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Video

A Growing Small Business Financial Fraud Problem

Commercial Pulse Report 3-25-2025

Published March 25, 2025

Commercial Economic & Market Insights Fraud Management Commercial Insights

This week’s Commercial Pulse Report from Experian reveals critical shifts in the economy for small businesses. Inflation eased slightly to 2.8%, and the Small Business Index ticked up to 41.5—signs of stabilization. But rising financial fraud remains a major concern. Also:

  • 70% increase in fraud since the pandemic
  • $40B in projected losses from AI-driven scams by 2027
  • 46% of fraudulent SMB loan applications include signs of first-party fraud

Lenders are responding with AI-powered analytics and cross-industry collaboration to stay ahead of these threats.

Check out the full report to see how these trends could impact your strategy!

Subscribe to Commercial Pulse Report

Commercial Pulse Update

Watch our summary of commercial highlights from the latest report.

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Report

16 February 2026

2026 Public Sector Trends and Impact Report

Read our first-annual 2026 Public Sector Trends & Impact Report to understand the forces reshaping agency operations and trust:

  • Rising fraud and program integrity risks
  • Modernization challenges across legacy and digital systems
  • Workforce strain and responsible automation
  • Securing citizen access without increasing friction
Webinar

13 February 2026

2026 Future of Fraud Forecast: Insights into the Next Wave of AI-Driven Fraud

This webinar breaks down the major themes from Experian’s 2026 Future of Fraud Forecast and what they signal for the year ahead. Our experts explore the trends gaining momentum, including:

  • The technologies accelerating the next wave of fraud activity

  • Where fraudsters are finding new openings across consumer and enterprise touchpoints

  • The strategies forward-looking teams are prioritizing now

Webinar

11 February 2026

Fraud or Financial Distress: Detecting Risk Early

First-party fraud can look like traditional credit risk, but the intent behind the behavior is very different. In this on-demand webinar, Experian experts show how to use early performance, identity and behavioral signals to distinguish fraud from genuine financial distress and improve portfolio outcomes.

  • Learn how first-party fraud hides inside “normal” credit losses
  • See which early behaviors signal deceptive intent versus hardship
  • Understand how to align fraud, credit and collections strategies
  • Explore practical use cases from leading financial institutions
Report

10 February 2026

2026 State of Energy and Utilities Report

Read our first-ever State of Energy and Utilities Report examining the forces shaping the industry this year.

  • Rising arrearages and affordability pressures
  • Expanding digital channels and identity-related fraud exposure
  • AI-driven demand, data center growth and grid resiliency challenges
  • Data-driven strategies to reduce risk and strengthen customer trust
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