Latest Thought Leadership resources from Experian

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Infographic

14 April 2025

The ROI of alternative data: How lenders are unlocking sustainable growth

Standard credit scores overlook crucial financial behaviors, leaving 62 million U.S. consumers that are thin file or credit invisible without a score.

With alternative data, lenders can:

  • Expand reach with precision
  • Effectively mitigate risk
  • Maximize ROI
Tip Sheet

21 March 2025

Cashflow scores — the future of lending

Even in an uncertain economy, lenders can drive sustainable growth by leveraging cashflow data.

Learn how cashflow data can help lenders:

  • Expand market reach
  • Uncover distinctive insights
  • Improve predictive accuracy
Report

24 February 2025

Global Insights 2025 Predictions

Key themes and emerging trends shaping financial services in 2025, using research and insight from leading industry analysts. Themes include:

  • Fraud evolution driven by AI
  • AI will play a transformative role in banking
  • Emergence of RegTech
  • Convergence of risk management
Report

06 November 2024

Experian's Clarity Services Q3 2024 Insights Report

Dive into Experian Clarity Services' latest quarterly report on alternative financial services (AFS). Our comprehensive analysis of key metrics and scores offers valuable insights into consumer behavior in the AFS sector.

This quarter's report covers:

  • Application Trends
  • Consumer Behavior
  • Loan Performance and Originations

Elevate your understanding of the AFS industry. Access the Experian Clarity Services Quarterly Insights Report now to uncover insights that fuel success in today’s dynamic financial landscape.

Report

26 July 2024

Experian's Clarity Services Q2 2024 Insights Report

Key insights for identifying and leveraging growth opportunities in the Alternative Finance Services market.

Report

05 June 2024

Experian's Clarity Services 2024 Annual Alternative Financial Services Trends Report

Discover invaluable insights with Experian Clarity Services' 2024 Alternative Financial Services Lending Trends report. This exclusive report reveals trends and consumer behaviors, from market size to loan performance. Equip yourself with the essential information to plan effectively and stay ahead.

Report

10 May 2024

Experian's Clarity Services Q1 2024 Insights Report

Discover key insights to understand and capitalize on growth opportunities for the Alternative Finance Services market.
Report

07 March 2024

Experian's Clarity Services Q4 2023 Insights Report

Leverage the right insights to learn how you can effectively grow in this environment.

Report

01 December 2023

Experian's Clarity Services Q3 2023 Insights Report

Acquire valuable perspectives to drive decision making with our Q3 insights report.