Multifactor authentication

Effective, appropriate and low-friction multifactor authentication solutions

Learn more
Abstract forex trading graph and candlestick

One-time password authentication during remote transactions

Our multifactor authentication, or one-time-password (OTP), solution is a two-factor authentication service that you can add to your current authentication processes while still minimizing friction for the end user. 

Experian’s solutions enable you to increase your pass rates, implement device intelligence checks to ensure you’re reaching the right consumer for authentication, and add security to risky or high-value transactions.

With Experian’s OTP solution, you can provide faster, more agile mobile transactions while executing identity verification and fraud detection to protect your business from risk.

Abstract forex trading graph and candlestick

Multifactor authentication provides confidence while reducing friction

Our two-factor authentication service enhances your existing authentication process without causing user fatigue. Risk-based authentication tools allow you to identify your customers — whether they’re consumers, patients or small businesses — and apply the appropriate level of security.

Engage unique OTPs

We create a new OTP for each transaction, increasing the level of security.

Leverage device intelligence

Our multifactored approach applies device intelligence checks to increase confidence that the message is reaching the correct user.

Decrease friction with automatic default

If the OTP fails or can’t be attempted by the user, our solution allows for an automatic default to another authentication service, decreasing end-user friction.

Insights

Ready to improve your identity solution strategy?

We’re here to help. If you’d like to learn more about our solutions, please fill out the form below. If you’d like to talk to a representative immediately, please call us at:

1-855-829-7368

We are unable to address personal credit report and/or membership inquiries via this business form. Visit Experian.com/help or call 888-397-3742 for consumer assistance.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.