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      Report

      Q3 2021 Experian Main Street Report

      Published November 8, 2021

      Commercial Credit & Economic Trends Commercial Insights

      Small business credit performance was mixed in the third quarter as businesses dealt with the COVID-19 Delta variant. Early stage delinquency rates rose modestly while late state delinquency and bankruptcy rates fell decisively. With daily COVID cases falling, demand for goods and services should rise in coming quarters. Downside risks are concentrated on the supply side with businesses struggling to hire workers and dealing with supply chain stress.

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