M+ accounts are represented in SBFE data, giving lenders significantly broader credit visibility than internal data alone. 
• Nearly 40% of new commercial credit activity is coming from businesses less than 1 year old, highlighting the importance of building credit visibility early. 
• AI is a top priority for 50% of banking leaders, but the webinar stressed that AI success depends on high-quality, validated, and enriched data.