Welcome to the Experian Thought Leadership Hub

Learn about the current AI decisioning landscape and its implications on the future of lending.

Small businesses are struggling to access inventory, components, and staff due to the pandemic's impact on the supply chain. However, emerging small business growth has been explosive during the pandemic, with businesses adapting to the high demand, low supply market by focusing on digital experiences. Small businesses are also focusing on diversity, equity, and inclusion initiatives to create a more inclusive small business ecosystem. Subscribe to this quarterly Report here or follow our full suite of quarterly insights on our Commercial Insights Hub.

In this Infographic we explore the links between economic volatility and fraud trends, the risks business are facing, and the best way to build a robust and flexible fraud strategy.

Download the 2022 Experian Edge Economic Chartbook to look back at this year's critical economic and credit trends and to prepare yourself for the months ahead.

In this 60-minute webinar, learn more about the personal loan landscape and discover tools to develop an effective personal loan strategy that can fuel growth in any environment.

• Understand the latest in personal loan trends and how the emergence of financial technology companies has fueled double-digit annual growth.
• Learn the three pillars of personal loan marketing. We'll reveal why you need to think beyond response rate and consider risk and retention from the start.
• Discover the analytics methodology behind Experian's Credit3D, which can help influence and inform your personal loan marketing and management strategies.

Explore state-level and industry level data that banks, credit unions and fintechs can leverage to track the downturn and be correctly positioned for the recovery in this monthly report.

Experian and Oxford Economics shares and discusses critical insights in the latest Q3 2022 Main Street Report. This Webinar includes: - Leading Experts on Commercial and Macro-Economic Trends - Credit insights and trends on 30+ Million active businesses - Industry Hot Topics Covered (Inclusive of Business Owner and Small Business Data) - Commercial Insights you cannot get anywhere else - Peer Insights with Interactive Polls (Participate) - Discover and understand small business trends to make informed decisions - Actionable takeaways based on recent credit performance.