Welcome to the Experian Thought Leadership Hub

Dive into a large-scale account takeover (ATO) attack where loosely coordinated fraudsters use low-touch logins to validate credentials and harvest data across 100+ accounts. Learn how unstructured fraud rings achieve rapid scale, why behavior is the hardest signal to fake, and how multidimensional analysis exposes hidden connections to stop attacks early.

View our infographic to learn how to capture high-intent moments and turn them into lasting revenue. Discover:

• The cost of waiting and the impact on growth  
• The benefits of real-time engagement strategies  
• How better data powers your timing advantage  
• Why partnering with us makes a difference

Economic uncertainty remains elevated amid geopolitical instability, but the U.S. economy continues to show resilience. Explore Experian's latest base-case forecast and what it could mean for businesses planning ahead.

• GDP growth projected at 2.0% in 2026 and 2.1% in 2027
• Inflation expected to rise to 3.5% in 2026 before easing to 2.1% in 2027
• Unemployment forecast to hold steady at 4.4% through 2027

See how a single attacker leveraged fraud ring tactics to compromise over 50 accounts in under 30 days—and how to detect and stop solo account takeover attacks at scale.

Key insights:

• Lone fraudsters can replicate fraud ring tactics using playbooks, tools and stolen credentials
• A single device can target dozens of accounts rapidly with consistent, repeatable actions
• Behavioral, device and location signals help distinguish imposters from legitimate users
• Stopping high-risk devices early prevents attacks from scaling across multiple accounts

Consumers have powered the U.S. economy through repeated shocks, but new pressures are testing their resilience. As energy prices rise and economic conditions shift, the outlook is becoming more uncertain.

• Labor market strength is weakening
• Income and wage growth are slowing
• High equity exposure increases risk

Explore how modern fraudsters use coordinated, strategic attack methods—and learn how to detect, disrupt and prevent them using behavioral intelligence and real-time insights.

Key insights:

• Fraudsters use structured attack strategies like reconnaissance, blitzes and deception to exploit weaknesses
• AI-driven bots and automation are rapidly increasing the scale and speed of fraud attacks
• Behavioral analytics reveals hidden fraud signals traditional tools miss
• Early detection and layered defenses help stop attacks before they escalate

Uncover a coordinated account takeover fraud ring in action and learn how it was stopped using behavioral, device and network intelligence.

Key insights:

• Fraud rings operate with structured roles to efficiently execute account takeover attacks
• Compromised accounts can be connected across devices, revealing coordinated activity
• Behavioral, device and network intelligence expose fraud signals traditional tools miss
• Stopping ATO requires identifying and dismantling the full fraud ring, not just individual logins

Download the latest Alternative Financial Services Trend Report to reveal new insights on growth and risk, including:

• Loan volume is up 21% YoY across installment and single pay products
• Installment bad rates declined 6.8% YoY
• Returning borrowers grew 26.5% YoY in RTO/LTO

In this webinar, Experian experts explore how organizations can apply proven consumer fraud prevention tactics to strengthen commercial lending defenses.

What you'll learn:

• How consumer fraud strategies can be adapted for commercial use cases
• Where commercial lending is most exposed and how to mitigate risk
• How shared signals across identity, behavior and devices can improve detection