Credit One Bank® Wander® American Express® Metal Card

Credit One Bank is an Experian Partner

Credit One Bank® Wander® American Express® Metal Card logo.

Credit One Bank® Wander® American Express® Metal Card

Rated 3.95 out of 5 stars, 223 reviews
76%
would recommend
Rates and fees

Terms Apply

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:

$95

Intro APR:

N/A

Ongoing APR:

29.74% Variable

Ongoing Balance Transfer APR:

N/A

Intro bonus:

N/A

  • Enjoy this exclusive metal card for a $29.95 Premium Card Fee. Non-metal card options are available at no additional cost during card selection±
  • 5% cash back rewards on eligible dining, gas, & travel purchases. 1% cash back rewards on all other purchases±
  • 10% cash back rewards on eligible hotel and car rentals booked using the Credit One Bank travel partner±
  • Cash back rewards will be awarded as rewards points redeemable for a statement credit, gift cards, travel, and more±
  • No Foreign Transaction Fee
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • ±Terms Apply
  • Generous rewards rate on restaurants and hotel stays

  • Available to those with less-than-stellar credit

  • Low base rewards rate

  • Annual fee

See all Credit One Bank offers

Get credit card offers based on your credit profile

Credit One Bank® Wander® American Express® Metal Card reviews

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

How to find the best credit card for you

Sign up or sign in to see your personalized credit card offers. Experian matches you with offers from our trusted partners, based on your credit profile.⍉

Graphic get started sign into account.

Review card features, like rewards or low intro APRs. With Experian, you can compare multiple card offers in one place to find the right one for you.

Graphic cards choose cash back.

Click to apply for your selected card within the Experian app. Cards labeled 'No Ding Decline' won't hurt your credit scores if you are not approved.⊛

Graphic credit card submit application screen.

With Experian, you can compare personalized credit card offers matched to your credit profile from partners like Credit One Bank and more.

See your card matches

Checking your matched credit cards will NOT hurt your credit scores.

See why you should get your next credit card through Experian

Look for these features when comparing credit cards

Pre-approval

Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.

Graphic apply pre-approved.

No Ding Decline™

Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.⊛

Graphic choose no ding card screen.
See your card matches

Learn more about credit cards

How Credit Cards Can Affect Your Credit Score

8 min • Sep 29, 2026

Credit Card Basics

What Is a Credit Card Issuer?

4 min • Sep 29, 2026

Credit Card Basics

How to Calculate Your Credit Card Utilization

4 min • Sep 29, 2026

Credit Card Basics

What Is a Foreign Transaction Fee?

5 min • Sep 29, 2026

Credit Card Basics

What Is a Preapproved Credit Card Offer?

4 min • Sep 28, 2026

Credit Card Basics

How to Build Credit With a Starter Credit Card

5 min • Sep 28, 2026

Secured Credit Cards