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Commercial Pulse Highlights 11-26-24
Published November 26, 2024
Commercial Commercial Insights Credit & Economic Trends Economic & Market Insights
As published on the Business Information blog in our post titled Construction Industry Resilience, Experian wrote about how the economy continues to evolve and highlights some interesting trends in the housing market and for the many small businesses in the construction industry. This video offers some highlights from our study as well as a current read on macroeconomic conditions.
🔑 Additional Highlights:
- Businesses are shifting from term loans to commercial credit cards for greater flexibility.
- Delinquencies in construction remain lower than other industries, showcasing financial strength.
- High housing demand continues to fuel opportunities despite rising costs and tight credit.
Whether you're navigating financing strategies or tracking industry growth, these insights are a must-read for construction professionals and business analysts.
📥 Download the full report now and stay ahead of the trends shaping the construction landscape.
Check out the full report to see how these trends could impact your strategy!
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State of Fintech 2025: Trends, Risks & Growth Strategies
The fintech landscape is evolving rapidly—and 2025 is a pivotal year. Experian’s State of Fintech 2025 Report delivers exclusive insights into the market forces, consumer behaviors, and credit trends shaping the future of financial services. Learn how leading fintechs are adapting and where the next wave of growth is emerging.
In this report, you’ll discover:
- How fintechs are regaining market share in unsecured personal loans
- The impact of rising delinquencies and student loan repayments
- What Gen Z and Millennial borrowers expect from digital lenders
- 7 strategic imperatives to scale responsibly in a volatile market
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Labor Market Monitor – August 2025
2025 has presented a new wave of challenges for workers and employers to navigate. From immigration policy changes and federal employment cuts, to growing AI capabilities, reduced hiring and job creation revisions, we have seen new dynamics evolve this year that will likely continue to impact the labor market going forward.
The Q3 Labor Market Monitor tracks data from a variety of sources to shed light on these dynamics and gives readers a more comprehensive view of the job market.
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How Small Businesses Have Changed Since the Pandemic
According to Experian’s latest Commercial Pulse Report, business formation remains strong:
- 471,000 new business applications were filed in July alone
- Between 2018 and 2023, the number of new businesses establishing commercial credit rose by 38%
- New businesses today look more financially stable than those from earlier years
What’s driving this resilience?
👉 Faster tech adoption
👉 Hybrid business models
👉 Stronger financial fundamentals
The pandemic forced small businesses to transform at record speed. Now, they’re leveraging those lessons to build smarter, more adaptable enterprises.
Check out the full report to see how these trends could impact your strategy!