Report
Published May 31, 2022
Commercial Commercial Insights Credit & Economic TrendsExperian begins a new chapter with the release of the Q1 2022 Main Street Report through our collaboration with the leading economists at Oxford Economics. During Q1, small businesses kept average commercial loan balances healthy and stable. At the same time, moderate delinquency inched up but remained low overall as business and consumer travel returned to form, offering major tourist destinations a boost.
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Credit Signals in Construction: Early Warnings for Lenders and Risk Leaders
The construction industry has experienced significant growth over the last seven years, but fresh data reveals mounting signs of financial stress that commercial lenders and Chief Risk Officers should be closely monitoring.
Check out the full report to see how these trends could impact your strategy!
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State of Fintech 2025: Trends, Risks & Growth Strategies
The fintech landscape is evolving rapidly—and 2025 is a pivotal year. Experian’s State of Fintech 2025 Report delivers exclusive insights into the market forces, consumer behaviors, and credit trends shaping the future of financial services. Learn how leading fintechs are adapting and where the next wave of growth is emerging.
In this report, you’ll discover:
- How fintechs are regaining market share in unsecured personal loans
- The impact of rising delinquencies and student loan repayments
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How Small Businesses Have Changed Since the Pandemic
According to Experian’s latest Commercial Pulse Report, business formation remains strong:
- 471,000 new business applications were filed in July alone
- Between 2018 and 2023, the number of new businesses establishing commercial credit rose by 38%
- New businesses today look more financially stable than those from earlier years
What’s driving this resilience?
👉 Faster tech adoption
👉 Hybrid business models
👉 Stronger financial fundamentals
The pandemic forced small businesses to transform at record speed. Now, they’re leveraging those lessons to build smarter, more adaptable enterprises.
Check out the full report to see how these trends could impact your strategy!