Report
Published August 23, 2022
Commercial Economic & Market InsightsAfter a strong economic rebound in the wake of COVID-19, a more challenging environment and heightened recession worries are forcing small businesses to "hit the reset button". Small business anxiety about elevated inflation and labor shortages persisted in Q2 2022, as small businesses held debt balances longer, while seeking additional credit in anticipation of a tighter lending environment.
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White Paper
State of Student Loans
Explore Experian’s latest State of Student Loans white paper to uncover key trends, borrower insights, and the evolving impact of student debt on financial health. Learn how data-driven solutions can help lenders and consumers navigate today’s student loan landscape.
Key considerations include:
- Strategies to engage consumers proactively to provide resources
- Recalibration of risk models
- Mitigating fraud while navigating the changing landscape
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Key insights:
- Menu prices at Full-Service Restaurants rose 4.6% in August — outpacing inflation.
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- Revolving credit utilization is climbing — an early signal of potential cash flow strain.
What does this mean for lenders and decision makers?
✅ Not all restaurant types face the same risks.
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✅ Watch utilization and inquiry trends closely — they may be early indicators of distress.
Check out the full report to see how these trends could impact your strategy!
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Q3 2025 Lending Conditions Chartbook
The U.S. economy shows signs of steady growth in Q3, yet challenges remain. A cooling labor market and persistent inflation create uncertainty, prompting lenders to stay cautious while adapting. Even in this dynamic environment, growth opportunities continue to emerge across the industry.
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Credit Signals in Construction: Early Warnings for Lenders and Risk Leaders
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Check out the full report to see how these trends could impact your strategy!