Webinar
Published September 24, 2024
Banks Economic & Market Insights
The open banking revolution is transforming the financial services landscape, offering banks and financial institutions unprecedented access to consumer-permissioned data. However, during our recent webinar, over 78% of attendees stated that they do not currently have an open banking strategy in place.
This highlights a significant gap in the industry. By tapping into consumer-permissioned data, you can develop more personalized products, streamline credit decisioning, and improve overall customer engagement. With the right strategies, open banking offers a pathway to growth, innovation, and enhanced customer experiences.
Learn key open banking insights and how to capitalize on the many opportunities it presents.
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Webinar
Modernizing mortgage underwriting with better data
See how evolving credit scores, alternative data, and verification tools could help lenders improve the mortgage process and expand access to homeownership.
In this HousingWire conversation, Allison LaForgia speaks with Michele Bodda, Group President of Experian Housing, Verification Solutions and Employer Services. Bodda discusses how lenders can put modern credit scoring and consumer data to work in underwriting today.
Watch the video to hear about:
• Using alternative credit data to better represent consumers with limited traditional credit histories
• Bringing the right information into the underwriting process at the right time
• How Power Profile Plus lets lenders request another score later in the process without repurchasing the underlying credit data
• Experian’s investment in income and employment verification, including its partnership with Workday
• Opportunities to improve efficiency and help more people pursue homeownership
Report
Credit Card Market Growth Chartbook: Q2 2026
Explore credit card market trends through Q2 2026, including changes in originations, issuer performance and consumer segments.
- Track secured and unsecured credit card growth.
- Compare national banks, regional banks, credit unions, fintechs and subprime issuers.
- Examine origination trends by credit score and generation.
Webinar
Experian’s Ryan Rosales on Improving Verification Speed and Borrower Experience
In this episode of the Chrisman Commentary, we explore why income and employment verification are reaching a turning point for mortgage lenders and borrowers alike. Ryan Rosales discusses how new data sources, including Experian Verify’s integration with Workday, are helping move the industry beyond the traditional choice between a few verification providers and cumbersome manual documentation. Tune in to hear how greater competition, expanded data coverage, real-time verification, and a more open ecosystem could reduce borrower friction, lower lender costs, and potentially reshape the future of mortgage origination.
Case Study
How a National Bank Revitalized Credit Education
A national credit card issuer refreshed its financial wellness program with Digital Identity Manager to strengthen engagement and grow paid bundle revenue.
- Increased the paid bundle price by 18%
- Recorded 27,315 Digital Identity Manager activations in the first year
- Increased average new acquisitions by 47%, with a 1% increase in average deactivations