Vantage West CU and Targeting Credit-Active Prospects

White paper about income and credit trends – across gender, household dynamics, ethnicities and generational shifts. These new findings explain why closing the credit gaps is a strategic priority for lenders.

Download the white paper to learn about changing demographics across gender, household dynamics, ethnicities and generational shifts.

Learn how pivoting your approach and product offerings may help you broaden your customer base to become leaders in inclusive finance

Every lending decision you make relies on data, but what if that data only tells part of the story? Download our use case to meet two borrowers, Claudia and John, and discover how alternative data can help you:

• Reveal hidden financial stability in members.
• Identify early warning signs of risk.
• Enable more accurate and inclusive lending decisions.
• Drive stronger member relationships.

As we step closer to 2026, all eyes remain on the economic outlook, the labor market and consumer health. Experian’s Chief Economist Joseph Mayans, Director of Fintech Gavin Harding and Solution Insights Director Amanda Roth, will provide a look into:

• The latest economic and credit trends
• Labor market and consumer health
• Student loan update

Credit unions exist to serve all members of their communities. Yet millions of financially responsible individuals remain invisible to conventional scoring. Download our alternative data guide to discover:

• The strategic advantages of alternative credit data 
• The future of inclusive lending
• Why you should partner with us