Infographic
Published April 1, 2025
Banks Credit Unions
Loan loss analysis is an effective way for lending institutions to drive smarter business decisions by identifying loans that have been lost, where they’ve been booked, their key characteristics, and how they’ve performed.
With loan loss analysis, you can gain visibility into:
- What type of financial institution did that applicant book with (bank, credit union, finance company, etc.)?
- What was the average loan amount, and were others offering more or less?
- What was the estimated interest rate, and how did it compare to yours?
- What was the loan term length?
- What was the average risk score?
Accessing this information can help your organization validate your lending policies or find out where you can make adjustments to remain competitive in the market and win more business.
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White Paper
Closing the credit gap
White paper about income and credit trends – across gender, household dynamics, ethnicities and generational shifts. These new findings explain why closing the credit gaps is a strategic priority for lenders.
Download the white paper to learn about changing demographics across gender, household dynamics, ethnicities and generational shifts.
Learn how pivoting your approach and product offerings may help you broaden your customer base to become leaders in inclusive finance
Case Study
Unlocking member insights with alternative data
Every lending decision you make relies on data, but what if that data only tells part of the story? Download our use case to meet two borrowers, Claudia and John, and discover how alternative data can help you:
- Reveal hidden financial stability in members.
- Identify early warning signs of risk.
- Enable more accurate and inclusive lending decisions.
- Drive stronger member relationships.
Tip Sheet
Understanding Every Member with Alternative Data
Credit unions exist to serve all members of their communities. Yet millions of financially responsible individuals remain invisible to conventional scoring. Download our alternative data guide to discover:
- The strategic advantages of alternative credit data
- The future of inclusive lending
- Why you should partner with us
