Our multifactor authentication, or one-time-password (OTP), solution is a two-factor authentication service that you can add to your current authentication processes while still minimizing friction for the end user.
Experian’s solutions enable you to increase your pass rates, implement device intelligence checks to ensure you’re reaching the right consumer for authentication, and add security to risky or high-value transactions.
With Experian’s OTP solution, you can provide faster, more agile mobile transactions while executing identity verification and fraud detection to protect your business from risk.
We create a new OTP for each transaction, increasing the level of security.
Our multifactored approach applies device intelligence checks to increase confidence that the message is reaching the correct user.
If the OTP fails or can’t be attempted by the user, our solution allows for an automatic default to another authentication service, decreasing end-user friction.