Personal finance

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6 Bills That Offer Autopay Discounts

Not all companies offer automatic payments, or discounts for it. But if your bills have au...

By Emily Starbuck Gerson

Feb 21, 2024Personal finance

10 Ways to Improve Your Personal Cash Flow

Here are 10 strategies that can help you improve your cash flow and keep your monthly spen...

By Evelyn Waugh

Feb 21, 2024Personal finance

Can Rising Insurance Rates Affect My Mortgage?

Increasing homeowners insurance rates can directly affect your mortgage payment if your le...

By Sarah Archambault

Feb 21, 2024Mortgage

How to Pay Cash for a Car

The process of buying a car with cash is relatively straightforward, but it’s important to...

By Ben Luthi

Feb 21, 2024Personal finance

How Reduced Interest Rates Affect Mortgage Costs

Anticipated Federal Reserve interest rate cuts in 2024 could make mortgage rates more affo...

By Tim Maxwell

Feb 16, 2024Mortgage

9 Homeowner Costs Beyond Your Mortgage

Ready or not, you'll have to pay for property taxes, insurance, utilities, maintenance, re...

By Gayle Sato

Feb 15, 2024Mortgage

Can I Refinance if I’m Behind on Mortgage Payments?

While it's challenging to refinance your home with late payments, it is possible. Discover...

By Tim Maxwell

Feb 13, 2024Refinance

How to Get an Apartment With Bad Credit

If you have bad credit, it can be difficult to find a landlord willing to rent to you. Try...

By Emily Starbuck Gerson

Feb 11, 2024Rentals

What Is a Pending Transaction?

Pending transactions are credits or debits to your bank account or credit card that are ap...

By Karen Axelton

Feb 11, 2024Personal finance

Can You Pay Back a Cash Advance Right Away?

You can try to repay a cash advance right away to avoid accruing interest, but you'll stil...

By Louis DeNicola

Feb 8, 2024Debt

Can I Rent an Apartment Without a Credit Check?

Most landlords run credit checks to assess if new renters are likely to pay on time. But i...

By Emily Starbuck Gerson

Feb 8, 2024Rentals

How Does Early Direct Deposit Work?

Early direct deposit, a feature of some bank accounts, allows you to get your paycheck, pe...

By Karen Axelton

Feb 7, 2024Personal finance

What Are Mortgage Reserves?

Don't forget about mortgage reserves if you're trying to figure out how much money you nee...

By Louis DeNicola

Feb 5, 2024Mortgage

Do You Have to Pay Income Taxes on Personal Loans?

You usually don't have to pay taxes on a personal loan, but there are a few exceptions.

By Louis DeNicola

Feb 2, 2024Taxes

Who Qualifies as a Dependent for Taxes?

The IRS has specific guidelines on who qualifies as a dependent on your tax return. Get th...

By Gayle Sato

Jan 31, 2024Taxes

Do Taxes Affect My Credit Score?

Your taxes won't affect your credit scores directly, but they may have an indirect effect ...

By Louis DeNicola

Jan 30, 2024Taxes

Can Not Paying My Taxes Hurt My Credit?

Falling behind on tax payments won't hurt your credit scores, but it might affect your cre...

By Louis DeNicola

Jan 29, 2024Taxes

Do You Have to Pay Taxes on Unemployment Benefits?

Unemployment benefits are taxed as ordinary income. To get ahead of your tax bill, conside...

By Gayle Sato

Jan 27, 2024Taxes

5 Signs You’re Keeping Too Much in Savings

Saving money is important for financial health, but it's possible to overdo it at the expe...

By Emily Starbuck Gerson

Jan 26, 2024Saving

The 7 Best Low-Risk Investments

If you have a low risk tolerance, you may be looking for opportunities to preserve your po...

By Ben Luthi

Jan 21, 2024Investing

Pretax vs. After-Tax Investing: Which Is Better?

Some investment accounts offer tax breaks today, while others help reduce your tax liabili...

By Marianne Hayes

Jan 20, 2024Investing

5 Types of Annuities to Know

Find out how fixed, variable, indexed, immediate and deferred annuities differ, and how to...

By Gayle Sato

Jan 18, 2024Investing

What Is Combined Loan-to-Value Ratio?

Understanding how the combined loan-to-value ratio works can help you determine your eligi...

By Ben Luthi

Jan 15, 2024Mortgage

6 Financial Red Flags to Watch For in Your Partner

It's not easy to talk about money, but honest communication is key for couples. If your pa...

By Emily Starbuck Gerson

Jan 12, 2024Personal finance

How to Set Up an IRS Payment Plan

An IRS payment plan can help you avoid liens and collections when you can't pay your tax b...

By Gayle Sato

Jan 10, 2024Taxes

What Does a Title Company Do?

If you’re buying or selling a home, you’ll likely need to deal with a title company during...

By Ben Luthi

Jan 4, 2024Mortgage

How to Save for a Wedding and a House at the Same Time

If you’re trying to financially prepare for a wedding and a home, these steps can help you...

By Ben Luthi

Jan 3, 2024Saving

Can You Afford Your House in Retirement?

Continuing mortgage payments, major home repairs, aging-in-place modifications and fixed i...

By Gayle Sato

Dec 23, 2023Retirement

Should I Save for Retirement or for My Kids’ College?

Saving for retirement and building your child's college fund may feel like competing goals...

By Marianne Hayes

Dec 23, 2023Saving

Financial Moves to Make in Each Decade of Your Life

Being smart with your money is important at every age, and each decade has its own financi...

By Marianne Hayes

Dec 21, 2023Personal finance

Should You Sell Investments to Pay for College?

If you’re thinking about selling investments to pay for college, it’s important to conside...

By Ben Luthi

Dec 21, 2023Investing

Will Savings Interest Rates Stay High in 2024?

If you’re interested in knowing what savings interest rates will do in 2024, here’s everyt...

By Ben Luthi

Dec 16, 2023Saving

When Is the Best Time to Rent an Apartment?

The best time to rent an apartment is during the holiday months, specifically November and...

By Tim Maxwell

Dec 15, 2023Rentals

What Is Buyer’s Remorse for Homeowners?

Many homebuyers experience some degree of regret over their purchase. Fortunately, followi...

By LaToya Irby

Dec 15, 2023Mortgage

Independent Contracting vs. Job: 6 Things to Know About Pay

Factor in taxes, business expenses and added financial responsibilities when comparing ind...

By Gayle Sato

Dec 14, 2023Personal finance

How Do Debt Payoff Apps Work?

While a debt payoff app can be helpful, it shouldn't be a replacement for debt reduction a...

By John Egan

Dec 10, 2023Debt

Real Estate vs. Stocks: Which Is a Better Investment?

You can grow your wealth by investing in real estate or stocks. But which is a better inve...

By Tim Maxwell

Dec 9, 2023Investing

Can You Get a Home Equity Loan With High Credit Card Debt?

If high credit card debt doesn’t disqualify you from a home equity loan, it may mean you'l...

By Jim Akin

Dec 9, 2023Debt

Should You Save for a Down Payment or Pay Off Student Loans?

If you're asking yourself whether you should pay off student loans or save for a house, th...

By Marianne Hayes

Dec 6, 2023Debt

19 Ways to Save Money on Gas

Save money on gas by using gas rewards credit cards, joining rewards programs, using gas a...

By Karen Axelton

Dec 5, 2023Saving

Tax Implications of Settling Your Debt

With a few IRS exceptions and exclusions, any debts that are forgiven are considered taxab...

By Gayle Sato

Dec 4, 2023Taxes

When to Invest in Treasury Bills vs. Bonds

Treasury bonds and Treasury bills work a little differently, but both are debt securities ...

By Marianne Hayes

Dec 4, 2023Investing

How Mutual Fund Fees Work

There are many types of mutual fund fees. They tend to be higher if there's a fund manager...

By Marianne Hayes

Nov 30, 2023Investing

Can You Settle Medical Debt?

You might be able to settle your medical debt for less than the amount owed or get help pa...

By Louis DeNicola

Nov 28, 2023Debt

How to Open an IRA in 4 Easy Steps

IRAs are widely available and easy to open. Choose the tax benefits, eligibility requireme...

By Gayle Sato

Nov 27, 2023Investing

5 Ways to Invest $500

The best way to invest $500 depends on your financial situation. Your risk tolerance and s...

By Marianne Hayes

Nov 22, 2023Investing

What Is a 401(k) Brokerage Account?

A 401(k) brokerage account works like a regular brokerage account, except that it operates...

By Marianne Hayes

Nov 15, 2023Investing

What’s a Tax-Deferred Retirement Account?

Tax-deferred retirement accounts have some nice tax benefits. Contributions are tax-deduct...

By Marianne Hayes

Nov 11, 2023Retirement

Should I Repair My Car or Sell It?

Repairing your car is usually a cheaper option, but you may want to sell if the repair bil...

By Tim Maxwell

Nov 11, 2023Personal finance

Self-Directed IRA: Investments, Rules and Benefits

Compared to regular IRAs, self-directed IRAs offer an opportunity for greater gains, but i...

By LaToya Irby

Nov 10, 2023Retirement

5 Ways to Stop Going Over Budget

When going over budget is a cause for concern, these five practical tips can help you stay...

By Evelyn Waugh

Nov 6, 2023Budgeting

Do Hybrid and Electric Cars Really Save You Money?

If you’re thinking about buying a new car, here’s what to consider with hybrid, electric a...

By Ben Luthi

Nov 3, 2023Budgeting

What Happens if You Don’t Pay Your Taxes on Time?

You'll pay penalties and interest if you're late filing or paying your taxes. Get an IRS p...

By Gayle Sato

Oct 31, 2023Taxes

What Is Discretionary Spending?

Planning for discretionary expenses can help prevent overspending and allow you to enjoy s...

By Marianne Hayes

Oct 27, 2023Personal finance

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