Personal loans
Let us match you to personalized loans offers. Get started with your free FICO Score†. Learn about personal loans.
State
- Alabama
- Alaska
- Armed Forces Americas
- Armed Forces Europe
- Armed Forces Pacific
- Arkansas
- American Samoa
- Arizona
- California
- Colorado
- Connecticut
- District Of Columbia
- Delaware
- Florida
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- Idaho
- Illinois
- Indiana
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- Kentucky
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- South Carolina
- South Dakota
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- Texas
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- Virgin Islands
- Vermont
- Washington
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Loan Amount
$
OK
Term
Loan Purpose
0
Month
N/A
$188
Per Month
View Details
Disclosure
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on 1-month LIBOR
180
Months
15.90 - 35.16%
$188
Per Month
View Details
Fixed Interest Rate as low as 15.90% (20.06% APR)
Loan Amounts from $15,000 up to $100,000
Monthly Payment as low as $219.26
No Pre-payment Penalty
No Collateral Required
Get funds in as fast as 3-4 hours
Call Today 844-582-7818
Disclosure
Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 844-311-2274. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806. Copyright 2015 LoanMe, Inc. All Rights Reserved. California loans are made pursuant to LoanMe's California Department of Business Oversight Finance Lenders Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.
Not sure what loan you qualify for?
Let us match you to personalized loan offers. Get started with your free FICO® Score.
36
Months
5.49 - 14.24%
$188
Per Month
View Details
Earnest uses data and technology to understand every applicant's unique financial story and offer customized rates
Lower rates based on your future potential and full financial profile, not just your FICO score
Lifetime service provided in-house. Unlike other lenders, Earnest will never pass you off to third-party servicers.
No fees for origination, prepayment or loan disbursement
Online dashboard designed to make it easy to apply for and manage your loan
Faster response times because we use technology to improve and accelerate our decision-making processes
Disclosure
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest offers personal loans with fixed interest rates between 5.49% APR and 18.24% APR for three, four, or five year terms. Earnest rate ranges are current as of 5/7/2018 and are subject to change based on market conditions and borrower eligibility.
The information provided on this page is updated as of 5/7/2018. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at hello@earnest.com, or call 888-601-2801 for more information on our personal loan product.
Earnest offers personal loans with fixed interest rates between 5.49% APR and 18.24% APR for three, four, or five year terms. Earnest rate ranges are current as of 5/7/2018 and are subject to change based on market conditions and borrower eligibility.
The information provided on this page is updated as of 5/7/2018. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at hello@earnest.com, or call 888-601-2801 for more information on our personal loan product.
1
Month
220.88%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
1
Month
233.52%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
48
Months
12%
$188
Per Month
View Details
12% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
60
Months
8.24 - 13.84%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a credit card consolidation loan
Disclosure
¹The APR listed is for an unsecured credit card/debt consolidation loan between $25,000 and $49,999 with a term between 49 and 60 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $25,000 loan at 8.24% APR with a term of 5 years would result in 60 monthly payments of $509.79.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $25,000 loan at 8.24% APR with a term of 5 years would result in 60 monthly payments of $509.79.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
48
Months
22.59%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
36
Months
8%
$188
Per Month
View Details
8% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
12
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
48
Months
13.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
48
Months
13.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
36
Months
6.24 - 11.99%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a home improvement loan
Disclosure
¹The APR listed is for an unsecured home improvement, pool, or solar system loan between $50,000 and $100,000 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $50,000 loan at 6.24% APR with a term of 3 years would result in 36 monthly payments of $1,526.54.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $50,000 loan at 6.24% APR with a term of 3 years would result in 36 monthly payments of $1,526.54.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $3,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $5,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
1
Month
175.48%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
36
Months
29.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
60
Months
9.15 - 29.62%
$188
Per Month
View Details
Fixed-rate loans from $10,000 to $35,000. APRs from 4.99% to 29.99%.
Interest rate discounts possible with a co-applicant or direct payment of creditors
Loan terms of 2 to 5 years. No hidden fees or prepayment penalties.
If you're approved, get money in as little as 48 hours. Loan consultants available via phone at (888)494-6066.
Disclosure
All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states - please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500.00. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 4.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 4.99% APR loan, a borrower will need excellent credit on a loan of $15,000 with a term of 24 months, and qualify for at least two of the following discounts: (1) add a co-borrower who has sufficient income; (2) use at least fifty percent of the loan proceeds to directly pay off existing debt; or (3) show proof of having at least forty-thousand dollars in retirement savings - contact FreedomPlus for further details.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
36
Months
5.96%
$188
Per Month
View Details
Affordable loans of up to $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties
Quick online application -- get pre-approved in just minutes
Checking your rate won't impact your credit score
Review multiple loan options so you can pick the amount and term that fits your budget and timeline
With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free
Disclosure
Loans made through Upgrade feature APRs of 5.96%-35.97%. Lowest rates require Autopay. All loans have a 1% to 6% origination fee, which is deducted from the loan proceeds. For example, a $10,000 loan with a 36 month term and a 18.61% APR (which includes a 6% origination fee) has a required monthly payment of $342.70. The APR on your loan may be higher or lower. Actual rate depends on credit score, credit usage history, loan term and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan.
36
Months
24.02%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
1
Month
105.07%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
48
Months
17.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
84
Months
100 - 139%
$188
Per Month
View Details
Loan Amounts from $3,100 up to $10,600
No Pre-payment Penalty
No Collateral Required
Get funds in as fast as 3-4 hours
Call Today 844-582-7818
Disclosure
Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 844-311-2274. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806. Copyright 2015 LoanMe, Inc. All Rights Reserved. California loans are made pursuant to LoanMe's California Department of Business Oversight Finance Lenders Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.
60
Months
20.82%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
48
Months
6.75 - 13.62%
Fixed APR w/ AutoPay
$188
Per Month
View Details
Personal Loans at fixed rates from 6.75% APR (with autopay)
Borrow up to $100,000
No Origination Fees, No Prepayment Penalties, and No Late or Overdraft Fees
Simple online application with live support 7 days a week
Apply Now
Disclosure
Fixed rates from 6.199% APR to 15.365% APR (with AutoPay). Variable rates from 6.145% APR to 14.685% APR (with AutoPay). SoFi rate ranges are current as of June 15, 2018 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 6.145% APR assumes current 1-month LIBOR rate of 1.97% plus 4.175% margin minus 0.25% AutoPay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
22
Months
36 - 299%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
60
Months
25.2%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
36
Months
6.95 - 12%
$188
Per Month
View Details
640 minimum FICO® Score
More than $12 billion loans funded
9 out of 10 customers would recommend Prosper to friends or family1
Consolidate debt, finance a home improvement project or pay off medical expenses
Get your money in as few as 3 days - your monthly payment stays the same
All loans made by WebBank, member FDIC
Disclosure
For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All loans made by WebBank, member FDIC.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
36
Months
13%
$188
Per Month
View Details
Personal loans from $2,000 to $25,000
Rates from 15.49% to 34.99% APR with no prepayment penalties
Check your rate for free without impacting your credit score
Qualified customers receive offers in three simple steps, and funds in as little as 24 hours if approved
Simple and Secure - quick online application
LendingPoint's customer success representatives are available online or by phone 24/7, just call 844-298-8014
Terms from 24 - 48 months
Disclosure
Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 5% may apply depending upon your state of residence. Upon LendingPoint's final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $2,000 to $25,000, at rates ranging from a low of 15.49% APR to a high of 34.99% APR, with terms from 24 to 48 months. The loan offer(s) shown reflect a 28 day payment cycle which is being offered as a courtesy as many of our customer are paid on a biweekly schedule and thus this may better align the loan payment dates with our customer's actual income receipt schedule. We also offer monthly and bi-monthly pay schedules.
36
Months
29.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
1
Month
132.73%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
60
Months
16%
$188
Per Month
View Details
16% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
1
Month
76.49%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
60
Months
21.89%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
48
Months
13.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
48
Months
26.89%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
60
Months
7.24 - 13.24%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a home improvement loan
Disclosure
¹The APR listed is for an unsecured home improvement, pool, or solar system loan between $50,000 and $100,000 with a term between 49 and 60 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $50,000 loan at 7.24% APR with a term of 5 years would result in 60 monthly payments of $995.73.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $50,000 loan at 7.24% APR with a term of 5 years would result in 60 monthly payments of $995.73.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $3,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
60
Months
6.95 - 35.99%
$188
Per Month
View Details
640 minimum FICO® Score
More than $12 billion loans funded
9 out of 10 customers would recommend Prosper to friends or family1
Consolidate debt, finance a home improvement project or pay off medical expenses
Get your money in as few as 3 days - your monthly payment stays the same
All loans made by WebBank, member FDIC
Disclosure
For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All loans made by WebBank, member FDIC.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
47
Months
110 - 115.81%
$188
Per Month
View Details
Apply by calling 855-520-9470
Loan amount up to $5,400
Low Monthly Payments!
No Prepayment Penalties
No Collateral Required
Get funds in as fast as 4 hours*
Disclosure
Credit approval is subject to CashCall's credit standards and actual terms (including actual loan amount) may vary by applicant. CashCall requires certain supporting documentation with each application. If you have any questions regarding this call us at 866-900-8744. CashCall is located at One City Boulevard West, Suite 102, Orange, CA 92868. © 2017 CashCall, Inc. All Rights Reserved. California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License 603-8780. CashCall also offers loans in certain other States which may have higher minimum loan amounts.
18
Months
99%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
180
Months
15.90 - 35.16%
$188
Per Month
View Details
Fixed Interest Rate as low as 15.90% (20.06% APR)
Loan Amounts from $15,000 up to $100,000
Monthly Payment as low as $219.26
No Pre-payment Penalty
No Collateral Required
Get funds in as fast as 3-4 hours
Call Today 844-582-7818
Disclosure
Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 844-311-2274. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806. Copyright 2015 LoanMe, Inc. All Rights Reserved. California loans are made pursuant to LoanMe's California Department of Business Oversight Finance Lenders Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.
47
Months
135 - 138.45%
$188
Per Month
View Details
Apply by calling 855-520-9470
Loan amount up to $3,100
Low Monthly Payments!
No Prepayment Penalties
No Collateral Required
Get funds in as fast as 4 hours*
Disclosure
Credit approval is subject to CashCall's credit standards and actual terms (including actual loan amount) may vary by applicant. CashCall requires certain supporting documentation with each application. If you have any questions regarding this call us at 866-900-8744. CashCall is located at One City Boulevard West, Suite 102, Orange, CA 92868. © 2017 CashCall, Inc. All Rights Reserved. California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License 603-8780. CashCall also offers loans in certain other States which may have higher minimum loan amounts.
24
Months
11.99 - 35.95%
APRs compliant with the Military Lending Act
$188
Per Month
View Details
Military friendly lender (all ranks and branches)
Personal installment loans from $500 - $10,000
All credit types eligible to apply
Easy application and quick access to your money
Fixed rates and affordable payments
Trusted lender to more than 1.4 million military
Disclosure
All loan applications are subject to the credit policies of Pioneer Services. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant's credit qualifications. Loan amounts are available between $500 and $10,000 with terms from 12 to 48 months. APRs range from 11.99% to 35.95%, with the lower rates available to those with stronger credit profiles. Pioneer Services installment loans are originated through MidCountry Bank, which offers the protections and security of a federally regulated institution, and is a member FDIC.
84
Months
95 - 135%
$188
Per Month
View Details
Loan Amounts from $3,100 up to $10,600
No Pre-payment Penalty
No Collateral Required
Get funds in as fast as 3-4 hours
Call Today 844-582-7818
Disclosure
Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 844-311-2274. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806. Copyright 2015 LoanMe, Inc. All Rights Reserved. California loans are made pursuant to LoanMe's California Department of Business Oversight Finance Lenders Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.
47
Months
115 - 116.73%
$188
Per Month
View Details
Apply by calling 855-520-9470
Loan amount up to $5,075
Low Monthly Payments!
No Prepayment Penalties
No Collateral Required
Get funds in as fast as 4 hours*
Disclosure
Credit approval is subject to CashCall's credit standards and actual terms (including actual loan amount) may vary by applicant. CashCall requires certain supporting documentation with each application. If you have any questions regarding this call us at 866-900-8744. CashCall is located at One City Boulevard West, Suite 102, Orange, CA 92868. © 2017 CashCall, Inc. All Rights Reserved. California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License 603-8780. CashCall also offers loans in certain other States which may have higher minimum loan amounts.
36
Months
16.62%
$188
Per Month
View Details
Affordable loans of up to $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties
Quick online application -- get pre-approved in just minutes
Checking your rate won't impact your credit score
Review multiple loan options so you can pick the amount and term that fits your budget and timeline
With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free
Disclosure
Loans made through Upgrade feature APRs of 5.96%-35.97%. Lowest rates require Autopay. All loans have a 1% to 6% origination fee, which is deducted from the loan proceeds. For example, a $10,000 loan with a 36 month term and a 18.61% APR (which includes a 6% origination fee) has a required monthly payment of $342.70. The APR on your loan may be higher or lower. Actual rate depends on credit score, credit usage history, loan term and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan.
48
Months
21.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
47
Months
110 - 115.93%
$188
Per Month
View Details
Apply by calling 855-520-9470
Loan amount up to $5,400
Low Monthly Payments!
No Prepayment Penalties
No Collateral Required
Get funds in as fast as 4 hours*
Disclosure
Credit approval is subject to CashCall's credit standards and actual terms (including actual loan amount) may vary by applicant. CashCall requires certain supporting documentation with each application. If you have any questions regarding this call us at 866-900-8744. CashCall is located at One City Boulevard West, Suite 102, Orange, CA 92868. © 2017 CashCall, Inc. All Rights Reserved. California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License 603-8780. CashCall also offers loans in certain other States which may have higher minimum loan amounts.
36
Months
6.00 - 29.99%
$188
Per Month
View Details
Loan amounts from $1,000 - $50,000
APRs from 6% - 29.99% with loan terms of 3 or 5 years
Won't affect your credit score
You can have funds in as fast as 1 day
You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.
Disclosure
This offer is conditioned on final approval based on our consideration and verification of financial and non-financial information. This offer may be accepted only by the person identified in this offer, who is old enough to legally enter into contract for the extension of credit, a US citizen or permanent resident, and a current resident of the US. Duplicate offers received as a result of multiple mailings to the same person are void. Closing your loan is contingent on your meeting our eligibility requirements, our verification of your information, and your agreement to the terms and conditions on the www.upstart.com website. Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. The minimum loan amount is $3,000 for borrowers in Georgia, $6,000 for borrowers in Ohio and $7,000 for borrowers in Massachusetts. The average 3-year loan on Upstart will have an APR of 16% and 36 monthly payments of $33 per $1,000 borrowed. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus. If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law. All loans are made by Cross River Bank, an FDIC insured New Jersey state chartered commercial bank.
18
Months
199%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
36
Months
6.95 - 35.99%
$188
Per Month
View Details
640 minimum FICO® Score
More than $12 billion loans funded
9 out of 10 customers would recommend Prosper to friends or family1
Consolidate debt, finance a home improvement project or pay off medical expenses
Get your money in as few as 3 days - your monthly payment stays the same
All loans made by WebBank, member FDIC
Disclosure
For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All loans made by WebBank, member FDIC.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
60
Months
6.99 - 29.99%
$188
Per Month
View Details
Loan amounts from $1,000 - $50,000
APRs from 6.99% - 29.99% with loan terms of 3 or 5 years
Won't affect your credit score
You can have funds in as fast as 1 day
You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.
Disclosure
This offer is conditioned on final approval based on our consideration and verification of financial and non-financial information. This offer may be accepted only by the person identified in this offer, who is old enough to legally enter into contract for the extension of credit, a US citizen or permanent resident, and a current resident of the US. Duplicate offers received as a result of multiple mailings to the same person are void. Closing your loan is contingent on your meeting our eligibility requirements, our verification of your information, and your agreement to the terms and conditions on the www.upstart.com website. Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. The minimum loan amount is $3,000 for borrowers in Georgia, $6,000 for borrowers in Ohio and $7,000 for borrowers in Massachusetts. The average 3-year loan on Upstart will have an APR of 16% and 36 monthly payments of $33 per $1,000 borrowed. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved. When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus. If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law. All loans are made by Cross River Bank, an FDIC insured New Jersey state chartered commercial bank.
22
Months
36 - 299%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
48
Months
14%
$188
Per Month
View Details
14% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
60
Months
6.84 - 13.24%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a home improvement loan
Disclosure
¹The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 49 and 60 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $10,000 loan at 6.84% APR with a term of 5 years would result in 60 monthly payments of $197.26.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $10,000 loan at 6.84% APR with a term of 5 years would result in 60 monthly payments of $197.26.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
72
Months
8.31 - 14.56%
Fixed APR w/ AutoPay
$188
Per Month
View Details
Personal Loans at fixed rates from 8.31% APR (with autopay)
Borrow up to $100,000
No Origination Fees, No Prepayment Penalties, and No Late or Overdraft Fees
Simple online application with live support 7 days a week
Apply Now
Disclosure
Fixed rates from 6.199% APR to 15.365% APR (with AutoPay). Variable rates from 6.145% APR to 14.685% APR (with AutoPay). SoFi rate ranges are current as of June 15, 2018 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 6.145% APR assumes current 1-month LIBOR rate of 1.97% plus 4.175% margin minus 0.25% AutoPay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
60
Months
26.89%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
60
Months
6.95 - 12%
$188
Per Month
View Details
640 minimum FICO® Score
More than $12 billion loans funded
9 out of 10 customers would recommend Prosper to friends or family1
Consolidate debt, finance a home improvement project or pay off medical expenses
Get your money in as few as 3 days - your monthly payment stays the same
All loans made by WebBank, member FDIC
Disclosure
For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All loans made by WebBank, member FDIC.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
1Based on responses from randomly selected borrowers in good standing who received a loan from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
48
Months
24.12%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
84
Months
10.74 - 14.24%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a credit card consolidation loan
Disclosure
¹The APR listed is for an unsecured credit card/debt consolidation loan between $50,000 and $100,000 with a term between 73 and 84 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $50,000 loan at 10.74% APR with a term of 7 years would result in 84 monthly payments of $849.30.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $50,000 loan at 10.74% APR with a term of 7 years would result in 84 monthly payments of $849.30.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
0
Month
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
36
Months
5.96%
$188
Per Month
View Details
Affordable loans of up to $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties
Quick online application -- get pre-approved in just minutes
Checking your rate won't impact your credit score
Review multiple loan options so you can pick the amount and term that fits your budget and timeline
With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free
Disclosure
Loans made through Upgrade feature APRs of 5.96%-35.97%. Lowest rates require Autopay. All loans have a 1% to 6% origination fee, which is deducted from the loan proceeds. For example, a $10,000 loan with a 36 month term and a 18.61% APR (which includes a 6% origination fee) has a required monthly payment of $342.70. The APR on your loan may be higher or lower. Actual rate depends on credit score, credit usage history, loan term and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan.
36
Months
7.92 - 28.35%
$188
Per Month
View Details
Fixed-rate loans from $10,000 to $35,000. APRs from 4.99% to 29.99%.
Interest rate discounts possible with a co-applicant or direct payment of creditors
Loan terms of 2 to 5 years. No hidden fees or prepayment penalties.
If you're approved, get money in as little as 48 hours. Loan consultants available via phone at (888)494-6066.
Disclosure
All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states - please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500.00. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 4.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 4.99% APR loan, a borrower will need excellent credit on a loan of $15,000 with a term of 24 months, and qualify for at least two of the following discounts: (1) add a co-borrower who has sufficient income; (2) use at least fifty percent of the loan proceeds to directly pay off existing debt; or (3) show proof of having at least forty-thousand dollars in retirement savings - contact FreedomPlus for further details.
60
Months
31.32%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
36
Months
31.32%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $3,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
48
Months
14%
$188
Per Month
View Details
14% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
6
Months
199%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $5,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
12
Months
99%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
18
Months
199%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
48
Months
12%
$188
Per Month
View Details
$35,000
12% APR
48 monthly payments of $922
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
36
Months
6.2 - 13.12%
Fixed APR w/ AutoPay
$188
Per Month
View Details
Personal Loans at fixed rates from 6.2% APR (with autopay)
Borrow up to $100,000
No Origination Fees, No Prepayment Penalties, and No Late or Overdraft Fees
Simple online application with live support 7 days a week
Apply Now
Disclosure
Fixed rates from 6.199% APR to 15.365% APR (with AutoPay). Variable rates from 6.145% APR to 14.685% APR (with AutoPay). SoFi rate ranges are current as of June 15, 2018 and are subject to change without notice. Not all rates and amounts available in all states. See Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 6.145% APR assumes current 1-month LIBOR rate of 1.97% plus 4.175% margin minus 0.25% AutoPay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)
36
Months
21.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
22
Months
36 - 299%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
48
Months
21.89%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
48
Months
24.02%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
9
Months
199%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
22
Months
36 - 299%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
48
Months
17.5%
$188
Per Month
View Details
Personal loans from $2,000 to $25,000
Rates from 15.49% to 34.99% APR with no prepayment penalties
Check your rate for free without impacting your credit score
Qualified customers receive offers in three simple steps, and funds in as little as 24 hours if approved
Simple and Secure - quick online application
LendingPoint's customer success representatives are available online or by phone 24/7, just call 844-298-8014
Terms from 24 - 48 months
Disclosure
Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 5% may apply depending upon your state of residence. Upon LendingPoint's final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $2,000 to $25,000, at rates ranging from a low of 15.49% APR to a high of 34.99% APR, with terms from 24 to 48 months. The loan offer(s) shown reflect a 28 day payment cycle which is being offered as a courtesy as many of our customer are paid on a biweekly schedule and thus this may better align the loan payment dates with our customer's actual income receipt schedule. We also offer monthly and bi-monthly pay schedules.
60
Months
16%
$188
Per Month
View Details
16% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
36
Months
28.19%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
12
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $2,500!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
1
Month
121.67%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
1
Month
91.25%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
48
Months
11.99 - 35.95%
APRs compliant with the Military Lending Act
$188
Per Month
View Details
Military friendly lender (all ranks and branches)
Personal installment loans from $500 - $10,000
All credit types eligible to apply
Easy application and quick access to your money
Fixed rates and affordable payments
Trusted lender to more than 1.4 million military
Disclosure
All loan applications are subject to the credit policies of Pioneer Services. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant's credit qualifications. Loan amounts are available between $500 and $10,000 with terms from 12 to 48 months. APRs range from 11.99% to 35.95%, with the lower rates available to those with stronger credit profiles. Pioneer Services installment loans are originated through MidCountry Bank, which offers the protections and security of a federally regulated institution, and is a member FDIC.
0
Month
N/A
$188
Per Month
View Details
Disclosure
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on 1-month LIBOR
84
Months
95 - 135%
$188
Per Month
View Details
Loan Amounts from $2,600 up to $10,600
No Pre-payment Penalty
No Collateral Required
Get funds in as fast as 3-4 hours
Call Today 844-582-7818
Disclosure
Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 844-311-2274. LoanMe is located at 1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806. Copyright 2015 LoanMe, Inc. All Rights Reserved. California loans are made pursuant to LoanMe's California Department of Business Oversight Finance Lenders Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
60
Months
18%
$188
Per Month
View Details
18% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
36
Months
5.99 - 29.99%
Fixed APR¹
$188
Per Month
View Details
Personal loans up to $35,000 with fixed APRs from 5.99% to 29.99% and no pre-payment penalties
Use a Best Egg loan to pay off credit cards, for home improvements or other unexpected expenses
Easy, hassle-free online loan application that can get you money in as little as one business day
Trusted lender with A+ BBB rating, more than 300,000 customers served and over $5 billion in funded loans
Disclosure
¹The Annual Percentage Rate (APR) is the cost of credit as a yearly rate and ranges from 5.99%-29.99%, which may include an origination fee from 0.99%–5.99%. Any origination fee on a 5-year loan will be at least 4.99% and is deducted from loan proceeds. The APR offered will depend on your credit score, income, debt payment obligations, loan amount, loan term, credit usage history and other factors, and therefore may be higher than our lowest advertised rate. Requests for the highest loan amount may resulting an APR higher than our lowest advertised rate. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest rate.
Best Egg loans are unsecured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. All uses of "Best Egg" on this site mean and shall refer to "the Best Egg personal loan" and/or "Best Egg on behalf of Cross River Bank, as originator of the Best Egg personal loan," as applicable. Loan amounts generally range from $2,000-$35,000. Offers up to $50,000 may be available for qualified customers who receive offer codes in the mail. The minimum individual annual income needed to qualify for a loan of $50,000 is $130,000. Borrowers may hold no more than two open Best Egg loans at any given time. In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least six months. Total existing Best Egg loan balances must not exceed $50,000. All loans in MA must exceed $6,000; in NM, OH must exceed $5,000; in GA must exceed $3,000.
Borrowers should refer to their loan agreement for specific terms and conditions. A loan example: a 5–year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3–year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57. Your verifiable income must support your ability to repay your loan. Upon loan funding, the timing of available funds may vary depending upon your bank's policies.
Best Egg loans are unsecured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. All uses of "Best Egg" on this site mean and shall refer to "the Best Egg personal loan" and/or "Best Egg on behalf of Cross River Bank, as originator of the Best Egg personal loan," as applicable. Loan amounts generally range from $2,000-$35,000. Offers up to $50,000 may be available for qualified customers who receive offer codes in the mail. The minimum individual annual income needed to qualify for a loan of $50,000 is $130,000. Borrowers may hold no more than two open Best Egg loans at any given time. In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least six months. Total existing Best Egg loan balances must not exceed $50,000. All loans in MA must exceed $6,000; in NM, OH must exceed $5,000; in GA must exceed $3,000.
Borrowers should refer to their loan agreement for specific terms and conditions. A loan example: a 5–year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3–year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57. Your verifiable income must support your ability to repay your loan. Upon loan funding, the timing of available funds may vary depending upon your bank's policies.
0
Month
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
6
Months
36 - 299%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
12
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
48
Months
14%
$188
Per Month
View Details
$35,000
14% APR
48 monthly payments of $956
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
36
Months
6.24 - 12.84%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a credit card consolidation loan
Disclosure
¹The APR listed is for an unsecured credit card/debt consolidation loan between $25,000 and $49,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $25,000 loan at 6.24% APR with a term of 3 years would result in 36 monthly payments of $763.27.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $25,000 loan at 6.24% APR with a term of 3 years would result in 36 monthly payments of $763.27.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
48
Months
28.19%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
36
Months
17%
$188
Per Month
View Details
Personal loans from $2,000 to $25,000
Rates from 15.49% to 34.99% APR with no prepayment penalties
Check your rate for free without impacting your credit score
Qualified customers receive offers in three simple steps, and funds in as little as 24 hours if approved
Simple and Secure - quick online application
LendingPoint's customer success representatives are available online or by phone 24/7, just call 844-298-8014
Terms from 24 - 48 months
Disclosure
Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 5% may apply depending upon your state of residence. Upon LendingPoint's final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $2,000 to $25,000, at rates ranging from a low of 15.49% APR to a high of 34.99% APR, with terms from 24 to 48 months. The loan offer(s) shown reflect a 28 day payment cycle which is being offered as a courtesy as many of our customer are paid on a biweekly schedule and thus this may better align the loan payment dates with our customer's actual income receipt schedule. We also offer monthly and bi-monthly pay schedules.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
1
Month
148.28%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
36
Months
24.12%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
84
Months
95 - 99.75%
$188
Per Month
View Details
Apply by calling 855-520-9470
Loan amount up to $10,600
Low Monthly Payments!
No Prepayment Penalties
No Collateral Required
Get funds in as fast as 4 hours*
Disclosure
Credit approval is subject to CashCall's credit standards and actual terms (including actual loan amount) may vary by applicant. CashCall requires certain supporting documentation with each application. If you have any questions regarding this call us at 866-900-8744. CashCall is located at One City Boulevard West, Suite 102, Orange, CA 92868. © 2017 CashCall, Inc. All Rights Reserved. California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License 603-8780. CashCall also offers loans in certain other States which may have higher minimum loan amounts.
60
Months
5.99 - 35.89%
$188
Per Month
View Details
Join over 1.5 million happy customers
10+ years leading marketplace lending with an A+ BBB rating
Fixed rate and payments
Funds available within 7 days
No Prepayment fees
Disclosure
All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 5.99% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at time of application. The origination fee ranges from 1% to 6% and the average origination fee is 5.49% as of Q1 2017. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via Lending Club have a minimum repayment term of 36 months or longer.
1
Month
241.31%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
1
Month
259.56%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
1
Month
140.39%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
12
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
60
Months
5.99 - 29.99%
Fixed APR¹
$188
Per Month
View Details
Personal loans up to $35,000 with fixed APRs from 5.99% to 29.99% and no pre-payment penalties
Use a Best Egg loan to pay off credit cards, for home improvements or other unexpected expenses
Easy, hassle-free online loan application that can get you money in as little as one business day
Trusted lender with A+ BBB rating, more than 300,000 customers served and over $5 billion in funded loans
Disclosure
¹The Annual Percentage Rate (APR) is the cost of credit as a yearly rate and ranges from 5.99%-29.99%, which may include an origination fee from 0.99%–5.99%. Any origination fee on a 5-year loan will be at least 4.99% and is deducted from loan proceeds. The APR offered will depend on your credit score, income, debt payment obligations, loan amount, loan term, credit usage history and other factors, and therefore may be higher than our lowest advertised rate. Requests for the highest loan amount may resulting an APR higher than our lowest advertised rate. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest rate.
Best Egg loans are unsecured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. All uses of "Best Egg" on this site mean and shall refer to "the Best Egg personal loan" and/or "Best Egg on behalf of Cross River Bank, as originator of the Best Egg personal loan," as applicable. Loan amounts generally range from $2,000-$35,000. Offers up to $50,000 may be available for qualified customers who receive offer codes in the mail. The minimum individual annual income needed to qualify for a loan of $50,000 is $130,000. Borrowers may hold no more than two open Best Egg loans at any given time. In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least six months. Total existing Best Egg loan balances must not exceed $50,000. All loans in MA must exceed $6,000; in NM, OH must exceed $5,000; in GA must exceed $3,000.
Borrowers should refer to their loan agreement for specific terms and conditions. A loan example: a 5–year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3–year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57. Your verifiable income must support your ability to repay your loan. Upon loan funding, the timing of available funds may vary depending upon your bank's policies.
Best Egg loans are unsecured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. All uses of "Best Egg" on this site mean and shall refer to "the Best Egg personal loan" and/or "Best Egg on behalf of Cross River Bank, as originator of the Best Egg personal loan," as applicable. Loan amounts generally range from $2,000-$35,000. Offers up to $50,000 may be available for qualified customers who receive offer codes in the mail. The minimum individual annual income needed to qualify for a loan of $50,000 is $130,000. Borrowers may hold no more than two open Best Egg loans at any given time. In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least six months. Total existing Best Egg loan balances must not exceed $50,000. All loans in MA must exceed $6,000; in NM, OH must exceed $5,000; in GA must exceed $3,000.
Borrowers should refer to their loan agreement for specific terms and conditions. A loan example: a 5–year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3–year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57. Your verifiable income must support your ability to repay your loan. Upon loan funding, the timing of available funds may vary depending upon your bank's policies.
48
Months
22.14%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
36
Months
12%
$188
Per Month
View Details
12% APR
Pay off high-interest credit card balances and save
Quickly check your rate without affecting your credit score
No prepayment, late, or check-processing fees
Members see an average FICO® Score boost of 40 points when paying down credit card balances
Disclosure
Based upon a study of Payoff Members between March 2016 and July 2016, Payoff Members who paid off at least $5,000 in credit card balances saw an average increase in their FICO® score of 40 points within two months of receiving a Payoff® Loan. Individual results may vary.
36
Months
21.95%
APR can range from 9.95% to 35.99%
$188
Per Month
View Details
Funds from $2,000 to $35,000 deposited as soon as next business day1
Get a decision in minutes with competitive rates
Checking your rates won't impact your credit score
No collateral needed and customer support available 7 days a week
Disclosure
Avant branded credit products are issued by WebBank, member FDIC.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
If approved, the presented rates and terms on this site are subject to change based on verification of the information provided and other factors such as your creditworthiness and outstanding debt.
Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.
1Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.
144
Months
8.99 - 13.74%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a home improvement loan
Disclosure
¹The APR listed is for an unsecured home improvement, pool, or solar system loan between $50,000 and $100,000 with a term between 85 and 144 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $50,000 loan at 8.99% APR with a term of 12 years would result in 144 monthly payments of $568.73.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $50,000 loan at 8.99% APR with a term of 12 years would result in 144 monthly payments of $568.73.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
36
Months
7.74 - 12.84%
Fixed APR¹ w/AutoPay
$188
Per Month
View Details
Loan amounts up to $100,000
Flexible Terms
No Fees or Prepayment Penalties
Best Loan Experience Guarantee
Funds as soon as today†
The rate range listed is for a credit card consolidation loan
Disclosure
¹The APR listed is for an unsecured credit card/debt consolidation loan between $50,000 and $100,000 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $50,000 loan at 7.74% APR with a term of 3 years would result in 36 monthly payments of $1,560.83.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
Payment example: Monthly payments for a $50,000 loan at 7.74% APR with a term of 3 years would result in 36 monthly payments of $1,560.83.
†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
48
Months
7.49 - 16.24%
$188
Per Month
View Details
Earnest uses data and technology to understand every applicant's unique financial story and offer customized rates
Lower rates based on your future potential and full financial profile, not just your FICO score
Lifetime service provided in-house. Unlike other lenders, Earnest will never pass you off to third-party servicers.
No fees for origination, prepayment or loan disbursement
Online dashboard designed to make it easy to apply for and manage your loan
Faster response times because we use technology to improve and accelerate our decision-making processes
Disclosure
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest offers personal loans with fixed interest rates between 5.49% APR and 18.24% APR for three, four, or five year terms. Earnest rate ranges are current as of 5/7/2018 and are subject to change based on market conditions and borrower eligibility.
The information provided on this page is updated as of 5/7/2018. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at hello@earnest.com, or call 888-601-2801 for more information on our personal loan product.
Earnest offers personal loans with fixed interest rates between 5.49% APR and 18.24% APR for three, four, or five year terms. Earnest rate ranges are current as of 5/7/2018 and are subject to change based on market conditions and borrower eligibility.
The information provided on this page is updated as of 5/7/2018. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice.
Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 303 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, e-mail us at hello@earnest.com, or call 888-601-2801 for more information on our personal loan product.
9
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
24
Months
36 - 299%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
12
Months
11.99 - 35.95%
APRs compliant with the Military Lending Act
$188
Per Month
View Details
Military friendly lender (all ranks and branches)
Personal installment loans from $500 - $10,000
All credit types eligible to apply
Easy application and quick access to your money
Fixed rates and affordable payments
Trusted lender to more than 1.4 million military
Disclosure
All loan applications are subject to the credit policies of Pioneer Services. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant's credit qualifications. Loan amounts are available between $500 and $10,000 with terms from 12 to 48 months. APRs range from 11.99% to 35.95%, with the lower rates available to those with stronger credit profiles. Pioneer Services installment loans are originated through MidCountry Bank, which offers the protections and security of a federally regulated institution, and is a member FDIC.
12
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
1
Month
212.31%
$188
Per Month
View Details
Good credit not required
Up to $250 for first time borrowers
Instant decision on loan approval
Free credit education
Disclosure
Amounts, rates and terms may vary depending on your state or the time of actual application submission with LendUp. This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition. Not available in every state. For a list of states in which LendUp is licensed to make loans, see www.lendup.com/rates-and-notices. Borrowers may be subject to fees for unsuccessful payment attempts. Refer to full borrower loan agreement for all terms, conditions and requirements.
60
Months
28.19%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
12
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $3,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
84
Months
99 - 99.75%
$188
Per Month
View Details
Apply by calling 855-520-9470
Loan amount up to $10,000
Low Monthly Payments!
No Prepayment Penalties
No Collateral Required
Get funds in as fast as 4 hours*
Disclosure
Credit approval is subject to CashCall's credit standards and actual terms (including actual loan amount) may vary by applicant. CashCall requires certain supporting documentation with each application. If you have any questions regarding this call us at 866-900-8744. CashCall is located at One City Boulevard West, Suite 102, Orange, CA 92868. © 2017 CashCall, Inc. All Rights Reserved. California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License 603-8780. CashCall also offers loans in certain other States which may have higher minimum loan amounts.
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $4,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
60
Months
17.98%
$188
Per Month
View Details
Affordable loans of up to $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties
Quick online application -- get pre-approved in just minutes
Checking your rate won't impact your credit score
Review multiple loan options so you can pick the amount and term that fits your budget and timeline
With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free
Disclosure
Loans made through Upgrade feature APRs of 5.96%-35.97%. Lowest rates require Autopay. All loans have a 1% to 6% origination fee, which is deducted from the loan proceeds. For example, a $10,000 loan with a 36 month term and a 18.61% APR (which includes a 6% origination fee) has a required monthly payment of $342.70. The APR on your loan may be higher or lower. Actual rate depends on credit score, credit usage history, loan term and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan.
0
Month
N/A
$188
Per Month
View Details
Disclosure
Offered terms are subject to change. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900). If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. All variable rates are based on 1-month LIBOR
18
Months
160%
$188
Per Month
View Details
Quick funding!
An easy application, fast decisions, and funding as soon as the next day
More affordable rates!
Lower APRs, longer terms, and no prepayment fees
Up to $5,000!
Receive funds directly into your account
More personal service!
Our customers rate us 4.8 out of 5 stars on Google
Disclosure
To qualify, a borrower must (i) be a U.S. citizen or permanent resident; (ii) reside in a state where OppLoans operates; (iii) have direct deposit; (iv) meet income requirements; (v) be 18 years of age (19 in Alabama); and, (vi) meet verification standards. This information is current as of October 10, 2017 and is subject to change. Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, Alaska, Arizona, California, Delaware, Florida, Idaho, Illinois, Indianna, Kansas, Kentucky, Maryland, Michigan, Missouri, Nevada, New Mexico, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin. We do not lend or arrange loans in all states. Opportunity Financial offers line of credit products in: Kansas, Tennessee and Virginia. Please note: This is an expensive form of credit. This service is not intended to provide a solution for longer-term credit or other financial needs. Loans made or arranged by Opportunity Financial are designed to help you meet your short-term borrowing needs. Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms at www.opploans.com for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First-time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $4,000 with an APR from 99% to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 12 bi-weekly payments of $130 has a 199% APR. After the 12th successful payment, the loan would be paid in full. Applications processed and approved before 7:30 p.m. ET Monday-Friday are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Some customers applying for a loan may be required to submit additional documentation due to state law and qualification criteria. Lower APRs and longer terms when compared to a typical payday lending product. According to the Consumer Federation of America, a non-profit consumer advocacy group, payday loans range in size from $100 to $1,000, depending on state legal maximums and carry an average APR of 400% and an average loan term of two weeks. The maximum APR for a loan offered by OppLoans is 199% and loan sizes range from $1,000-$4,000 with a typical term of six months dependent on the state law. As of October 17, 2017. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings. Google+ Rating: 4.8 out of 5 based on 1,824 reviews. Facebook Rating: 4.7 out of 5 based on 270 reviews.
36
Months
26.69%
$188
Per Month
View Details
Fixed rate and monthly payments
Clear terms
Easy application and fast response
Trusted lender to over 10 million customers
5 out of 6 Americans live within 25 miles of a branch
Personalized for your budget and needs
Disclosure
All loans subject to OneMain's normal credit policies. Annual Percentage Rate (APR) shown represents the maximum APR for the top 10% of loans booked from January to April 2017. Monthly payment amounts shown are based off rates for top 10% of loans booked from January to April 2017. Loan approval and actual loan terms depend on your ability to meet OneMain's standard credit criteria (including credit history, income and debts) and the availability of collateral. Loan amounts are also subject to state specific minimum and maximum size restrictions. California minimum loan amount is $3,000. Georgia minimum loan amount is $1,500 for present customers and $3,100 for others. Collateral offered must meet our criteria. APRs are generally higher on loans not secured by a vehicle. Maximum APR is 35.99%, subject to state restrictions. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.
26
Months
36 - 225%
$188
Per Month
View Details
Cash in your account as soon as tomorrow
No prepayment penalties or hidden fees
Payments reported to a major credit bureau so you can work towards rebuilding your credit score
5-Day Risk-Free Guarantee - repay the principal and there will be no fees
Choose your own payment schedule
Disclosure
Annual percentage rates, terms of loan and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender's Terms and Conditions for additional details.
60
Months
16%
$