Your identity is valuable. We can help protect it.

  • Identity Theft Monitoring, Alerts and Dark Web Surveillance
  • 3-Bureau FICO® Scores* and Credit Monitoring
  • Fraud Resolution and up to $1 Million ID Theft Insurance
  • Easily Lock and Unlock your Credit File with Experian CreditLock
Start for free Learn more

Free for 30 days, then just $19.99 /month


A credit card is required to start your free 30-day trial membership in Experian IdentityWorksSM Premium. You may cancel your trial membership at any time within 30 days without charge. If you decide not to cancel, your membership will continue and you will be billed $19.99 for each month that you continue your membership. You may easily cancel your trial membership online anytime within the trial period without charge.

*Credit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

Choose the right IdentityWorksSM plan for you.

Don’t worry, you can change plans anytime.

Select your preferred billing method.



IdentityWorks PlusIdentityWorks Premium
Identity Theft Monitoring & Protection
Dark Web Surveillance
Identity Theft InsuranceUp to $500,000Up to $1,000,000
U.S.-Based Fraud Resolution Specialist
Lost Wallet Assistance

Identity Theft Monitoring & Alerts

Social Security Number Monitoring
Address Change Verification
Financial Account Activity
Identity Validation Alerts
Payday Loan Monitoring
Court Records
Sex Offender Registry
File-Sharing Network Monitoring
Social Network Monitoring
Experian CreditLock
Lock and Unlock Your Experian Credit File
Real-time Alerts on Attempted Credit Inquiries
Credit Monitoring & Alerts

Credit Bureaus Monitored

ExperianExperian, Equifax®, TransUnion®
New Credit Inquiries
New Accounts
Large Account Balance Changes
Credit Utilization
Positive Activity
Dormant Accounts
FICO® Score* Alerts
Credit Scores
3-Bureau FICO® Scores*Quarterly
FICO® Scores* based on Experian dataDailyDaily
Score Tracking
FICO® Score* Simulator
Additional FICO® Scores*(Auto, Home & Bankcard)

Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits for Experian IdentityWorksSM Premium or Experian IdentityWorksSM Plus.

Monitoring with Experian begins within 48 hours of enrollment in your trial. Monitoring with Equifax® and TransUnion® takes approximately 4 days to begin, though in some cases cannot be initiated during your trial period. You may cancel your trial membership in IdentityWorksSM any time within 30 days of enrollment without charge.