Welcome to the Experian Thought Leadership Hub

Innovations in post-login fraud have exposed gaps in login defenses. How are leading businesses responding? Experts from TD Bank and Experian take a look at modern ATO attacks and scams — and how to stop them.

What you’ll learn:

• How fraudsters exploit vulnerabilities in login defenses
• The operating structure of a real-world ATO fraud ring
• Keys to stopping coordinated attacks in real time

This tip sheet explores where fraud can enter the customer lifecycle and how predictive fraud risk scores help distinguish fraud from true credit risk and help you:

• Reduce first-payment default and bust-out fraud
• Detect synthetic identities earlier
• Improve prescreen and campaign ROI
• Strengthen account management decisions

Learn how a multilayered fraud strategy can help organizations protect every digital entry point and stop fraud earlier in the journey.

Key insights:

• Learn how behavioral analytics, identity verification and risk signals can stop fraud early.
• Explore how device, network, phone and email intelligence can strengthen defenses.
•  See how step-up verification can help block high-risk actions and prevent fraud losses.

How a rapidly evolving fraud landscape accelerated the need for a smarter, more modern fraud strategy.

Hear directly from Warren Jones, Head of Fraud Strategy & Analytics on:

• Driving better first impressions and improving Net Promoter Scores
• Accelerating approvals by eliminating a manual review queue where 90% of alerts were fraud
• Strengthening fraud strategy through a long-term partnership with Experian

This webinar breaks down the major themes from Experian’s 2026 Future of Fraud Forecast and what they signal for the year ahead. Our experts explore the trends gaining momentum, including:

• The technologies accelerating the next wave of fraud activity

• Where fraudsters are finding new openings across consumer and enterprise touchpoints

• The strategies forward-looking teams are prioritizing now

First-party fraud can look like traditional credit risk, but the intent behind the behavior is very different. In this on-demand webinar, Experian experts show how to use early performance, identity and behavioral signals to distinguish fraud from genuine financial distress and improve portfolio outcomes.

• Learn how first-party fraud hides inside “normal” credit losses
  
• See which early behaviors signal deceptive intent versus hardship
  
• Understand how to align fraud, credit and collections strategies
  
• Explore practical use cases from leading financial institutions

Download Experian’s 2026 Future of Fraud Forecast to explore five fraud trends expected to have the biggest impact on businesses and consumers in the coming year, including: 

• Agentic AI and machine-to-machine fraud 
• Deepfake-driven employment fraud 
• Smart home device exploitation 
• Website cloning and emotionally intelligent fraud bots

Consumers expect e-commerce experiences to be seamless and secure but, as fraud threats evolve, merchants are struggling to keep pace — and consumers are losing trust in merchants. Drawing on this year’s U.S. identity and fraud insights, this report explores the key factors contributing to the e-commerce trust gap. 

You’ll learn:

• What’s driving consumer concerns in e-commerce.
• Consumers’ preferred security methods for seamless, safe transactions
• Actionable recommendations to enhance merchants’ fraud stacks

The scale of global cyberattacks continues to rise, and 2026 is poised to be the year of AI in cybersecurity.

In our 13th annual Data Breach Industry Forecast, we share our top predictions for the year ahead, including:

• The rise of synthetic identities built from stolen data
• AI overtaking human error as the top cause of breaches
• The growing risk of AI and quantum computing cyberattacks
• Emerging threats like mutating malware, brain hacking and a shrinking gender gap among hackers

Gain insight into the trends shaping the future of data security. Download the full forecast to prepare for what’s ahead.