Our analysis delves into various attributes to help us gain a deeper understanding of the digital borrower compared to all other borrowers for unsecured personal loans as well as credit cards. Our data analysts also looked at borrowers, irrespective of generation, regarding information such as household income, credit score and history, open trade lines, credit utilization, and more.
The threat of fraud persists, and consumer expectations for protection and experience remain high. To help you stay ahead, our experts share key business and consumer trends impacting the future of fraud risk and identity verification. They discuss findings from our 2024 U.S. Identity and Fraud Report to help you better protect your business and your customers.
Join our industry experts as they discuss national economics and credit trends and housing and auto sector trends as of July 2024.
Read the latest regional consumer spending and economic growth trends, as well as our in-house macroeconomic forecasts for the year ahead.
Experian’s data scientists and analysts equip fintechs with consumer credit trends to help make strategic lending decisions as well as a profitable growth roadmap for the second half of 2024 and beyond. Impactful callouts from the report include:
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