Credit cards

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The Worst Ways to Redeem Credit Card Rewards

Earning rewards can be one of the greatest perks of having a credit card, though some rede...

By Emily Starbuck Gerson

Jun 30, 2026Rewards credit cards

APR vs. APY: What’s the Difference?

APR shows how much you'll pay in total to carry a credit card balance or take out an insta...

By Brianna McGurran

Jun 26, 2026APR

What to Do When Your Credit Card Is Discontinued

If your credit card is discontinued, there may be a few things that happen. Here’s what to...

By Ben Luthi

Jun 24, 2026Credit card basics

How Do Credit Card Extended Warranties Work?

A credit card extended warranty lengthens the manufacturer's warranty and may eliminate th...

By Tim Maxwell

Jun 18, 2026Credit card basics

6 Signs That You Shouldn’t Get a Credit Card

While credit cards can provide a great way to earn rewards on your everyday spending and g...

By Ben Luthi

Jun 17, 2026Credit card basics

How to Avoid Overspending on a Credit Card

Overspending on your credit card can cause damage to your finances and credit. Here’s how ...

By Ben Luthi

Jun 17, 2026Credit card basics

3 Alternatives to a Balance Transfer

A balance transfer credit card won't always work, but you can try one of these three alter...

By Louis DeNicola

Jun 12, 2026Balance transfers

How to Lower Your Credit Card Interest Rate

You may be able to request a lower interest rate if you're experiencing a financial hardsh...

By Louis DeNicola

Jun 12, 2026Credit card basics

What Are Rotating Bonus Category Credit Cards?

Rotating bonus categories allow credit card users to earn bigger cash back rewards on purc...

By Bev O'Shea

Jun 12, 2026Rewards credit cards

How the Fed Rate Cuts Impact Your Finances

Understanding the outlook for the Federal Reserve's interest rate policy can help you plan...

By Ben Luthi

Jun 11, 2026APR

Should I Use a Credit Card as My Emergency Fund?

It's tempting to use your credit card for unexpected expenses. But instead of turning to y...

By Hillary Back

Jun 10, 2026Credit card basics

What to Do if Your Credit Card Issuer Changes Your Account Terms

Noticed changes to your credit card terms? Credit card issuers can update account terms, b...

By Sarah Archambault

Jun 10, 2026Credit card basics

What’s the Difference Between Secured and Prepaid Cards?

Secured cards and prepaid cards both have some perks, but which one is right for you comes...

By Evelyn Waugh

Jun 10, 2026Secured credit cards

5 Credit Card Red Flags to Avoid

Worried the credit card you're considering is a dud? You can find clues in a card's terms ...

By Bev O'Shea

Jun 9, 2026Credit card basics

The Best (and Worst) Ways to Use a Credit Card

A credit card can help you save time and money, build credit and earn rewards, and it offe...

By Bev O'Shea

Jun 9, 2026Credit card basics

How Do Travel Credit Cards Work?

If you’re wondering how to maximize your travel credit cards, here are some steps to help ...

By Ben Luthi

Jun 8, 2026Rewards credit cards

What Is Credit Card Tokenization?

Tokenization helps lower credit card fraud risk and protect sensitive payment information ...

By LaToya Irby

Jun 6, 2026Credit card basics

Are Credit Card Rewards Worth It?

Learn when rewards credit cards are worth it, how cash back, points and miles work, and wh...

By Louis DeNicola

Jun 5, 2026Rewards credit cards

Does Applying for a Credit Card Hurt Your Credit?

When you apply for a credit card, the card issuer will typically run a hard inquiry, which...

By Ben Luthi

Jun 3, 2026Credit card basics

An Essential Guide to Your First Credit Card

Here’s everything you need to know about how credit cards work, how to apply and what to d...

By Ben Luthi

Jun 2, 2026Credit card basics

Do You Need a Business to Get a Business Credit Card?

You can get a business credit card without a corporation. A card issuer will likely use yo...

By Gayle Sato

Jun 1, 2026Credit cards

15 Credit Card Fine Print Terms to Know

Reviewing key terms before you apply can help you avoid unexpected costs, understand how y...

By LaToya Irby

May 29, 2026Credit card basics

What Are Low-Interest Credit Cards?

A low-interest credit card has a below-average annual percentage rate (APR) that can help ...

By LaToya Irby

May 27, 2026Credit cards

What Is a Credit Card CVV Number?

A CVV is a three- or four-digit security code printed on your credit card that helps verif...

By Ben Luthi

May 14, 2026Credit card basics

Are Travel Credit Cards Worth It?

Travel credit cards come in three forms: general, airline and hotel. Whether they're a goo...

By John Egan

May 7, 2026Travel credit cards

Where Can I Use My Credit Card?

U.S.-based merchants that take credit card payments typically accept cards in the major ne...

By Kim Porter

May 6, 2026Credit card basics

The History of Credit Cards

This history of credit cards can help you understand how they developed into a convenient ...

By Ben Luthi

May 5, 2026Credit cards

Cash Back, Points and Miles: What’s the Difference?

Understanding the difference between cash back, points and miles is key to maximizing your...

By Ben Luthi

Apr 20, 2026Rewards credit cards

What Are Merchant Category Codes?

Merchant category codes can help maximize credit card rewards by enabling you to pair the ...

By John Egan

Apr 19, 2026Credit card basics

Should I Get a New Credit Card?

Should you get another credit card? Learn when it makes sense to apply, when to wait and h...

By Karen Axelton

Apr 15, 2026Credit card basics

What Is Residual Interest?

Residual interest can surprise you if you don't understand how your credit card accrues in...

By Jennifer Brozic

Apr 12, 2026Credit card basics

Airline Credit Card vs. Travel Credit Card: Which Is Better?

Understanding the pros and cons can help you choose between an airline credit card and tra...

By LaToya Irby

Apr 10, 2026Rewards credit cards

How Long Does a Credit Card Payment Take to Process?

Credit card payments are typically posted in one to five days. The timing varies depending...

By LaToya Irby

Apr 7, 2026Credit card basics

How to Read a Credit Card Statement

Learning how to read a credit card statement, including your balance and payments, can hel...

By Karen Axelton

Apr 2, 2026Credit card basics

What Happens When Your Credit Card Expires?

When your credit card expires, you'll receive a new one in the mail. You won't be able to ...

By Brianna McGurran

Apr 2, 2026Credit card basics

How to Change Your Credit Card Due Date

Changing your credit card due date can help you spread out your monthly bills and avoid ov...

By Emily Batdorf

Mar 26, 2026Credit card basics

When Is the Best Time to Pay My Credit Card Bill?

Aligning your credit card payments with the due date and your financial goals can help you...

By Jennifer Brozic

Mar 24, 2026Credit card basics

What Is a Balance Transfer and Is It Worth it?

A balance transfer is when you move debt to a new credit card that charges 0% interest dur...

By Brianna McGurran

Mar 23, 2026Balance transfers

What Is a Co-Branded Credit Card?

Co-branded credit cards reward you for shopping at a specific retailer, airline or hotel. ...

By Emily Batdorf

Mar 18, 2026Credit card basics

How Long Does a Balance Transfer Take?

If you’re trying to complete a balance transfer, knowing how long the process takes can he...

By Ben Luthi

Mar 17, 2026Balance transfers

Can You Get a Secured Credit Card With No Deposit?

To get a secured credit card with no deposit, you'll transfer money into a connected accou...

By Brianna McGurran

Mar 16, 2026Secured credit cards

What Is a Cash Back Credit Card?

A cash back credit card is a type of rewards card that gives cardholders a percentage of t...

By Ben Luthi

Mar 11, 2026Credit card basics

How to Set Up Credit Card Alerts

Setting up credit card alerts on your card issuer’s mobile app ensures you get notified of...

By Ben Luthi

Mar 11, 2026Credit card basics

How Does Credit Card Autopay Work?

Enrolling in autopay can help ensure your credit card payment is on time each month. The f...

By LaToya Irby

Mar 9, 2026Credit cards

What Is Credit Card Churning?

Credit card churning involves opening multiple credit cards to earn the intro bonuses. It ...

By Louis DeNicola

Mar 6, 2026Credit card basics

What Is a Penalty APR?

A penalty APR is a higher APR applied to your credit card balance if you miss a payment or...

By LaToya Irby

Mar 6, 2026Credit cards

Common Credit Card Fees

Here's a list of the common credit card fees you should look out for, how they work and wh...

By Louis DeNicola

Mar 5, 2026Credit card basics

What Happens if I Don’t Use My Credit Card?

If you let a credit card remain inactive for too long, your card issuer may close your car...

By LaToya Irby

Mar 5, 2026Credit card basics

How Long Does It Take to Get a Credit Card?

How fast can you get a new credit card? That depends on how you applied, your credit score...

By Karen Axelton

Mar 3, 2026Credit card basics

Is Credit Card Interest Compounded Daily?

The larger your balance grows, the more interest gets added on top, and the harder it beco...

By Brianna McGurran

Mar 2, 2026Credit card basics

Can You Pay a Credit Card With a Credit Card?

You can use a balance transfer to shift a balance from one credit card to another. But the...

By Ben Luthi

Feb 27, 2026Credit card basics

How Can I Get Cash Back From My Credit Card?

There are several ways to redeem cash back from a credit card, but the highest-value metho...

By Brianna McGurran

Feb 26, 2026Cash back credit cards

Can You Have a Negative Balance on a Credit Card?

It’s possible to have a negative balance on your credit card. Here’s how it can happen and...

By Ben Luthi

Feb 10, 2026Credit card basics

What Is a Credit Card Balance?

A credit card balance is how much you owe the credit card company at a given time. Here's ...

By Karen Axelton

Feb 5, 2026Credit card basics

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Credit cards

The Worst Ways to Redeem Credit Card Rewards

APR vs. APY: What’s the Difference?

What to Do When Your Credit Card Is Discontinued

How Do Credit Card Extended Warranties Work?

6 Signs That You Shouldn’t Get a Credit Card

How to Avoid Overspending on a Credit Card

3 Alternatives to a Balance Transfer

How to Lower Your Credit Card Interest Rate

What Are Rotating Bonus Category Credit Cards?

How the Fed Rate Cuts Impact Your Finances

Should I Use a Credit Card as My Emergency Fund?

What to Do if Your Credit Card Issuer Changes Your Account Terms

What’s the Difference Between Secured and Prepaid Cards?

5 Credit Card Red Flags to Avoid

The Best (and Worst) Ways to Use a Credit Card

How Do Travel Credit Cards Work?

What Is Credit Card Tokenization?

Are Credit Card Rewards Worth It?

Does Applying for a Credit Card Hurt Your Credit?

An Essential Guide to Your First Credit Card

Do You Need a Business to Get a Business Credit Card?

15 Credit Card Fine Print Terms to Know

What Are Low-Interest Credit Cards?

What Is a Credit Card CVV Number?

Are Travel Credit Cards Worth It?

Where Can I Use My Credit Card?

The History of Credit Cards

Cash Back, Points and Miles: What’s the Difference?

What Are Merchant Category Codes?

Should I Get a New Credit Card?

What Is Residual Interest?

Airline Credit Card vs. Travel Credit Card: Which Is Better?

How Long Does a Credit Card Payment Take to Process?

How to Read a Credit Card Statement

What Happens When Your Credit Card Expires?

How to Change Your Credit Card Due Date

When Is the Best Time to Pay My Credit Card Bill?

What Is a Balance Transfer and Is It Worth it?

What Is a Co-Branded Credit Card?

How Long Does a Balance Transfer Take?

Can You Get a Secured Credit Card With No Deposit?

What Is a Cash Back Credit Card?

How to Set Up Credit Card Alerts

How Does Credit Card Autopay Work?

What Is Credit Card Churning?

What Is a Penalty APR?

Common Credit Card Fees

What Happens if I Don’t Use My Credit Card?

How Long Does It Take to Get a Credit Card?

Is Credit Card Interest Compounded Daily?

Can You Pay a Credit Card With a Credit Card?

How Can I Get Cash Back From My Credit Card?

Can You Have a Negative Balance on a Credit Card?

What Is a Credit Card Balance?