Lift Premium™ and Lift Plus™

Our use cases share real-world examples of how cash flow insights help grow portfolios responsibly while expanding credit access. Explore scenarios across borrower types, including: 

• Gig workers and freelancers with fluctuating income 
• Small business owners with nontraditional cash flow patterns 
• Thin-file and new-to-credit consumers lacking traditional credit history 
• Subprime borrowers demonstrating positive financial behavior

Millions of U.S. households remain unbanked, yet many possess the ability to borrow responsibly. Read our infographic to learn how you can leverage real-time cashflow data to: 

• Reach consumers with little or no credit history. 
• Tailor products to real financial behaviors. 
• Make faster, more confident decisions.  
• Improve access to credit and enhance portfolio performance.

While lenders like credit unions, CDFIs, and MDIs help bridge the gap to financial possibilities for consumers and small business owners, navigating the financial inclusion landscape can still be challenging. Allow Experian to guide you to business growth within underserved communities – helping you to find and approve more consumers while confidently mitigating risk. Learn how our portfolio of data and analytic solutions helps drive your business goals at every turn. We specialize in providing strategic consulting to help you elevate your financial inclusion approach.

For lenders, navigating the map to financial inclusion can be full of twists and turns. It's even more challenging when you don't have the right data, strategy, and technology to grow your business. Experian helps financial institutions and lenders find and approve more consumers while confidently mitigating risk at every turn.

Our team specializes in providing strategic consulting to help you elevate your inclusive finance approach. We can help you remove those roadblocks and get you on the right path to new growth opportunities.

Maximize the value of data and analytics to optimize decisioning and enhance the consumer experience. See how our portfolio of financial inclusion solutions helps drive your business goals at every turn.

Get on the road to inclusive finance today!