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Page 26
The IRS doesn't count employer matching in your $23,000 401(k) contribution limit, but doe...
$5,000 may be enough for your emergency fund, but not always. Consider these rules of thum...
Understanding how interest works, including how you pay and earn it, can help you minimize...
Loan-to-value (LTV) compares the amount of a loan versus the market value of the asset sec...
Creating a five-year financial plan comes down to assessing your current situation and cha...
Not all companies offer automatic payments, or discounts for it. But if your bills have au...
Here are 10 strategies that can help you improve your cash flow and keep your monthly spen...
Increasing homeowners insurance rates can directly affect your mortgage payment if your le...
The process of buying a car with cash is relatively straightforward, but it’s important to...
Anticipated Federal Reserve interest rate cuts in 2024 could make mortgage rates more affo...
You can try to repay a cash advance right away to avoid accruing interest, but you'll stil...
Most landlords run credit checks to assess if new renters are likely to pay on time. But i...
Early direct deposit, a feature of some bank accounts, allows you to get your paycheck, pe...
You usually don't have to pay taxes on a personal loan, but there are a few exceptions.
The IRS has specific guidelines on who qualifies as a dependent on your tax return. Get th...
Your taxes won't affect your credit scores directly, but they may have an indirect effect ...
Falling behind on tax payments won't hurt your credit scores, but it might affect your cre...
Unemployment benefits are taxed as ordinary income. To get ahead of your tax bill, conside...
Saving money is important for financial health, but it's possible to overdo it at the expe...
If you have a low risk tolerance, you may be looking for opportunities to preserve your po...
Some investment accounts offer tax breaks today, while others help reduce your tax liabili...
Understanding how the combined loan-to-value ratio works can help you determine your eligi...
It's not easy to talk about money, but honest communication is key for couples. If your pa...
If you’re trying to financially prepare for a wedding and a home, these steps can help you...
Continuing mortgage payments, major home repairs, aging-in-place modifications and fixed i...
Being smart with your money is important at every age, and each decade has its own financi...
If you’re interested in knowing what savings interest rates will do in 2024, here’s everyt...
The best time to rent an apartment is during the holiday months, specifically November and...
Many homebuyers experience some degree of regret over their purchase. Fortunately, followi...
Factor in taxes, business expenses and added financial responsibilities when comparing ind...
While a debt payoff app can be helpful, it shouldn't be a replacement for debt reduction a...
If you're asking yourself whether you should pay off student loans or save for a house, th...
Treasury bonds and Treasury bills work a little differently, but both are debt securities ...
There are many types of mutual fund fees. They tend to be higher if there's a fund manager...
IRAs are widely available and easy to open. Choose the tax benefits, eligibility requireme...
The best way to invest $500 depends on your financial situation. Your risk tolerance and s...
Repairing your car is usually a cheaper option, but you may want to sell if the repair bil...
Compared to regular IRAs, self-directed IRAs offer an opportunity for greater gains, but i...
When going over budget is a cause for concern, these five practical tips can help you stay...
If you’re thinking about buying a new car, here’s what to consider with hybrid, electric a...
You'll pay penalties and interest if you're late filing or paying your taxes. Get an IRS p...
Planning for discretionary expenses can help prevent overspending and allow you to enjoy s...
If you’re looking to pay down your debt, here’s how to determine what you owe and decide h...
Everyone can stand to benefit from investing, regardless of income level. You don't need a...
New rules for 2024 allow 529 account holders to roll unused funds into a Roth IRA for the ...
A good interest rate is one that is lower than the prevailing average HELOC rate. With goo...
Peer-to-peer lending allows individual investors to lend money to borrowers who are seekin...
An index fund includes a diversified portfolio that aims to mirror the performance of a pa...
The pros of ETFs include lower costs, diversification and the ability to trade ETFs like s...
These six money questions can help you gauge your financial health and create new goals fo...
If you’re closing on a home, you’ll need to provide certified funds, usually in the form o...
Self-care can help you manage stress and boost wellness. Here's how to include financial s...
A new law allows unused funds in a 529 savings plan to roll over to a Roth IRA in the 529 ...
If you're struggling to meet your financial goals, try these five hacks to make saving mon...
By Gayle Sato
