Personal loans
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$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$3323 was calculated based on a $15,000 loan with a rate of 199% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

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$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$381 was calculated based on a $15,000 loan with a rate of 17.99% over 60 months.
Loan Details
2Between January 2022 and March 2022, personal loans issued by LendingClub Bank were funded within 24 hours after loan approval, on average. The time it takes for a loan to be funded is not guaranteed, and individual results vary based on multiple factors, including but not limited to investor demand.
A representative example of loan payment terms is as follows: borrower receives a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, the borrower receives $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000, and loan term lengths range from 36 months to 60 months. Some amounts and term lengths may be unavailable in certain states.
APR for Personal Loans ranges from 6.34% to 35.89% and is determined at the time of application. Origination fee ranges from 2% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of 3/15/22 and are subject to change without notice.
Loans are made by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (LendingClub Bank), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. LendingClub Bank is not an affiliate of Experian and is not responsible for the products and services provided by Experian.
Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. Loans are subject to credit approval and may be subject to sufficient investor commitment before they can be funded or issued. Certain information that LendingClub Bank subsequently obtains as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1437 was calculated based on a $15,000 loan with a rate of 92.50% over 22 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$465 was calculated based on a $15,000 loan with a rate of 7.32% over 36 months.
Loan Details
Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank, Member FDIC.
**You may receive your funds one business day after your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank's ability to quickly process the transaction.

$1568 was calculated based on a $15,000 loan with a rate of 92.50% over 18 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$388 was calculated based on a $15,000 loan with a rate of 18.89% over 60 months.
Loan Details

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$508 was calculated based on a $15,000 loan with a rate of 13.37% over 36 months.
Loan Details

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1390 was calculated based on a $15,000 loan with a rate of 92.50% over 24 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$390 was calculated based on a $15,000 loan with a rate of 19.06% over 60 months.
Loan Details
Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank, Member FDIC.
**You may receive your funds one business day after your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank's ability to quickly process the transaction.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$414 was calculated based on a $15,000 loan with a rate of 21.99% over 60 months.
Loan Details

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1370 was calculated based on a $15,000 loan with a rate of 92.50% over 25 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$2956 was calculated based on a $15,000 loan with a rate of 199% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$722 was calculated based on a $15,000 loan with a rate of 14.27% over 24 months.
Loan Details

$412 was calculated based on a $15,000 loan with a rate of 14.25% over 48 months.
Loan Details

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$3323 was calculated based on a $15,000 loan with a rate of 199% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1275 was calculated based on a $15,000 loan with a rate of 59% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$544 was calculated based on a $15,000 loan with a rate of 18.27% over 36 months.
Loan Details

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2956 was calculated based on a $15,000 loan with a rate of 199% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2655 was calculated based on a $15,000 loan with a rate of 199% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$300 was calculated based on a $15,000 loan with a rate of 12.81% over 72 months.
Loan Details

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$515 was calculated based on a $15,000 loan with a rate of 14.27% over 36 months.
Loan Details

$2956 was calculated based on a $15,000 loan with a rate of 199% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$563 was calculated based on a $15,000 loan with a rate of 20.70% over 36 months.
Loan Details

$1390 was calculated based on a $15,000 loan with a rate of 92.50% over 24 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$481 was calculated based on a $15,000 loan with a rate of 23.00% over 48 months.
Loan Details

$2655 was calculated based on a $15,000 loan with a rate of 199% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$718 was calculated based on a $15,000 loan with a rate of 13.74% over 24 months.
Loan Details

$560 was calculated based on a $15,000 loan with a rate of 20.39% over 36 months.
Loan Details

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$581 was calculated based on a $15,000 loan with a rate of 23.00% over 36 months.
Loan Details

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$388 was calculated based on a $15,000 loan with a rate of 18.89% over 60 months.
Loan Details

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2372 was calculated based on a $15,000 loan with a rate of 92.50% over 9 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$4134 was calculated based on a $15,000 loan with a rate of 199% over 6 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1437 was calculated based on a $15,000 loan with a rate of 92.50% over 22 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1078 was calculated based on a $15,000 loan with a rate of 59% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$514 was calculated based on a $15,000 loan with a rate of 27.00% over 48 months.
Loan Details
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.
Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$412 was calculated based on a $15,000 loan with a rate of 14.27% over 48 months.
Loan Details

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2372 was calculated based on a $15,000 loan with a rate of 92.50% over 9 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$555 was calculated based on a $15,000 loan with a rate of 19.74% over 36 months.
Loan Details

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2655 was calculated based on a $15,000 loan with a rate of 199% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$279 was calculated based on a $15,000 loan with a rate of 13.72% over 84 months.
Loan Details

$1960 was calculated based on a $15,000 loan with a rate of 92.50% over 12 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$715 was calculated based on a $15,000 loan with a rate of 13.25% over 24 months.
Loan Details

$786 was calculated based on a $15,000 loan with a rate of 23.00% over 24 months.
Loan Details

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$462 was calculated based on a $15,000 loan with a rate of 20.74% over 48 months.
Loan Details

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1352 was calculated based on a $15,000 loan with a rate of 92.50% over 26 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.

$357 was calculated based on a $15,000 loan with a rate of 14.98% over 60 months.
Loan Details

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1684 was calculated based on a $15,000 loan with a rate of 59% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2235 was calculated based on a $15,000 loan with a rate of 160% over 18 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2573 was calculated based on a $15,000 loan with a rate of 160% over 12 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2104 was calculated based on a $15,000 loan with a rate of 160% over 24 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$2959 was calculated based on a $15,000 loan with a rate of 160% over 9 months.
Loan Details
Applications submitted via OppLoans' website may be originated by one of several lenders, including: FinWise Bank, a Utah-chartered bank located in Murray, UT, Member FDIC; Opportunity Financial LLC, a licensed lender in certain states. All loans funded by FinWise Bank will be serviced by OppLoans.
Products not offered in all states. See www.opploans.com/rates-and-terms for more information regarding product availability. This is an expensive form of credit. Financial products offered by Opportunity Financial are designed to help you meet your short-term needs. Individuals with credit difficulties should seek credit counseling before entering into any consumer credit transaction.
1The loan amounts, term, and annual percentage rate (APR) amount of the loan that a customer qualifies for may vary based on credit determination and state law. Loan amounts range from $500 to $4,000* with an APR of 160%. Loan lengths range from 6 to 24 months. Example: A $1,000 loan repayable in 6 monthly payments of $252.48 has an APR of 160%, and would be paid in full after the 6th successful payment. Please refer to "Rates and Terms" at www.opploans.com for additional details.
2Funds are typically deposited via ACH for delivery next business day for applications processed and approved before 7:30 PM ET, Monday-Friday.
3This information is current as of July 10, 2020 and is subject to change. Ratings on third-party websites may periodically change. Please check third-party websites for up-to-date reviews and ratings. Google Rating: 4.9 out of 5 based on 7,915 reviews.
4The application review process may take longer if additional documents are requested. Approval is not guaranteed. Approval and loan terms will vary based on credit determination and state law.

$1352 was calculated based on a $15,000 loan with a rate of 92.50% over 26 months.
Loan Details
Loans are offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account (savings and prepaid accounts are not accepted), a job or regular source of income and email address to receive account information. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents, which may require you to log into your bank account or provide proof of income. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
1Applications processed and approved before 6pm ET are typically funded the next business day.
2May be subject to minimum loan amount and loan term restrictions. Please visit www.RISECredit.com for details.
3You have 5 business days from your loan origination date to change your mind. If you decide that the loan isn’t right for you, simply call the toll-free customer service number at 866-580-1226, repay the principal within the 5 business day period and there will be no charges.
In KS, TN and TX, installment loans are originated by Capital Community Bank, a Utah Chartered bank, located in Provo UT, Member FDIC.
In AK, AZ, FL, HI, IN, KY, LA, MI, MN, MT, NE, NV, OH, OK, OR, WA and WY, Installment loans are originated by FinWise Bank, a Utah charted bank, located in Murray, UT, Member FDIC.
