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Here’s what you need to know about the differences between a condo vs. an apartment, as we...
Here’s what to know about the pros and cons of a reverse mortgage, so you can determine wh...
Here’s more on what it means when you’re clear to close and what to expect about the rest ...
Missing documents, unverified income, changes to your credit or problem with your home's t...
You can use the 28% rule of thumb to arrive at your housing payment, or you can base your ...
A lack of credit history isn't a barrier to getting a mortgage. Manual underwriting makes ...
Sale price is just one factor to consider when buying a house. Here are some others.
An FHA home appraisal estimates fair market value and inspects a home for minimum standard...
A home's assessed value is used to calculate property taxes, and market value is how much ...
A cash gift from a friend or relative can help you come up with a down payment on a home. ...
A second mortgage is an additional loan on your home that lets you tap into your equity fo...
Interest-only mortgages have two repayment phases, one with lower interest-only payments f...
Paying into an escrow account with your mortgage payment? Here's how it works.
Home equity loans typically require you to have homeowners insurance to protect the loan c...
You can have a home equity loan and a home equity line of credit (HELOC) on the same home ...
It's possible to get a home equity loan on an inherited property, but your credit will be ...
Most home loans require you to pay property taxes with your monthly mortgage payments, alo...
Mortgage rates are negotiable, especially if you don't mind shopping multiple lenders and ...
Construction loans let you buy land and build a custom home, which traditional mortgages d...
Government-backed mortgages can make homeownership possible, especially for those with bad...
Before applying for a home equity line of credit (HELOC), determine your eligibility, lear...
Several factors can contribute to a higher escrow bill, but there are steps you can take t...
A conforming loan is a mortgage that sticks to eligibility rules determined by Fannie Mae ...
You could pay off a mortgage early with higher payments, refinancing or using windfalls, b...
If you’re thinking about buying a home or refinancing your existing mortgage loan, here’s ...
A short sale may benefit you if you're financially unable to make monthly mortgage payment...
Title insurance is protection for you and your lender against claims on your house arising...
When planning to buy a house in five years, come up with a savings goal, save automaticall...
Due to the financial responsibility required for a mortgage, lenders consider factors like...
To estimate what you can realistically spend on a home, calculate your monthly payment and...
Rent payments don’t normally get reported to the credit bureaus, but new tools are making ...
You may get a home equity loan with bad credit, depending on the lender. Some require mini...
Mortgage underwriting can take anywhere from a few days to several weeks. Here's how you c...
Renters insurance is generally affordable. The amount of coverage you need, your credit sc...
Check out these guidelines to decide what policy limits you need based on the value of you...
A renters insurance policy protects you against theft in your home, your car and even when...
You can change mortgage lenders after you've made an offer on a home, but it can be risky....
When screening potential tenants, landlords often run credit checks to assess if they have...
Renters lose millions of dollars a year to scammers, so it's critical to do your research ...
If you’re considering buying mortgage discount points, here’s what you need to know to det...
The federal government sets the minimum criteria for FHA loans, but lenders may have highe...
If you're eligible, down payment assistance programs can cover some or all of your upfront...
Mortgage preapproval requires completion of a detailed application form and submission of ...
While renters insurance isn't legally required, some landlords require it since it offers ...
To know how much your house is worth, you can get a ballpark estimate online. For serious ...
Renters insurance typically covers your personal belongings, helps pay the cost of living ...
Renters insurance can protect your financial health if the unexpected happens. You can tai...
If you’re concerned about high mortgage rates, consider these steps to help minimize their...
Whether you're shopping around for a loan or already have a mortgage that seems too expens...
Correspondent lenders work with homebuyers to complete the mortgage application and fundin...
Mortgage lenders often use credit scores that vary from the ones you receive when checking...
Learn when, why and how to transfer a mortgage without altering its rate or terms.
Improve your odds of mortgage approval by avoiding common pitfalls, including insufficient...
Real estate-owned properties are lender-owned properties that fail to sell at auction. The...
By Ben Luthi
