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      Case Study

      Growth through a seamless digital prequalification experience

      Published May 3, 2021

      Credit Unions Advanced Analytics & Modeling

      Learn how Experian collaborated with Gather Federal Credit Union to implement a frictionless digital prequalification solution that led to bookings of over $600,000 in new personal loans and credit cards in just 3 weeks.

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      In this report, you’ll discover:

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      Financial institutions face several challenges during the credit decisioning process, such as poor data quality, scalability issues, data fragmentation, and high maintenance costs. Experian can help lending institutions enhance their credit decisioning journey at every step, through:

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      Discover how your organization can take your credit decisioning journey to the next level with the Experian Ascend Platform™.

      White Paper

      01 July 2025

      Unlocking the Equity Era: Why 2025 is the Year of the HELOC

      This white paper explores the transformative potential of Home Equity Lines of Credit (HELOCs) in 2025, a year marked by record-high homeowner equity and shifting consumer credit behavior. It offers data-driven insights into how lenders can tap into the $29 trillion in untapped equity by leveraging advanced analytics, behavioral segmentation, and digital innovation to meet evolving borrower needs.

      Key Takeaways:

      • $29T in Untapped Equity: Millions of homeowners are ideal HELOC candidates but remain underserved.
      • Behavior Gap: Many consumers default to credit cards due to misconceptions about HELOCs.
      • Smart Targeting: Use data to identify Revolvers and tailor offers that resonate.
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