Frictionless credit card account owner verification
Experian Link enhances credit card authentication for the merchant by linking the payment instrument with the digital identity presented for payment. This frictionless service matches each identity attribute presented by the consumer with attributes on file with the card issuer and enhanced attributes across Experian's network. Experian Link’s patent pending technology understands risk holistically and increase trust in digital transactions.
Experian Link seamlessly enables businesses to answer the question, “Does this user own the credit card they’re presenting for payment?"
Increase trust by helping verified customers sign up and check out quickly and securely
Verify credit card ownership before accepting or releasing funds
Prevent account takeover by assessing updates to existing delivery or contact information
Experian Link provides identity linkage any time a card is presented