Personal finance

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How Do Construction Loans Work?

Construction loans let you buy land and build a custom home, which traditional mortgages d...

By Emily Starbuck Gerson

Oct 9, 2024Mortgage

How Much Does It Cost to Refinance a Mortgage?

If you’re thinking about refinancing your mortgage loan, it’s important to consider the up...

By Ben Luthi

Oct 8, 2024Refinance

The Best Holiday Shopping Days of 2024

Many retailers are already having holiday sales, but Black Friday, Cyber Monday, Super Sat...

By Karen Axelton

Oct 7, 2024Personal finance

What Happens if You Can’t Pay Back a Payday Loan?

Failing to pay back a payday loan can trigger fees, interest, debt collections and even le...

By LaToya Irby

Oct 7, 2024Debt

How to Adjust Your CD Ladder When Rates Change

CD laddering uses CDs with different terms to shield savings against rate fluctuations. Yo...

By Karen Axelton

Oct 3, 2024Saving

What Is a Government-Backed Mortgage?

Government-backed mortgages can make homeownership possible, especially for those with bad...

By Emily Starbuck Gerson

Oct 2, 2024Mortgage

Roth IRA vs. Traditional IRA: What’s the Difference?

Both Roth IRAs and traditional IRAs offer big tax benefits, but each type of account has i...

By Gayle Sato

Sep 30, 2024Investing

How to Make a Budget Spreadsheet

Budget spreadsheets are a powerful and free way to manage your money. Here's how to make a...

By Evelyn Waugh

Sep 30, 2024Budgeting

The 5 Best Investing Apps of 2024

If you’re looking for an investing app, here are our top picks for 2024 and who should con...

By Ben Luthi

Sep 29, 2024Investing

What to Do When Interest Rates on High-Yield Savings Accounts Drop

If you've got money in a high-yield savings account, you obviously want the best rate you ...

By Marianne Hayes

Sep 27, 2024Saving

What Is an IRA?

IRAs offer a tax-friendly way to save for retirement. They can be especially appealing to ...

By Marianne Hayes

Sep 27, 2024Investing

Why Did My Escrow Go Up?

Several factors can contribute to a higher escrow bill, but there are steps you can take t...

By Tim Maxwell

Sep 26, 2024Mortgage

What Is Capital Gains Tax?

Capital gains may be taxed as ordinary income or at special long-term capital gains tax ra...

By Gayle Sato

Sep 25, 2024Taxes

How to Choose a High-Yield Savings Account

If you're trying to figure out how to choose a high-yield savings account, start by compar...

By Marianne Hayes

Sep 21, 2024Saving

How to Prequalify for a Mortgage

If you’re thinking about buying a home or refinancing your existing mortgage loan, here’s ...

By Ben Luthi

Sep 19, 2024Mortgage

As Interest Rates Drop, It’s Time to Rethink Your Savings and Debt

Lock in high savings rates and revise your debt payoff strategy before the Fed's potential...

By Louis DeNicola

Sep 5, 2024Saving

Does Renting an Apartment Build Credit?

Rent payments don’t normally get reported to the credit bureaus, but new tools are making ...

By Ben Luthi

Aug 16, 2024Rentals

What Is Financial Literacy?

Becoming financially literate means growing confidence in your money management skills, wh...

By Brianna McGurran

Aug 15, 2024Personal finance

20 Ways to Save Money at Home

You can save money at home by setting a budget, reducing utility use, cooking at home and ...

By Karen Axelton

Aug 14, 2024Saving

How Much Does Renters Insurance Cost?

Renters insurance is generally affordable. The amount of coverage you need, your credit sc...

By Jennifer Brozic

Aug 9, 2024Rentals

Are IRAs FDIC-Insured?

You must hold your IRA at an FDIC-insured bank, in a deposit account like a CD or money ma...

By Gayle Sato

Aug 8, 2024Investing

Is a 401(k) Worth It?

A 401(k) is an employer-sponsored, tax-friendly retirement account that can make it easier...

By Marianne Hayes

Aug 4, 2024Retirement

How to Save Money on Your Electric Bill

Saving money on your electric bill doesn't have to be complicated, expensive or take a lot...

By Jennifer Brozic

Jul 30, 2024Budgeting

6 Ways to Pay for Unexpected Expenses

If unexpected expenses leave you needing money right now, it's nice you know you have opti...

By Tim Maxwell

Jul 24, 2024Budgeting

When Does Debt Become Delinquent?

If no payment is made 30 days or more after the due date on a loan or credit account, cred...

By Jim Akin

Jul 22, 2024Debt

What Do Landlords Look for in a Credit Check?

When screening potential tenants, landlords often run credit checks to assess if they have...

By Emily Starbuck Gerson

Jul 18, 2024Rentals

How to Avoid Rental Scams

Renters lose millions of dollars a year to scammers, so it's critical to do your research ...

By John Egan

Jul 16, 2024Rentals

Debt Snowball vs. Debt Avalanche Method

The debt avalanche and debt snowball strategies can help you stick to a plan to pay off yo...

By Ben Luthi

Jul 15, 2024Debt

How to Get Down Payment Assistance

If you're eligible, down payment assistance programs can cover some or all of your upfront...

By LaToya Irby

Jul 10, 2024Mortgage

What Are Stocks and How Do They Work?

Before investing in stocks, it’s important to understand how they work and how to determin...

By Ben Luthi

Jul 4, 2024Investing

How to Get Preapproved for a Mortgage

Mortgage preapproval requires completion of a detailed application form and submission of ...

By Jim Akin

Jun 28, 2024Mortgage

IRA Contribution Rules for 2024

Understanding IRA contribution rules can help you maximize your retirement savings and enj...

By Marianne Hayes

Jun 26, 2024Investing

What Can You Deduct on Your Taxes?

Popular tax deductions and credits include the mortgage interest deduction, charity donati...

By Gayle Sato

Jun 26, 2024Taxes

7 Types of Government Assistance for Low-Income Families

Low-income families have access to a variety of free government assistance programs that c...

By Emily Starbuck Gerson

Jun 26, 2024Personal finance

9 Ways to Deal With High Mortgage Rates

If you’re concerned about high mortgage rates, consider these steps to help minimize their...

By Ben Luthi

Jun 10, 2024Mortgage

5 Expenses That Can Rise in Retirement

Plan now for rising costs for health care, housing, debt, travel and taxes when you retire...

By Gayle Sato

May 31, 2024Retirement

How to Get Out of Debt on a Low Income

If you’re in debt on a low income, these steps can help you get organized and develop a re...

By Ben Luthi

May 25, 2024Debt

What Is a Primary Account Holder?

A primary account holder on a financial account is the main user. Depending on the type of...

By Ben Luthi

May 21, 2024Personal finance

7 Ways to Save Money on Your Mortgage

Whether you're shopping around for a loan or already have a mortgage that seems too expens...

By Emily Starbuck Gerson

May 20, 2024Mortgage

What Is a Debt Validation Letter?

If you’ve had a debt sent to collections, you should receive a debt validation letter soon...

By Ben Luthi

May 10, 2024Debt

How Do Debt Consolidation Programs Work?

If you’re struggling with your debt payments or you want to streamline your repayment plan...

By Ben Luthi

May 7, 2024Debt

What Is Debt Cancellation?

If you’ve recently had a debt canceled, it’s important to understand what happens next and...

By Ben Luthi

May 7, 2024Debt

How to Pay Quarterly Taxes

If you think you'll owe at least $1,000 in additional income taxes after withholdings, mak...

By Gayle Sato

Apr 28, 2024Taxes

What Is a Correspondent Lender?

Correspondent lenders work with homebuyers to complete the mortgage application and fundin...

By Louis DeNicola

Apr 26, 2024Mortgage

What Is the Foreign Earned Income Exclusion?

U.S. taxpayers owe income taxes on their worldwide income unless they use a provision like...

By Gayle Sato

Apr 20, 2024Taxes

Can You Transfer Your Mortgage to Another Person?

Learn when, why and how to transfer a mortgage without altering its rate or terms.

By Louis DeNicola

Apr 19, 2024Mortgage

How to Create a Summer Budget

During the summer, you may run into temporary expenses that could derail your budget. Plan...

By Marianne Hayes

Apr 14, 2024Budgeting

7 Things That Can Keep You From Getting a Mortgage

Improve your odds of mortgage approval by avoiding common pitfalls, including insufficient...

By Tim Maxwell

Apr 9, 2024Mortgage

Types of Investment Accounts

There are lots of ways to invest. Some investment accounts are geared toward retirement, w...

By Marianne Hayes

Mar 30, 2024Investing

Are Credit Card Rewards Taxable?

Credit card rewards you earn by making purchases usually aren't taxable. However, credit c...

By Karen Axelton

Mar 29, 2024Taxes

How Your Tax Refund Could Improve Your Credit Score

A tax refund can help improve your credit score if you use it to pay off debt or open a se...

By Brianna McGurran

Mar 28, 2024Taxes

What’s the Difference Between a Money Order and a Cashier’s Check?

Money orders and cashier's checks are both types of secure paper payments that can be used...

By Sarah Archambault

Mar 21, 2024Personal finance

What You Need to Know About Buy Now, Pay Later at Experian

Buy now, pay later (BNPL) is a financing option offered at online and in-store checkouts a...

By Experian Team

Mar 15, 2024Personal finance

How to Avoid Mortgage Wire Fraud

Mortgage wire fraud can cost you tens of thousands or maybe even hundreds of thousands of ...

By John Egan

Mar 8, 2024Mortgage

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