- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- Just complete the short application and receive a response in 60 seconds.
- You can build or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- We help people with bad credit, every day.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
PREMIER Bankcard® Mastercard® Credit Card
PREMIER Bankcard® is an Experian Partner
Recommended FICO® ScoreΘ
Fair
Annual Fee: | See Rates & Fees |
|---|---|
Intro APR: | N/A* |
Ongoing APR: | See Rates & Fees |
Ongoing Balance Transfer APR: | N/A* |
How to find the best credit card for you
With Experian, you can compare personalized credit card offers matched to your credit profile from partners like PREMIER Bankcard® and more.
See your card matchesChecking your matched credit cards will NOT hurt your credit scores.
See why you should get your next credit card through Experian
Look for these features when comparing credit cards
Pre-approval
Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.

No Ding Decline™
Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.⊛










