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      Case Study

      Spring EQ and Boost

      Published April 3, 2020

      Fintech Credit & Economic Trends Marketing

      Learn how home equity lender, Spring EQ, leveraged Experian Boost™, which captures the value of consumer's utility and telecom trade lines, to help applicants near approval or risk thresholds qualify for better loan terms and conditions.

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      In this report, you’ll discover:

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      According to Experian’s latest Commercial Pulse Report, business formation remains strong:

      • 471,000 new business applications were filed in July alone
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      • New businesses today look more financially stable than those from earlier years

      What’s driving this resilience?

      👉 Faster tech adoption

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      👉 Stronger financial fundamentals

      The pandemic forced small businesses to transform at record speed. Now, they’re leveraging those lessons to build smarter, more adaptable enterprises.

      Check out the full report to see how these trends could impact your strategy!

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      Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:

      • Model development
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      Discover how your organization can take your credit decisioning journey to the next level with the Experian Ascend Platform™.

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