Welcome to the Experian Thought Leadership Hub

This webinar breaks down the major themes from Experian’s 2026 Future of Fraud Forecast and what they signal for the year ahead. Our experts explore the trends gaining momentum, including:

• The technologies accelerating the next wave of fraud activity

• Where fraudsters are finding new openings across consumer and enterprise touchpoints

• The strategies forward-looking teams are prioritizing now

First-party fraud can look like traditional credit risk, but the intent behind the behavior is very different. In this on-demand webinar, Experian experts show how to use early performance, identity and behavioral signals to distinguish fraud from genuine financial distress and improve portfolio outcomes.

• Learn how first-party fraud hides inside “normal” credit losses
  
• See which early behaviors signal deceptive intent versus hardship
  
• Understand how to align fraud, credit and collections strategies
  
• Explore practical use cases from leading financial institutions

Read our first-ever State of Energy and Utilities Report examining the forces shaping the industry this year.

• Rising arrearages and affordability pressures
• Expanding digital channels and identity-related fraud exposure
• AI-driven demand, data center growth and grid resiliency challenges
• Data-driven strategies to reduce risk and strengthen customer trust

After outperforming expectations in 2025, the U.S. economy heads into 2026 with momentum - and meaningful risks. This Macro Moment explores the forces shaping the year ahead, from AI-driven growth and consumer resilience to evolving credit conditions and labor market uncertainty, helping leaders prepare for what’s next. Key takeaways include:

• The economic signals that mattered most in 2025 - and why they still matter
  
• How AI, consumers, and credit conditions are shaping 2026
  
• Where risks remain and what to watch in the labor market

Experian experts discuss how companies are integrating credit education, identity protection, and financial wellness into their employee benefits offerings.

Watch our on-demand webinar to discover:

• Why traditional benefits are no longer enough.
• How to deliver all-in-one financial protection.
• Real-world results from Experian-powered solutions.
• What your employees really want from their benefits.

Insights from Experian’s 2026 Mortgage Lender Playbook to help lenders drive growth and resilience:

• Expand access to credit using alternative data
• Capture rising home‑equity demand with streamlined solutions
• Improve pricing, risk controls, and performance precision
• Boost ROI with efficient income and employment verification

Recoveries hinge on knowing who can pay, not just who owes. This infographic explores how debt buyers and collections agencies can better identify signals of true payment capacity.

Did you know?

• U.S. household debt surpassed $18 trillion in Q3 2025.¹
• The average age of debt in collections is ~3.5 years.²
• The average recovery rate on delinquent accounts is ~20%.³

Read the infographic for more insights and strategies to drive smarter recoveries.

¹Household Debt and Credit report, Q3 2025, Federal Reserve Bank of New York.

²Debt Collection Industry Statistics, zipdo.

³Collections Industry Statistics, Gitnux.

Learn how you can move beyond single-point employee benefit solutions and embrace a more holistic approach that combines:

• Credit education to help employees understand and take control of their credit health
• Financial wellness tools to support budgeting and day-to-day financial confidence
• Identity protection to safeguard what employees have worked hard to build

The credit marketing landscape is evolving. As competition intensifies and consumer expectations rise, financial institutions that can predict, personalize and perform at scale will define the next generation of success.

In this webinar, our experts explore how financial institutions can use connected intelligence to find, know and grow the right customers, leading to:

• Smarter acquisition
• Stronger customer retention
• More proactive growth