In this report, Experian® data scientists and analysts take a deep look at one of the most popular lending products in the industry, the unsecured personal loan. Our team offers key insights into the consumer credit landscape and analyze trends on this emerging and important industry segment using historical data from August 2018 to December 2022.

In this white paper, Experian data scientists and analysts take a deep look and analyze trends for one of the most popular lending products in the industry: the unsecured personal loan. Read insider expertise on the state of the digital lending environment in the U.S., understand consumers demographics of the typical digital borrower and stay ahead of constantly changing market conditions.

In this Economic Scenarios report, Experian’s Chief Economist, Mohammed Chaudhri, lays out his mid-year forecasts for the path of the U.S. economy. The report delivers in-depth analysis on economic scenarios and how COVID-19 and other trends could impact our growth trajectory.

Download now to get the latest insight as of Q2 2021 on:

• Forecasts of Gross Domestic Product and unemployment
• Scenarios that could impact economic growth
• Emerging risks that could affect your

The coronavirus pandemic has dramatically impacted consumers and businesses alike, but the beginning of the end is here. After over a year fraught with caution and closures, the U.S. economy is embarking on the journey to recovery and the post-pandemic world is emerging.

In this report, we track key economic indicators to examine the pace of recovery from the COVID-19 recession and analyze the impacts on the credit market in both the immediate and short-term future. We also examine the aggregate impact of payment assistance programs, describe five key types of fraud we’re watching and advise how to protect against them, and evaluate the growing value of tools, including AI/ML, alternative data, and employment verification.