• Skip to main navigation
  • Consumer
  • Small Business
  • Business
  • Share price at
  • About Experian
  • Consumer Support
  • Credit Advice
  • Global Sites
Toggle main navigation
  • Client Sign in
    • Skip to main content
    • Solutions
      • Solutions
      • Advanced Analytics & Modeling
      • Collections & Debt Recovery
      • Commercial Solutions
      • Customer Management
      • Credit Decisioning
      • Credit Profile Reports
      • Data Reporting & Furnishing
      • Data Sources
      • Data Quality & Management
      • Fraud Management
      • Identity Solutions
      • Marketing Solutions
      • Regulatory Compliance
      • Risk Management
      • Workforce Management
        • Solving for your business needs:
        • Advanced Analytics & Modeling
        • Artificial Intelligence & Machine Learningsmall desc
        • Analytical Decisioningsmall desc
        • Analytics & Modelssmall desc
        • Business Intelligencesmall desc
        • Data Sourcessmall desc
        • Data Discovery & Analysissmall desc
        • Solving for your business needs:
        • Collections & Debt Recovery
        • Collections Analytics & Insightssmall desc
        • Collections Prioritization Strategiessmall desc
        • Regulatory Compliancesmall desc
        • Data & Skip Tracingsmall desc
        • Debt Portfolio Evaluationsmall desc
        • Omnichannel Collectionssmall desc
        • Solving for your business needs:
        • Customer Management
        • Account & Portfolio Monitoringsmall desc
        • Digital Transformationsmall desc
        • Partner with Experiansmall desc
        • Solving for your business needs:
        • Credit Decisioning
        • Credit Decisioning Toolssmall desc
        • Customer Acquisitionsmall desc
        • Credit Attributessmall desc
        • Credit Risk Scoressmall desc
        • Decisioning Softwaresmall desc
        • Instant Decisioningsmall desc
        • Loan Origination Softwaresmall desc
        • Solving for your business needs:
        • Data Reporting & Furnishing
        • Consumer Data Furnishingsmall desc
        • Commercial Data Reportingsmall desc
        • Solving for your business needs:
        • Data Sources
        • Automotive Market Data​small desc
        • Alternative Credit Data (Extended FCRA)small desc
        • Business & Commercial Credit Datasmall desc
        • Buy Now Pay Latersmall desc
        • Consumer Credit Report Datasmall desc
        • Customer Insightssmall desc
        • Fraud & Identity Datasmall desc
        • Marketing Datasmall desc
        • Open Bankingsmall desc
        • Third-Party Data Setssmall desc
        • Solving for your business needs:
        • Data Quality & Management
        • Data Managementsmall desc
        • Data Qualitysmall desc
        • Data Software Solutionssmall desc
        • Solving for your business needs:
        • Fraud Management
        • 1st Party Fraudsmall desc
        • 3rd Party Fraudsmall desc
        • Account Takeoversmall desc
        • Behavioral Analyticssmall desc
        • Bust Out Fraudsmall desc
        • Commercial Entity Fraudsmall desc
        • Identity Resolutionsmall desc
        • Global Data Breach Servicessmall desc
        • Risk Based Authentication​small desc
        • Synthetic Identity​small desc
        • Solving for your business needs:
        • Identity Solutions
        • Identity Resolutionsmall desc
        • Identity Managementsmall desc
        • Identity Verificationsmall desc
        • Customer Identity Protection​small desc
        • Solving for your business needs:
        • Marketing Solutions
        • Campaign Activation Solutionssmall desc
        • Credit Marketing Solutionssmall desc
        • Identity & Targeting Solutionssmall desc
        • Increase Customer Loyaltysmall desc
        • Marketing Datasmall desc
        • Measurement Solutionssmall desc
        • Solving for your business needs:
        • Regulatory Compliance
        • Regulatory Governancesmall desc
        • Regulationssmall desc
        • Solving for your business needs:
        • Risk Management
        • Automotive Vehicle Historysmall desc
        • Customer Risk Analyticssmall desc
        • Credit Risksmall desc
        • Fraud Risksmall desc
        • Model Risk Managementsmall desc
        • Portfolio Risk Managementsmall desc
    • Products
    • Industries
      • Advertising & Media
      • Automotive
      • Energy & Utilities
      • Financial Services
      • Healthcare
      • Insurance
      • Mortgage
      • Public Sector
      • Rental Property Solutions
      • Telecommunications
        • Solving your Automotive needs:
        • Automotive
        • Ad Agencies & Mediasmall desc
        • Affiliated Auto Industrysmall desc
        • Aftermarket Industrysmall desc
        • Auto Lenderssmall desc
        • Dealerssmall desc
        • OEMssmall desc
        • Solving your Financial Services needs:
        • Alternative Financial Servicessmall desc
        • Bankssmall desc
        • Commercial Financial Institutionssmall desc
        • Credit Unionssmall desc
        • Fintechsmall desc
        • Solving your Healthcare needs:
        • Healthcare
        • Hospitals & Health Systemssmall desc
        • Medical Groupssmall desc
        • Payerssmall desc
        • Pharmacies & Diagnosticssmall desc
    • Thought Leadership
      • Resources
      • Testimonials & Case Studies
      • Insights & Blogs
      • Preference Center
        • Insights & Blogs
        • Business Informationsmall desc
        • Commercial Insights Hubsmall desc
        • Data Quality Trendssmall desc
        • Employer Servicessmall desc
        • Experian Insightssmall desc
        • Healthcaresmall desc
        • Marketing Forwardsmall desc
        • Small Business Matterssmall desc
    • About Experian
      • About Experian
      • Specialized Services
      • Innovation at Experian
      • Company Information
      • Investor Relations
      • Careers
        • Business Information Servicessmall desc
        • Consumer Information Servicessmall desc
        • Data Breach Resolutionsmall desc
        • Experian Data Qualitysmall desc
        • Decision Analyticssmall desc
        • Employer Servicessmall desc
        • Experian Advisory Servicessmall desc
        • Marketing Servicessmall desc
        • Partner Solutionssmall desc
        • Big Datasmall desc
        • Experian Innovation Labsmall desc
        • Developer Portal & API Hubsmall desc
        • Experian Venturessmall desc
        • Corporate Fact Sheetsmall desc
        • Corporate Social Responsibilitysmall desc
        • Our Commitmentsmall desc
    • More...
      • Client Sign In
      • Automotive
        • AutoCheck
        • AutoCount
        • AutoCount Accelerate
        • Experian Marketing Engine
        • Velocity
      • Health
        • Claim Scrubber
        • ClaimSource®
        • Collections Optimization Manager
        • Compliance Manager
        • Contract Manager
        • Identity Verification
        • Medical Necessity
        • OneSource®
        • Order Manager
        • Patient Estimates
        • Patient Financial Clearance
        • Patient Schedule
        • Payer Alerts
      • Business Credit
        • Business Credit Reports
        • BusinesslQ
        • Small Business Credit
        • Smart Business Reports
        • Supplier Check Reports
      • Workforce Management
        • ACA Reporting
        • Compliance Library
        • I-9 Management
        • Pay Statements
        • Tax Credits
        • Tax Statements
        • Tax Withholding
        • Unemployment Management
        • Verification Fullfillment
      • Other
        • Audience Engine
        • Business Public Records
        • ContractorCheck
        • Experian Access
        • Experian Connect
        • Experian Data Quality
        • Experian Developer Portal
        • Mosaic Portal
        • Small Business Services
      • Automotive
          • AutoCheck
          • AutoCount
          • AutoCount Accelerate
          • Experian Marketing Engine
          • Velocity
      • Health
          • Claim Scrubber
          • ClaimSource®
          • Collections Optimization Manager
          • Compliance Manager
          • Contract Manager
          • Identity Verification
          • Medical Necessity
          • OneSource®
          • Order Manager
          • Patient Estimates
          • Patient Financial Clearance
          • Patient Schedule
          • Payer Alerts
      • Business Credit
          • Business Credit Reports
          • BusinesslQ
          • Small Business Credit
          • Smart Business Reports
          • Supplier Check Reports
      • Workforce Management
          • ACA Reporting
          • Compliance Library
          • I-9 Management
          • Pay Statements
          • Tax Credits
          • Tax Statements
          • Tax Withholding
          • Unemployment Management
          • Verification Fullfillment
      • Other
          • Audience Engine
          • Business Public Records
          • ContractorCheck
          • Experian Access
          • Experian Connect
          • Experian Data Quality
          • Experian Developer Portal
          • Mosaic Portal
          • Small Business Services

      eBook

      Proactive Credit Limit Management: Winning Strategies for Financial Institutions

      Published May 5, 2025

      Credit Decisioning Customer Management
      Proactive Credit Limit Management: Winning Strategies for Financial Institutions

      Managing credit limits effectively can help financial institutions maintain a healthy, profitable credit card portfolio. Proactively increasing credit limits can enhance your ability to provide excellent customer satisfaction and drive higher revenue.

      Lenders can strategically implement proactive credit limit increases to:

      • Increase interchange income
      • Generate additional interest income
      • Enhance wallet share
      • Reduce customer attrition
      • Improve customer experience

      Proactive credit limit increases give customers access to more credit, which can positively impact their financial health and help you drive business growth.

      Complete the form to access the eBook

      This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

      Thank you for your interest

      Your free Experian resource is now available. Enjoy!

      Related resources

      Infographic

      22 August 2025

      Credit decisioning journey

      Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:

      • Model development
      • Model deployment
      • Decisioning
      • Fraud analysis

      Discover how your organization can take your credit decisioning journey to the next level with the Experian Ascend Platform™.

      Infographic

      22 August 2025

      Growing your portfolio with cashflow insights

      Millions of U.S. households remain unbanked, yet many possess the ability to borrow responsibly. Read our infographic to learn how you can leverage real-time cashflow data to: 

      • Reach consumers with little or no credit history. 
      • Tailor products to real financial behaviors. 
      • Make faster, more confident decisions.  
      • Improve access to credit and enhance portfolio performance.
      Infographic

      05 August 2025

      Smarter lending starts with greater visibility

      Experian and Plaid have teamed up to power smarter, more inclusive lending.

      Read our one pager to discover how the new integration helps you:

      • Sharpen risk assessments
      • Uncover new growth opportunities
      • Increase approval rates
      Webinar

      05 August 2025

      Model Risk Management for Regulatory Excellence

      Financial institutions face numerous challenges when complying with model risk management regulations. Watch our Model Risk Management for Regulatory Excellence webinar and discover more from our experts Ankit Sinha and Masood Akhtar on how to:

      • Automate documentation processes
      • Reduce regulatory risk
      • Speed up time-to-market
      • Monitor for performance
      • Legal Terms & Conditions
      • Privacy Center
      • U.S. Data Privacy Policy
      • Ad Choices
      • Press
      • Careers
      • Investor Relations
      • Contact Us
      EXPERIAN'S INCLUSION AND BELONGING Learn more how Experian is committed
      DATA PRIVACY Your privacy choices

      ©2025 Experian Information Solutions, Inc. All rights reserved.

      Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian. Other product or company names mentioned herein are the property of their respective owners.