5 Types of Alternative Credit Data

Document: Published May 8, 2018

Approximately 25 percent of U.S. consumers are considered “thin file,” and often face significant obstacles to obtaining credit. Adding information from alternative credit data sources has the potential to move thin-file consumers to thick-file status.

Learn more about Experian’s alternative credit data sources and how they can help you identify opportunities to underwrite emerging consumers.

Related Resources

  • Infographic: Assessing Payment Stress with Alternative Data
    Document Published Date: Published May 31, 2022

    As loan accommodations can potentially mask payment stress, obtaining a clear view of consumers’ financial health is more important than ever for lenders. View our infographic to learn how leveraging alternative credit data can help you grow and safeguard your portfolio.

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