Tip Sheet
Published February 21, 2025
Fraud Management Identity Workforce Management
Recent statistics reveal a direct connection between employee identity theft and business vulnerabilities. Compromised employee credentials can be a common entry point for fraudsters and putting your organization’s cybersecurity at risk.
- Up to 80% of cyberattacks leverage identity-based attack methods, and many breaches stem from phishing attacks targeting employee login details
- The average cost of a data breach was $4.88 million in 2024, the highest average on record.
- Cyberattacks are becoming more common, striking 4,000 times per day.
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Safeguarding home equity lending with Experian
Home equity lending is shifting fast and hidden risks could be costing you.
- Fraud is rising: Identity theft and misrepresentation are becoming more common, increasing losses and slowing approvals.
- Workflows are outdated: Manual processes and legacy systems are creating bottlenecks and inefficiencies.
- Profitability is impacted: Many lenders underestimate how these issues affect their bottom line.
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From Manual to Modern: Data Best Practices
Learn how background screeners can modernize employment verifications and improve outcomes:
- Reduce manual intervention with digital response channels
- Maintain compliance while strengthening data accuracy
- Boost efficiency and client confidence with best practices
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First-party fraud: the most common culprit
First-party fraud is notoriously difficult to separate from credit risk — but first-payment default (FPD) can be the key to earlier, more accurate fraud detection.
Key insights:
- What makes first-party fraud and credit risk so difficult to separate (and so costly to misclassify).
- Why FPD is the strongest, most reliable indicator of first-party fraud.
- Actionable takeaways for businesses to combat first-party fraud.
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Strengthen fraud defenses in rental technology
Rental fraud is surging, driven by generative AI (GenAI) and automation, overwhelming leasing systems and increasing financial risk. Experian helps rental companies detect fraud early, protect revenue, and maintain seamless leasing experiences.
- 93% of rental companies reported fraud in the past year
- Evictions cost over $3,500 each due to misrepresentation
- 84% of companies saw falsified income documentation