Experian’s flagship risk scoring solution
Go beyond conventional scoring models for a deeper view of consumer credit behavior. Lift Premium™ leverages expanded FCRA-regulated data, advanced analytics and machine learning to improve visibility of previously unscoreable consumers so you can expand your lending universe and boost your financial inclusion strategies. Lift Premium improves predictive performance across the entire credit spectrum and adds the greatest performance value among credit-invisible and thin-file consumers.
Expand your universe of scoreable consumers to 96% of the U.S. adult population, versus 81% using conventional scores.
Reach new segments of potentially loyal customers by engaging with credit invisibles likely to perform better.
Maximize approvals without increasing overall risk appetite with improved scoring accuracy.
Learn how Lift Premium can help you expand first- and second-chance credit opportunities.