As the global health crisis nears its one-year anniversary, it’s clear it has caused a paradigm shift in the way we work, live and think. The pandemic also encouraged an acceleration of innovation and transformation across the mortgage industry while mortgage lenders navigated through one of the most unique lending environments of our time.

As we look ahead in 2021, it’s important to assess trends and strategies for mortgage transformation. Our complimentary eBook explores the answers to these questions:

• What were the key trends that shaped mortgage in 2020?

• What are the main hurdles lenders face in modernizing the mortgage process?

• What should lenders focus on to accelerate their path towards the modern mortgage?

The COVID-19 economic crisis has drawn comparisons to the Great Recession a decade ago. However, while there are similarities in terms of high levels of unemployment and significant declines of economic growth, there remain substantial differences. In this white paper, we explore how banks and households have weathered the pandemic and what to watch for in 2021.

In this report, Experian® data scientists and analysts take a deep look at one of the most popular lending products in the industry, the unsecured personal loan. Our team offers key insights into the consumer credit landscape and analyze trends on this emerging and important industry segment using historical data from August 2018 to December 2022.

The 2022 Experian Edge Economic Chartbook is a look back at the hottest economic and credit trends our team covered over the last twelve months. From the reopening of the economy and the return of travel to the Russian invasion of Ukraine and the reemergence of decades-high inflation, 2022 was a year of ups and downs and hope and doubt. And all along the way our economists, credit experts, and analytics professionals consistently showed up to bring deep insight and our unique, credit-focused view to the market. By distilling the key themes from our industry-leading webinars, client conversations, and special reports from the past year, we hope to provide you with a stage-setting resource that you will turn to again and again in the months ahead.