Multifactor authentication solutions

Effective, appropriate and low-friction multifactor authentication solutions

Learn more
multi factor authentication solutions

One-time password authentication during remote transactions

Our multifactor authentication, or one-time password (OTP), solution is a two-factor authentication  service that you can add to your current authentication processes while still minimizing friction for the end user. 

Experian’s solutions enable you to increase your pass rates, confirm device ownership  to ensure you’re reaching the right consumer for authentication, and add security to risky or high-value transactions.

With Experian’s OTP solution, you can provide faster, more agile mobile transactions while executing identity verification and fraud detection to protect your business from risk.

multi factor authentication solutions

Multifactor authentication provides confidence while reducing friction

Our two-factor authentication solution enhances your existing authentication process without causing user fatigue. Risk-based authentication tools allow you to assess risk to apply the appropriate level of security.

Generate unique OTPs

We create a new OTP for each transaction, increasing the level of security.

Confirm device ownership

Our multifactored approach applies device intelligence checks to increase confidence that the message is reaching the correct user.

Maintain low friction with secondary options

If the OTP fails or can’t be attempted by the user, our solution allows for an automatic default to another authentication service, decreasing end-user friction.

How we can help

Our configurable, hosted and seamless multifactor authentication solutions can be tailored to meet your business needs.

document verification

Document verification

Combine biometric and document verification to digitally verify and confirm identities in near real time — with the highest level of identity assurance. 

One-time passcode

One-time passcode

Deliver a time-sensitive, one-time passcode to an Experian-verified mobile number for a simple, secure and familiar verification method for consumers.  

knowledge-based questions

Knowledge IQ℠

Quickly authenticate customer identities with knowledge-based questions that are generated from a wide dataset of personal information.

Contact us to find out how a layered multifactored approach can provide low-friction identity verification.

Enhance your current authentication processes and increase pass rates.

Insights

Take the next step in multifactor authentication solutions

We’re here to help. If you’d like to learn more about our solutions, please fill out the form below. If you’d like to talk to a representative immediately, please call us at:

1-855-829-7368

We are unable to address personal credit report and/or membership inquiries via this business form. Visit Experian.com/help or call 888-397-3742 for consumer assistance.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.