Global Insights 2025 Predictions

Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.

• See GDP projections for 2026 and 2027.
  
• Understand the outlook for inflation and unemployment.
  
• Review expectations for Federal Reserve interest rates.
  
• Compare base-case, optimistic and pessimistic scenarios.

Consumer financial behavior is changing between traditional lending checkpoints. See how continuous underwriting can improve visibility into risk and opportunity.

• Understand why Gen Z may be under-observed, not higher risk.
• See why secured-to-unsecured graduation merits closer monitoring.
• Explore a three-stage maturity model for signal-driven decisioning.

Learn how fraud teams can recognize scam activity earlier and strengthen prevention across the customer lifecycle.

• Explore five common scam types and their lifecycles 
• Identify behavioral, device and payment red flags 
• Understand how AI is changing scam tactics 
• Discover tools for detecting high-risk activity sooner

Prepare your portfolio before peak holiday spending with insights into changing consumer behavior, credit trends and risk signals.

• Understand how income divergence is reshaping portfolio risk.
• Learn how BNPL, AI and alternative data influence lending decisions.
• Identify strategies to grow wallet share while managing early delinquency risk.
• Prioritize actions before the holiday shopping season begins.