Personal finance

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What Is a Pending Transaction?

Pending transactions are credits or debits to your bank account or credit card that are ap...

By Karen Axelton

Feb 11, 2024Personal finance

Can You Pay Back a Cash Advance Right Away?

You can try to repay a cash advance right away to avoid accruing interest, but you'll stil...

By Louis DeNicola

Feb 8, 2024Debt

Can I Rent an Apartment Without a Credit Check?

Most landlords run credit checks to assess if new renters are likely to pay on time. But i...

By Emily Starbuck Gerson

Feb 8, 2024Rentals

How Does Early Direct Deposit Work?

Early direct deposit, a feature of some bank accounts, allows you to get your paycheck, pe...

By Karen Axelton

Feb 7, 2024Personal finance

Do You Have to Pay Income Taxes on Personal Loans?

You usually don't have to pay taxes on a personal loan, but there are a few exceptions.

By Louis DeNicola

Feb 2, 2024Taxes

Who Qualifies as a Dependent for Taxes?

The IRS has specific guidelines on who qualifies as a dependent on your tax return. Get th...

By Gayle Sato

Jan 31, 2024Taxes

Do Taxes Affect My Credit Score?

Your taxes won't affect your credit scores directly, but they may have an indirect effect ...

By Louis DeNicola

Jan 30, 2024Taxes

Can Not Paying My Taxes Hurt My Credit?

Falling behind on tax payments won't hurt your credit scores, but it might affect your cre...

By Louis DeNicola

Jan 29, 2024Taxes

Do You Have to Pay Taxes on Unemployment Benefits?

Unemployment benefits are taxed as ordinary income. To get ahead of your tax bill, conside...

By Gayle Sato

Jan 27, 2024Taxes

5 Signs You’re Keeping Too Much in Savings

Saving money is important for financial health, but it's possible to overdo it at the expe...

By Emily Starbuck Gerson

Jan 26, 2024Saving

The 7 Best Low-Risk Investments

If you have a low risk tolerance, you may be looking for opportunities to preserve your po...

By Ben Luthi

Jan 21, 2024Investing

Pretax vs. After-Tax Investing: Which Is Better?

Some investment accounts offer tax breaks today, while others help reduce your tax liabili...

By Marianne Hayes

Jan 20, 2024Investing

What Is Combined Loan-to-Value Ratio?

Understanding how the combined loan-to-value ratio works can help you determine your eligi...

By Ben Luthi

Jan 15, 2024Mortgage

6 Financial Red Flags to Watch For in Your Partner

It's not easy to talk about money, but honest communication is key for couples. If your pa...

By Emily Starbuck Gerson

Jan 12, 2024Personal finance

How to Save for a Wedding and a House at the Same Time

If you’re trying to financially prepare for a wedding and a home, these steps can help you...

By Ben Luthi

Jan 3, 2024Saving

Can You Afford Your House in Retirement?

Continuing mortgage payments, major home repairs, aging-in-place modifications and fixed i...

By Gayle Sato

Dec 23, 2023Retirement

Financial Moves to Make in Each Decade of Your Life

Being smart with your money is important at every age, and each decade has its own financi...

By Marianne Hayes

Dec 21, 2023Personal finance

Will Savings Interest Rates Stay High in 2024?

If you’re interested in knowing what savings interest rates will do in 2024, here’s everyt...

By Ben Luthi

Dec 16, 2023Saving

When Is the Best Time to Rent an Apartment?

The best time to rent an apartment is during the holiday months, specifically November and...

By Tim Maxwell

Dec 15, 2023Rentals

What Is Buyer’s Remorse for Homeowners?

Many homebuyers experience some degree of regret over their purchase. Fortunately, followi...

By LaToya Irby

Dec 15, 2023Mortgage

Independent Contracting vs. Job: 6 Things to Know About Pay

Factor in taxes, business expenses and added financial responsibilities when comparing ind...

By Gayle Sato

Dec 14, 2023Personal finance

How Do Debt Payoff Apps Work?

While a debt payoff app can be helpful, it shouldn't be a replacement for debt reduction a...

By John Egan

Dec 10, 2023Debt

Can You Get a Home Equity Loan With High Credit Card Debt?

If high credit card debt doesn’t disqualify you from a home equity loan, it may mean you'l...

By Jim Akin

Dec 9, 2023Debt

Should You Save for a Down Payment or Pay Off Student Loans?

If you're asking yourself whether you should pay off student loans or save for a house, th...

By Marianne Hayes

Dec 6, 2023Debt

Tax Implications of Settling Your Debt

With a few IRS exceptions and exclusions, any debts that are forgiven are considered taxab...

By Gayle Sato

Dec 4, 2023Taxes

When to Invest in Treasury Bills vs. Bonds

Treasury bonds and Treasury bills work a little differently, but both are debt securities ...

By Marianne Hayes

Dec 4, 2023Investing

How Mutual Fund Fees Work

There are many types of mutual fund fees. They tend to be higher if there's a fund manager...

By Marianne Hayes

Nov 30, 2023Investing

Can You Settle Medical Debt?

You might be able to settle your medical debt for less than the amount owed or get help pa...

By Louis DeNicola

Nov 28, 2023Debt

How to Open an IRA in 4 Easy Steps

IRAs are widely available and easy to open. Choose the tax benefits, eligibility requireme...

By Gayle Sato

Nov 27, 2023Investing

5 Ways to Invest $500

The best way to invest $500 depends on your financial situation. Your risk tolerance and s...

By Marianne Hayes

Nov 22, 2023Investing

Should I Repair My Car or Sell It?

Repairing your car is usually a cheaper option, but you may want to sell if the repair bil...

By Tim Maxwell

Nov 11, 2023Personal finance

Self-Directed IRA: Investments, Rules and Benefits

Compared to regular IRAs, self-directed IRAs offer an opportunity for greater gains, but i...

By LaToya Irby

Nov 10, 2023Retirement

5 Ways to Stop Going Over Budget

When going over budget is a cause for concern, these five practical tips can help you stay...

By Evelyn Waugh

Nov 6, 2023Budgeting

Do Hybrid and Electric Cars Really Save You Money?

If you’re thinking about buying a new car, here’s what to consider with hybrid, electric a...

By Ben Luthi

Nov 3, 2023Budgeting

What Happens if You Don’t Pay Your Taxes on Time?

You'll pay penalties and interest if you're late filing or paying your taxes. Get an IRS p...

By Gayle Sato

Oct 31, 2023Taxes

What Is Discretionary Spending?

Planning for discretionary expenses can help prevent overspending and allow you to enjoy s...

By Marianne Hayes

Oct 27, 2023Personal finance

How to Pay Off Debt Listed on Your Credit Report

If you’re looking to pay down your debt, here’s how to determine what you owe and decide h...

By Ben Luthi

Oct 25, 2023Debt

How to Invest on a Low Income

Everyone can stand to benefit from investing, regardless of income level. You don't need a...

By Marianne Hayes

Oct 22, 2023Investing

Can I Roll Leftover 529 Funds Into a Roth IRA?

New rules for 2024 allow 529 account holders to roll unused funds into a Roth IRA for the ...

By Gayle Sato

Oct 12, 2023Investing

What Is a Good HELOC Interest Rate?

A good interest rate is one that is lower than the prevailing average HELOC rate. With goo...

By Tim Maxwell

Oct 11, 2023HELOC

How to Invest in Peer-to-Peer Lending

Peer-to-peer lending allows individual investors to lend money to borrowers who are seekin...

By Marianne Hayes

Oct 10, 2023Investing

Pros and Cons of Index Funds

An index fund includes a diversified portfolio that aims to mirror the performance of a pa...

By Tim Maxwell

Oct 9, 2023Investing

Pros and Cons of Investing in ETFs

The pros of ETFs include lower costs, diversification and the ability to trade ETFs like s...

By Tim Maxwell

Sep 30, 2023Investing

6 Money Questions to Ask Yourself Now

These six money questions can help you gauge your financial health and create new goals fo...

By Evelyn Waugh

Sep 30, 2023Personal finance

Should I Use a Wire Transfer or Cashier’s Check for Closing?

If you’re closing on a home, you’ll need to provide certified funds, usually in the form o...

By Ben Luthi

Sep 25, 2023Mortgage

6 Tips for Practicing Financial Self-Care

Self-care can help you manage stress and boost wellness. Here's how to include financial s...

By Evelyn Waugh

Sep 19, 2023Personal finance

How to Roll Over Unused Funds From a 529 Account

A new law allows unused funds in a 529 savings plan to roll over to a Roth IRA in the 529 ...

By Karen Axelton

Sep 17, 2023Saving

How to Make Saving Money Fun

If you're struggling to meet your financial goals, try these five hacks to make saving mon...

By Evelyn Waugh

Sep 16, 2023Saving

What Investments Can I Buy Through a Broker?

You can invest in a variety of securities through a broker. That includes stocks, bonds, I...

By Marianne Hayes

Sep 16, 2023Investing

Pros and Cons of Brokerage Accounts

Brokerage accounts let you easily purchase and sell investments, but they also have some d...

By Karen Axelton

Sep 16, 2023Investing

What Happens When You Pay Off Your Mortgage?

Before you pop Champagne to celebrate paying off your mortgage, take these steps to smooth...

By Jim Akin

Sep 14, 2023Mortgage

How Much Does a Brokerage Account Cost?

If you’re investing, it’s important to understand the potential fees you may come across a...

By Ben Luthi

Sep 13, 2023Investing

Is TSA PreCheck Worth It?

TSA PreCheck can be worth it due to a smoother and potentially faster security screening p...

By Tim Maxwell

Sep 13, 2023Personal finance

Is a Debt Management Plan Right for You?

A debt management plan is overseen by a credit counseling agency, which negotiates with yo...

By Brianna McGurran

Sep 13, 2023Debt

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