• Skip to main navigation
  • Consumer
  • Small Business
  • Business
  • Share price at
  • About Experian
  • Consumer Support
  • Credit Advice
  • Global Sites
Toggle main navigation
Products and solutions
Products and solutions
By business need By solution type By product name
By business need
Target prospects Acquire customers Action accounts Cultivate relationships Empower employees Prevent fraud
By solution type
Advanced analytics and modeling  Collections and debt recovery  Commercial solutions  Credit decisioning  Credit profile reports  Customer engagement and retention Data reporting and furnishing  Data sources  Data quality and management  Fraud management  Global data breach services Identity solutions  Marketing solutions  Regulatory compliance  Workforce management
Back to main menu
Information

Experian Ascend Platform™

Make better decisions. Mitigate risk. Grow your business.

Learn more
Industries
Industries
Alternative financial services Advertising and media Automotive Banks Commercial institutions Credit unions Energy and utilities
Fintech Healthcare Insurance Mortgage Public sector Rental property Telecommunications
Back to main menu
Information

Experian Ascend Platform™

Make better decisions. Mitigate Risk. Grow your business.

Learn more
Resources
Resources
Blogs Thought leadership resources Case studies and testimonials Innovation at Experian
Blogs
Experian Insights Hub Business Information Commercial Insights Hub Data Quality Trends Employer Services Healthcare Marketing Forward Small Business Matters
Thought leadership resources
Case studies eBooks Infographics Podcasts Reports Webinars White papers View all resources
Innovation at Experian
Big data Experian Innovation Lab Developer portal and API hub Experian Ventures
Back to main menu
Congrats

VISION 2026

Join us at our premier global conference centered on data, analytics and AI.

Register now
More
Client Sign In
Client Sign In
Automotive Health Business Credit Workforce Management Other
Automotive
AutoCheck AutoCount Accelerate Experian Marketing Engine Velocity
Health
Claim Scrubber ClaimSource® Collections Optimization Manager Compliance Manager Contract Manager Identity Verification Medical Necessity OneSource® Order Manager Patient Estimates Patient Financial Clearance Patient Schedule Payer Alerts
Business Credit
Business Credit Reports BusinesslQ Small Business Credit Smart Business Reports Supplier Check Reports
Workforce Management
ACA Reporting Compliance Library I-9 Management Pay Statements Tax Credits Tax Statements Tax Withholding Unemployment Management Verification Fullfillment
Other
Audience Engine Business Public Records ContractorCheck Experian Access Experian Connect Experian Data Quality Experian Developer Portal Mosaic Portal Small Business Services
Client Sign In
  • Automotive
      • AutoCheck
      • AutoCount Accelerate
      • Experian Marketing Engine
      • Velocity
  • Health
      • Claim Scrubber
      • ClaimSource®
      • Collections Optimization Manager
      • Compliance Manager
      • Contract Manager
      • Identity Verification
      • Medical Necessity
      • OneSource®
      • Order Manager
      • Patient Estimates
      • Patient Financial Clearance
      • Patient Schedule
      • Payer Alerts
  • Business Credit
      • Business Credit Reports
      • BusinesslQ
      • Small Business Credit
      • Smart Business Reports
      • Supplier Check Reports
  • Workforce Management
      • ACA Reporting
      • Compliance Library
      • I-9 Management
      • Pay Statements
      • Tax Credits
      • Tax Statements
      • Tax Withholding
      • Unemployment Management
      • Verification Fullfillment
  • Other
      • Audience Engine
      • Business Public Records
      • ContractorCheck
      • Experian Access
      • Experian Connect
      • Experian Data Quality
      • Experian Developer Portal
      • Mosaic Portal
      • Small Business Services

Infographic

Fintech Trends Report: Who is the digital borrower?

Published April 25, 2024

Fintech Economic & Market Insights
Our analysis delves into various attributes to help us gain a deeper understanding of the digital borrower compared to all other borrowers for unsecured personal loans as well as credit cards. Our data analysts also looked at borrowers, irrespective of generation, regarding information such as household income, credit score and history, open trade lines, credit utilization, and more.

Download the infographic

View now

Related resources

Webinar

18 September 2026

Reducing Mortgage Friction: How Income & Employment Verification is Evolving in 2026

In today’s competitive mortgage market, lenders are challenged to reduce origination costs, improve operational efficiency, and create a better borrower experience. This webinar explores how the Experian Verify Preview Report gives lenders visibility into employment and income record availability before ordering a full Verification of Income and Employment (VOIE) report. By providing transparency upfront, lenders can reduce unnecessary verification expenses, improve operational efficiency, and make more informed sourcing decisions.

What we’ll cover:

  • How to determine record availability before ordering a full income and employment verification report
  • Strategies for reducing unnecessary verification spending while improving operational efficiency
  • Ways to improve borrower experience, accelerate loan processing, and reduce lender workload through smarter verification workflows
  • How verification innovation supports broader mortgage automation and data-driven decisioning initiatives

 

Webinar

02 September 2026

Q3 2026 Macroeconomic Scenarios Forecast

Explore Experian's Q3 2026 U.S. economic outlook and scenarios forecasts.

  • See GDP projections for 2026 and 2027.
  • Understand the outlook for inflation and unemployment.
  • Review expectations for Federal Reserve interest rates.
  • Compare base-case, optimistic and pessimistic scenarios.
Report

21 August 2026

August 2026 Labor Market Monitor

Explore key trends shaping the U.S. labor market and how workers are faring in today's economy.

  • Examine job creation, unemployment and wage growth
  • Explore research on AI's labor market impact
  • See how healthcare is driving employment growth
Report

29 July 2026

2026 State of fintech report

Read the latest State of Fintech Report to see strategy playbook fintechs are implementing in 2026 and beyond. Key insights include:

  • How fintech leaders are balancing growth, fraud risk and portfolio performance
  • Why data strategy is becoming a competitive advantage in credit decisioning
  • How identity, credit and behavioral signals are enabling smarter lifecycle decisions
  • Practical actions fintech organizations can take to grow with confidence in 2026
  • Legal Terms & Conditions
  • Privacy Center
  • U.S. Consumer Data Privacy Notice
  • Ad Choices
  • Press
  • Careers
  • Investor Relations
  • Contact Us
EXPERIAN'S INCLUSION AND BELONGING Learn more how Experian is committed
DATA PRIVACY Your privacy choices

©2026 Experian Information Solutions, Inc. All rights reserved.

Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.