Global Insights 2025 Predictions

Understand the economic and consumer trends shaping today's lending environment.

• U.S. economic outlook and market conditions
• Consumer credit demand and financial stress trends
• Lending performance across major credit products
• Key indicators to inform lending and portfolio strategies

Credit card performance remains a key indicator of consumer financial health. Join Experian experts as they explore the latest credit card trends shaping 2026.

• Credit card balances, utilization, and payment behavior
• Delinquency and risk trends across consumer segments
• What lenders and businesses should watch in 2026

AI is being adopted faster than the internet and personal computer, and financial services organizations are at the forefront of the transformation. Discover how lenders are leveraging AI across the lending lifecycle – from underwriting and origination to portfolio management – and what these innovations mean for the future of credit.

Uncover how a coordinated fraud ring scaled into a full force ATO invasion, connecting 166 devices across nearly 300 accounts in just 30 days. Explore how specialized roles from reconnaissance to monetization worked together to bypass controls, exploit vulnerabilities, and outpace defenses, and why real time behavioral, device, and network intelligence is critical to stopping attacks early.