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      Case Study

      Vantage West CU and Targeting Credit-Active Prospects

      Published October 18, 2019

      Credit Unions Credit & Economic Trends

      As a mortgage lender, it's important to reach the right customers at the right time. Vantage West Credit Union leveraged Experian's Prospect Triggers℠ to identify and target qualified consumer in the market for credit, leading to an additional $18 million in funded mortgages.

      Learn how this Arizona-based credit union targeted credit-active prospects in this case study.

      Complete the form to access the case study

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      Your free Experian resource is now available. Enjoy!

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      The fintech landscape is evolving rapidly—and 2025 is a pivotal year. Experian’s State of Fintech 2025 Report delivers exclusive insights into the market forces, consumer behaviors, and credit trends shaping the future of financial services. Learn how leading fintechs are adapting and where the next wave of growth is emerging.

      In this report, you’ll discover:

      • How fintechs are regaining market share in unsecured personal loans
      • The impact of rising delinquencies and student loan repayments
      • What Gen Z and Millennial borrowers expect from digital lenders
      • 7 strategic imperatives to scale responsibly in a volatile market
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      How to Prep for the Holiday Shopping Season 2026

      Get ahead of the 2026 holiday shopping season with our expert prep guide. Discover proven strategies, marketing tips, and consumer insights to maximize loyalty and retention efforts, boost customer engagement, and ensure you are top of wallet.

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      03 September 2025

      How Small Businesses Have Changed Since the Pandemic

      According to Experian’s latest Commercial Pulse Report, business formation remains strong:

      • 471,000 new business applications were filed in July alone
      • Between 2018 and 2023, the number of new businesses establishing commercial credit rose by 38%
      • New businesses today look more financially stable than those from earlier years

      What’s driving this resilience?

      👉 Faster tech adoption

      👉 Hybrid business models

      👉 Stronger financial fundamentals

      The pandemic forced small businesses to transform at record speed. Now, they’re leveraging those lessons to build smarter, more adaptable enterprises.

      Check out the full report to see how these trends could impact your strategy!

      Subscribe to Commercial Pulse Report

      Infographic

      22 August 2025

      Credit decisioning journey

      Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:

      • Model development
      • Model deployment
      • Decisioning
      • Fraud analysis

      Discover how your organization can take your credit decisioning journey to the next level with the Experian Ascend Platform™.

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