Report
Published February 24, 2025
Fintech Alternative Financial Services Banks Economic & Market Insights Fraud Management Risk Management
Key themes and emerging trends shaping financial services in 2025, using research and insight from leading industry analysts. Themes include:
- Fraud evolution driven by AI
- AI will play a transformative role in banking
- Emergence of RegTech
- Convergence of risk management
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Infographic
Harness the power of cashflow data
Smarter lending starts with greater visibility.
Read our one pager to discover:
- Why leveraging cashflow data is imperative in today's modern lending environment
- The types of financial behaviors cashflow data reveals
- The benefits of leveraging cashflow data
Report
The Evolving Challenge of Regulatory Compliance in Model Risk Management
As regulations continue to change, financial institutions must establish robust risk management practices and adopt technology that matches the scale and speed of compliance requirements.
Key priorities include:
- Strengthening model governance and transparency
- Enhancing explainability and responsible AI integration
- Reducing compliance burden through seamless automation
- Ensuring consistency across model validation and approval processes
Read our full report to learn more about the growing importance of monitoring, transparency, and automation in model risk management.
Video
Used Cars Surge as Credit Tightens: The Auto Industry’s Balancing Act
As the automotive sector adapts to rising vehicle prices, shifting consumer behavior, and persistent inflation, the ripple effects are clearly visible in commercial credit activity. Experian’s latest Commercial Pulse Report (July 22, 2025) dives deep into the evolving credit dynamics within the auto industry—and one trend is clear: credit access is contracting across nearly every segment.
Check out the full report to see how these trends could impact your strategy!
Video
E-commerce is booming but fewer businesses seek credit
This week the Experian Commercial Pulse report focuses in on a fascinating paradox in the e-commerce industry that credit and risk management professionals should closely monitor. While online retail revenues continue their upward trajectory—now representing over 16% of total U.S. retail sales and generating quarterly revenues exceeding $300 billion—commercial credit inquiries from e-commerce businesses have declined by nearly 25% in the past year alone.
Check out the full report to see how these trends could impact your strategy!