Credit cards for fair credit from our partners

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State
Credit Score
Rewards
Features
Issuers
Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Apply

on Capital One‘s website

13.74% - 23.74% (Variable)

Intro APR: 0% on Purchases for 12 months

$0

1.25x Miles on Everyday

1.25x Miles per dollar on every purchase, every day

Apply

on Capital One‘s website

View Details

Balance Transfer

13.74% - 23.74% (Variable)

Credit Range

Excellent, Good, Very Good

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
Fly any airline, stay at any hotel, anytime
Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
Travel when you want with no blackout dates
No foreign transaction fees
Miles won't expire for the life of the account and there's no limit to how many you can earn
See additional details for Capital One® VentureOne® Rewards Credit Card
Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

Apply

on Barclaycard‘s website

13.99% Variable

Intro APR: 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply.

$0

N/A

Apply

on Barclaycard‘s website

View Details
Rates and Fees

Balance Transfer

13.99% Variable

Credit Range

Excellent, Good, Very Good

Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply.
Low 13.99% variable APR on purchases and cash advances
No annual fee
No foreign transaction fees
International Chip and PIN
See additional details for Barclaycard Ring® Mastercard®
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No credit card required
First Latitude Platinum MasterCard® Secured Credit Card

First Latitude Platinum MasterCard® Secured Credit Card

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on First Progress‘s website

26.24%

Intro APR: N/A

$0

N/A

Apply

on First Progress‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

No Annual Fee!
No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
See additional details for First Latitude Platinum MasterCard® Secured Credit Card
Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

Apply

on Barclaycard‘s website

17.99%, 21.99% or 24.99% variable based on your creditworthiness

Intro APR: 0% for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

$89 (waived first year)

2x Miles

Earn unlimited 2X miles on every purchase

Apply

on Barclaycard‘s website

View Details
Rates and Fees

Balance Transfer

17.99%, 21.99% or 24.99% variable based on your creditworthiness

Credit Range

Excellent, Good, Very Good

Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days
Earn unlimited 2X miles on every purchase
Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
Get 5% miles back to use toward your next redemption, every time you redeem
No foreign transaction fees
International Chip and PIN for use at self-service chip terminals around the world
Miles don’t expire as long as your account is open, active and in good standing
See additional details for Barclaycard Arrival® Plus World Elite Mastercard®
Blue Delta SkyMiles® Credit Card from American Express

Blue Delta SkyMiles® Credit Card from American Express

Apply

on American Express‘s website

17.74% - 26.74% Variable

Intro APR: N/A

$0

2x Miles on Travel

Earn 2 miles per dollar spent on purchases made directly with Delta and at US restaurants. Earn 1 mile on every eligible dollar spent on purchases.

2x Miles on Dining
1x Miles on Everyday
Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

17.74% - 26.74% Variable

Credit Range

Excellent, Good, Very Good

Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
No Annual Fee.
Earn 2 miles per dollar at US restaurants.
Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Receive a 20% In-Flight Savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
Terms Apply.
See additional details for Blue Delta SkyMiles® Credit Card from American Express
USAA® Rewards™ Visa Signature® Card

USAA® Rewards™ Visa Signature® Card

Apply

on USAA‘s website

11.90% - 27.90% Variable

Intro APR: N/A

$0

2x Points on Dining

Earn 2x points per dollar for dining and gas, and 1x points on all other purchases

2x Points on Gas
1x Points on Everyday
Intro Bonus Worth:
$25

Get 2,500 bonus points with your first purchase

Apply

on USAA‘s website

View Details
Rates and Fees

Balance Transfer

11.90% - 27.90% Variable

Credit Range

Excellent, Good, Very Good

USAA membership is available to active and former military and their eligible family members
Earn 2X points per dollar spent on gas and dining with no cap
Earn 1X points for every dollar spent on all other purchases
Get 2,500 bonus points with your first purchase
Redeem points for cash, merchandise, gift cards and more
See additional details for USAA® Rewards™ Visa Signature® Card
Chase Freedom Unlimited®

Chase Freedom Unlimited®

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on Chase‘s website

16.99% - 25.74% Variable

Intro APR: 0% on Purchases for 15 months

$0

1.5% Cash Back

Unlimited 1.5% cash back on every purchase – it's automatic!

Intro Bonus Worth:
$150

$150 after purchases of $500 within first 3 months

Apply

on Chase‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
Unlimited 1.5% cash back on every purchase - it's automatic
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
No minimum to redeem for cash back
Cash Back rewards do not expire as long as your account is open
Free credit score, updated weekly with Credit Journey℠
No annual fee
See additional details for Chase Freedom Unlimited®
Platinum Prestige Mastercard Secured Credit Card

Platinum Prestige Mastercard Secured Credit Card

Apply

on First Progress‘s website

10.24%

Intro APR: N/A

$49

N/A

Apply

on First Progress‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
See additional details for Platinum Prestige Mastercard Secured Credit Card
Milestone® Gold Mastercard®

Milestone® Gold Mastercard®

Apply

on Genesis FS Card Services‘s website

23.90%

Intro APR: N/A

$35 - $99

N/A

Apply

on Genesis FS Card Services‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Poor

Pre-qualifying today will not affect your credit score
Mobile account access at any time
Choice of card image at no extra charge
Fraud protection for stolen or lost cards
Don't have perfect credit? No problem!
Our prequalification does not affect your credit score
All credit histories considered
See additional details for Milestone® Gold Mastercard®
Luxury Card™ Mastercard® Black Card™

Luxury Card™ Mastercard® Black Card™

Apply

on Luxury Card‘s website

16.99% Variable

Intro APR: 0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening

$495

2% Cash Back on Travel

Earn one point for every dollar you spend. Redeem at 1.5% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com.

1.5% Cash Back on Everyday
Apply

on Luxury Card‘s website

View Details
Rates and Fees

Balance Transfer

16.99% Variable

Credit Range

Excellent, Very Good

Unique Stainless Steel – Patented Card Design
1.5% Value for Cash Back Redemptions
2% Value for Airfare Redemptions
24/7 Luxury Card Concierge™
$100 Annual Airline Credit Toward Qualifying Purchases
Global Entry & TSA Pre✓® Application Credit
VIP Airport Lounge Access with Priority Pass™ Select
Luxury Card Travel Rates & Benefits
Members-Only LUXURY MAGAZINE
0% introductory APR for the first 15 billing cycles on balance transfers made in the first 45 days after account opening; After that, APR will be 16.99%
See additional details for Luxury Card™ Mastercard® Black Card™
Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®

Apply

on Genesis FS Card Services‘s website

23.90%

Intro APR: N/A

$0 - $99

N/A

Apply

on Genesis FS Card Services‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good

Less than perfect credit is okay
No security deposit needed
Account history is reported to the three major credit bureaus in the U.S.
Simple and fast application process
Fraud protection for stolen or lost cards
Select your own style of card design at no extra charge
See additional details for Indigo® Platinum Mastercard®
Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Apply

on Wells Fargo‘s website

15.99% - 26.99% (Variable)

Intro APR: 0% on Purchases for 12 months

$0

1.5% Cash Back on Everyday

Earn unlimited 1.5% cash rewards on purchases

Intro Bonus Worth:
$200

Earn $200 cash rewards bonus after spending $1,000 in first 3 months

Apply

on Wells Fargo‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 12 months

Credit Range

Excellent, Good, Very Good

Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99% - 26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Cash Wise Visa® Card
Luxury Card™ Mastercard® Gold Card™

Luxury Card™ Mastercard® Gold Card™

Apply

on Luxury Card‘s website

16.99% Variable

Intro APR: 0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening

$995

2% Cash Back on Travel

Earn one point for every dollar you spend. Redeem at 2% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com

2% Cash Back on Everyday
Apply

on Luxury Card‘s website

View Details
Rates and Fees

Balance Transfer

16.99% Variable

Credit Range

Excellent, Very Good

24K-Gold-Plated – Patented Card Design
2% Value for Cash Back Redemptions
2% Value for Airfare Redemptions
24/7 Luxury Card Concierge™
$200 Annual Airline Credit Toward Qualifying Purchases
Global Entry & TSA Pre✓® Application Credit
VIP Airport Lounge Access with Priority Pass™ Select
Luxury Card Travel Rates & Benefits
Members-Only LUXURY MAGAZINE
0% introductory APR for the first 15 billing cycles on balance transfers made in the first 45 days after account opening; After that, APR will be 16.99%
See additional details for Luxury Card™ Mastercard® Gold Card™
Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

Apply

on American Express‘s website

17.74% - 26.74% Variable

Intro APR: N/A

$95

3x Points on Everyday

Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

17.74% - 26.74% Variable

Credit Range

Excellent, Good, Very Good

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
$95 annual fee.
Terms Apply.
See additional details for Hilton Honors American Express Ascend Card
Discover it® Miles

Discover it® Miles

Apply

on Discover‘s website

13.99% - 24.99% Variable

Intro APR: 0% on Purchases for 14 months

$0

1.5x Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

10.99% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
No Blackout Dates - fly any airline, stay at any hotel.
Redeem your Miles as a statement credit towards travel purchases.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No Annual Fee.
See additional details for Discover it® Miles
Discover it® Balance Transfer

Discover it® Balance Transfer

Apply

on Discover‘s website

13.99% - 24.99% Variable

Intro APR: 0% on Purchases for 6 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 18 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Redeem cash back any amount, any time. Rewards never expire.
100% U.S. based customer service.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for Discover it® Balance Transfer
Deserve® PRO

Deserve® PRO

Apply

on Deserve‘s website

17.99% - 24.99%

Intro APR: N/A

$0

3% Cash Back on Travel

3% cash back on travel and entertainment, 2% cash back on restaurants, and 1% cash back on all other purchases

2% Cash Back on Dining
1% Cash Back on Everyday
Apply

on Deserve‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Excellent, Good, Very Good

3% cash back on travel and entertainment, 2% cash back on restaurants, and 1% cash back on all other purchases
Credit limit up to $10,000
No annual fee
Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
Get personalized tips on how to build a better credit score
No foreign transaction fees
See additional details for Deserve® PRO
American Express Cash Magnet™ Card

American Express Cash Magnet™ Card

Apply

on American Express‘s website

14.99% - 25.99% Variable

Intro APR: 0% on Purchases for 15 months

$0

1.5% Cash Back on Everyday

Unlimited 1.5% Cash Back on your purchases

Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

Earn up to $250 back. Here’s how: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Plus, earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months.
Unlimited 1.5% Cash Back on your purchases.
Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
With Plan It℠, you can set up a monthly payment plan for large purchases with a fixed monthly fee and no interest charges, all with the same rewards and protections you expect from American Express.
Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
No Annual Fee.
Terms Apply.
See additional details for American Express Cash Magnet™ Card
First Access VISA® Credit Card

First Access VISA® Credit Card

Apply

on First Access‘s website

29.99%

Intro APR: N/A

$75 for 1st Year, after that $48 Annually

N/A

Apply

on First Access‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair

Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
Perfect credit not required for approval; we may approve you when others will not
Easy and secure online application
Checking account required
If approved, pay a one-time Processing Fee and you can access the $300 credit limit (subject to available credit)
Get a result in as little as 60 seconds upon completion of the online application
See additional details for First Access VISA® Credit Card
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Apply

on Chase‘s website

17.99% - 24.99% Variable

Intro APR: N/A

$0 intro for the first year, then $95

2x Points on Dining

2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases

2x Points on Travel
1x Points on Everyday
Intro Bonus Worth:
$625

50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

Apply

on Chase‘s website

View Details

Balance Transfer

17.99% - 24.99% Variable

Credit Range

Excellent, Good, Very Good

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®.
Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases
No foreign transaction fees
1:1 point transfer to leading airline and hotel loyalty programs
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card
Avant Credit Card

Avant Credit Card

Apply

on Avant‘s website

25.99% Variable

Intro APR: N/A

$29

N/A

Apply

on Avant‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

No deposit required
Reports to all three major credit bureaus
No hidden fees
We may periodically review your account for credit line increases
Fast and easy application process
Help strengthen your credit history with responsible use
Zero fraud liability for unauthorized charges
Conveniently pay your card through our online portal, 24/7
Avant branded credit products are issued by WebBank, member FDIC
Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee: 3%, Min: $5.
See additional details for Avant Credit Card
The Platinum Card® from American Express

The Platinum Card® from American Express

Apply

on American Express‘s website

N/A

Intro APR: N/A

$550

5x Points on Travel

5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel

Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Excellent, Good, Very Good

Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
$550 annual fee.
Terms Apply.
See additional details for The Platinum Card® from American Express
Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®

Apply

on Capital One‘s website

24.99% (Variable)

Intro APR: N/A

$0

1% Cash Back on Everyday

1% Cash Back on all purchases. 0.25% Cash Back bonus on the cash back you earn each month you pay on time

0.25% Cash Back
Apply

on Capital One‘s website

View Details

Balance Transfer

24.99% (Variable)

Credit Range

Fair

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Enjoy no annual fee and no foreign transaction fees
Get a head start and build your credit with responsible use
Get access to a higher credit line after making your first 5 monthly payments on time
Monitor your credit profile with the CreditWise® app, free for everyone
$0 fraud liability if your card is ever lost or stolen
Pick the monthly due date that works best for you
Get customized alerts and manage your account with the Capital One mobile app
See additional details for Journey® Student Rewards from Capital One®
Milestone® Gold Mastercard®

Milestone® Gold Mastercard®

Apply

on Genesis FS Card Services‘s website

23.90%

Intro APR: N/A

$35 - $99

N/A

Apply

on Genesis FS Card Services‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good

Pre-qualifying today will not affect your credit score
Mobile account access at any time
Choice of card image at no extra charge
Fraud protection for stolen or lost cards
Don't have perfect credit? No problem!
Our prequalification does not affect your credit score
All credit histories considered
See additional details for Milestone® Gold Mastercard®
Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

Apply

on Capital One‘s website

14.74% - 24.74% (Variable)

Intro APR: 0% on Purchases for 15 months

$0

3% Cash Back on Dining & Entertainment

3% Cash Back on dining. 3% Cash Back on entertainment. 2% Cash Back at grocery stores. 1% Cash Back on all other purchases

2% Cash Back on Grocery Stores
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$150

Earn $150 after you spend $500 on purchases within 3 months from account opening

Apply

on Capital One‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee
See additional details for Capital One® SavorOne℠ Cash Rewards Credit Card
Citi® Double Cash Card

Citi® Double Cash Card

Apply

on Citibank‘s website

25.49%* (Variable)

Intro APR: 0% for 9 months on Purchases and Balance Transfers*

$0*

2% Cash Back

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Apply

on Citibank‘s website

View Details
Rates and Fees

Balance Transfer

25.49%* (Variable)

Credit Range

Good

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Balance Transfers do not earn cash back
0% Intro APR on Balance Transfers and Purchases for 9 months; after that, the variable APR will be 25.49%
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No categories to track, no caps on cash back, no annual fee*
See additional details for Citi® Double Cash Card
Discover it® Student chrome

Discover it® Student chrome

Apply

on Discover‘s website

14.99% - 23.99% Variable

Intro APR: 0% on Purchases for 6 months

$0

2% Cash Back

2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Credit Range

Fair

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
See additional details for Discover it® Student chrome
Credit One Bank® Platinum Visa® for Building Credit

Credit One Bank® Platinum Visa® for Building Credit

Apply

on Credit One Bank‘s website

19.99% - 25.99% Variable

Intro APR: N/A

$0 - $99

1% Cash Back
Apply

on Credit One Bank‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Excellent, Fair, Good, Poor, Very Good

Automatically earn 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
Accounts are automatically reviewed for credit line increase opportunities
Choose your monthly payment due date for added convenience, terms apply
Track your progress with free online access to your Experian credit score, terms apply
Enjoy peace of mind with $0 Fraud Liability
Stay in-the-know with customizable account alerts via email and text
Access your account on-the-go with the Credit One Bank mobile app
Pick a card that fits your style. Multiple card designs are available, a fee may apply.
See additional details for Credit One Bank® Platinum Visa® for Building Credit
Citi® Secured Mastercard®

Citi® Secured Mastercard®

Apply

on Citibank‘s website

24.49%* (Variable)

Intro APR: N/A

$0

N/A

Apply

on Citibank‘s website

View Details
Rates and Fees

Balance Transfer

24.49%* (Variable)

Credit Range

Excellent, Good, Very Good

No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
A security deposit is required for this product (minimum $200)
Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
Use the card anywhere Mastercard® is accepted - worldwide
See additional details for Citi® Secured Mastercard®
Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card

Apply

on Wells Fargo‘s website

14.49% - 26.99% (Variable)

Intro APR: 0% on Purchases for 12 months

$0

3x Points on Dining

Earn 3X points for dining, gas stations, transportation, and travel, and 1X points on other purchases

3x Points on Gas
1x Points on Everyday
Intro Bonus Worth:
$300

Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months

Apply

on Wells Fargo‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 12 months

Credit Range

Excellent, Good, Very Good

New! Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
Earn 3X points for eating out and ordering in
Earn 3X points for gas stations, rideshares and transit
Earn 3X points for travel including flights, hotels, homestays and car rentals
Earn 1X points on other purchases
$0 Annual Fee
0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.49% - 26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Propel American Express® Card
Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®

Apply

on Genesis FS Card Services‘s website

23.90%

Intro APR: N/A

$0 - $99

N/A

Apply

on Genesis FS Card Services‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Poor

Less than perfect credit is okay
No security deposit needed
Account history is reported to the three major credit bureaus in the U.S.
Simple and fast application process
Fraud protection for stolen or lost cards
Select your own style of card design at no extra charge
See additional details for Indigo® Platinum Mastercard®
Discover it® chrome

Discover it® chrome

Apply

on Discover‘s website

13.99% - 24.99% Variable

Intro APR: 0% on Purchases for 14 months

$0

2% Cash Back

2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Redeem your cash back for any amount, any time. Cash rewards never expire.
100% U.S. based customer service.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for Discover it® chrome
Luxury Card™ Mastercard® Titanium Card™

Luxury Card™ Mastercard® Titanium Card™

Apply

on Luxury Card‘s website

16.99% Variable

Intro APR: 0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening

$195

2% Cash Back on Travel

Earn one point for every dollar you spend. Redeem at 1% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com

1% Cash Back on Everyday
Apply

on Luxury Card‘s website

View Details
Rates and Fees

Balance Transfer

16.99% Variable

Credit Range

Excellent, Very Good

Unique Brushed Stainless Steel – Patented Card Design
1% Value for Cash Back Redemptions
2% Value for Airfare Redemptions
24/7 Luxury Card Concierge™
Luxury Card Travel Rates & Benefits
Members-Only LUXURY MAGAZINE
0% introductory APR for the first 15 billing cycles on balance transfers made in the first 45 days after account opening; After that, APR will be 16.99%
See additional details for Luxury Card™ Mastercard® Titanium Card™
Chase Freedom®

Chase Freedom®

Apply

on Chase‘s website

16.99% - 25.74% Variable

Intro APR: 0% on Purchases for 15 months

$0

5% Cash Back on Rotating Categories

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.

Intro Bonus Worth:
$150

$150 after purchases of $500 within first 3 months

Apply

on Chase‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
Enjoy new 5% categories each quarter
Unlimited 1% cash back on all other purchases - it's automatic
Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back
Free credit score, updated weekly with Credit Journey℠
No annual fee
See additional details for Chase Freedom®
Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Apply

on Capital One‘s website

24.99% (Variable)

Intro APR: N/A

$39

1.5% Cash Back on Everyday

1.5% Cash Back on every purchase, every day

Apply

on Capital One‘s website

View Details

Balance Transfer

24.99% (Variable)

Credit Range

Fair

Earn unlimited 1.5% cash back on every purchase, every day
Earn cash rewards without signing up for rotating categories
Get access to a higher credit line after making your first 5 monthly payments on time
Monitor your credit profile with the CreditWise® app, free for everyone
$0 fraud liability if your card is ever lost or stolen
No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
Help strengthen your credit for the future with responsible card use
Get customized alerts and manage your account with the Capital One mobile app
See additional details for Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Apply

on Capital One‘s website

14.74% - 24.74% (Variable)

Intro APR: N/A

$0 intro for first year; $95 after that

2x Miles on Everyday

2x Miles per dollar on every purchase, every day

Apply

on Capital One‘s website

View Details

Balance Transfer

14.74% - 24.74% (Variable)

Credit Range

Excellent, Good, Very Good

Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
Named ‘The Best Travel Card' by CNBC, 2018
Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
Fly any airline, stay at any hotel, anytime; no blackout dates
Miles won't expire for the life of the account and there's no limit to how many you can earn
No foreign transaction fees
$0 intro annual fee for the first year; $95 after that
See additional details for Capital One® Venture® Rewards Credit Card
Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Apply

on Capital One‘s website

24.99% (Variable)

Intro APR: N/A

$0

N/A

Apply

on Capital One‘s website

View Details

Balance Transfer

24.99% (Variable)

Credit Range

Poor

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide
See additional details for Capital One® Secured Mastercard®
Deserve® EDU

Deserve® EDU

Apply

on Deserve‘s website

20.74%

Intro APR: N/A

$0

1% Cash Back on Everyday

1% unlimited cash back on all purchases

Apply

on Deserve‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Excellent, Good, Very Good

Named Money Magazine's Best Student Credit Card!
No annual fee
No foreign transaction fees
1% unlimited cash back on all purchases
Amazon Prime Student on us for one year ($59 value)
Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
No security deposit or co-signer required
Designed to help college students build good credit
See additional details for Deserve® EDU
Official NASCAR® Credit Card from Credit One Bank®

Official NASCAR® Credit Card from Credit One Bank®

Apply

on Credit One Bank‘s website

19.99% - 25.99% Variable

Intro APR: N/A

$0 - $99

1% Cash Back
Apply

on Credit One Bank‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Excellent, Fair, Good, Poor, Very Good

Receive 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore. Terms apply.
No need to fret—you’re covered by $0 Fraud Liability
Looking for more credit? Credit One Bank reviews accounts for credit line increase opportunities automatically.
Choose your monthly payment due date for added convenience, terms apply
Monitor your credit with free online access to your Experian credit score, terms apply
Looking to rebuild credit? We report to the major credit bureaus monthly.
Never miss an account update with customizable text and email alerts
See additional details for Official NASCAR® Credit Card from Credit One Bank®
Fingerhut Advantage Credit Account issued by WebBank

Fingerhut Advantage Credit Account issued by WebBank

Apply

on Fingerhut‘s website

29.99%

Intro APR: N/A

See issuer website*

N/A

Apply

on Fingerhut‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Poor

Easy application! Get a credit decision in seconds.
Build your credit history - Fingerhut reports to all 3 major credit bureaus
Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
Enjoy payments as low as $6.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
Not an access card
See additional details for Fingerhut Advantage Credit Account issued by WebBank
Platinum Elite Mastercard Secured Credit Card

Platinum Elite Mastercard Secured Credit Card

Apply

on First Progress‘s website

20.24%

Intro APR: N/A

$29

N/A

Apply

on First Progress‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
See additional details for Platinum Elite Mastercard Secured Credit Card
Discover it® Cash Back

Discover it® Cash Back

Apply

on Discover‘s website

13.99% - 24.99% Variable

Intro APR: 0% on Purchases for 14 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for Discover it® Cash Back
Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Apply

on American Express‘s website

17.74% - 26.74% Variable

Intro APR: N/A

$0 introductory annual fee for the first year, then $95

6x Points on Travel

Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.

2x Points on Everyday
Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

17.74% - 26.74% Variable

Credit Range

Excellent, Good, Very Good

Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
No Foreign Transaction Fees on International purchases.
Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
$0 introductory annual fee for the first year, then $95.
Terms Apply.
See additional details for Starwood Preferred Guest® Credit Card from American Express
Citi® Double Cash Card - 18 month BT offer

Citi® Double Cash Card - 18 month BT offer

Apply

on Citibank‘s website

15.49% - 25.49%* (Variable)

Intro APR: 0% for 18 months on Balance Transfers*

$0*

2% Cash Back

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Apply

on Citibank‘s website

View Details
Rates and Fees

Balance Transfer

15.49% - 25.49%* (Variable)

Credit Range

Excellent, Good, Very Good

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Balance Transfers do not earn cash back
0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. Balance transfers must be completed within 4 months of account opening.
No categories to track, no caps on cash back, no annual fee*
See additional details for Citi® Double Cash Card - 18 month BT offer
Merrick Bank Secured Visa® Card

Merrick Bank Secured Visa® Card

Apply

on Merrick Bank‘s website

19.45% (Variable)

Intro APR: N/A

$36

N/A

Apply

on Merrick Bank‘s website

View Details

Balance Transfer

N/A

Credit Range

Excellent, Fair, Good, Poor, Very Good

Unsecured credit line increases - after the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
Easy funding options - several convenient options to easily fund your security deposit.
Worldwide acceptance - use it anywhere Visa is accepted.
See additional details for Merrick Bank Secured Visa® Card
Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Apply

on Capital One‘s website

24.99% (Variable)

Intro APR: N/A

$0

N/A

Apply

on Capital One‘s website

View Details

Balance Transfer

24.99% (Variable)

Credit Range

Fair

Pay no annual fee
Get access to a higher credit line after making your first 5 monthly payments on time
Fraud coverage if your card is lost or stolen
Use online banking to access your account, even from your smartphone, with our mobile app
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Get access to your account 24 hours a day, 7 days a week
Help strengthen your credit for the future with responsible card use
See additional details for Capital One® Platinum Credit Card
Total VISA® Unsecured Credit Card

Total VISA® Unsecured Credit Card

Apply

on The Bank of Missouri‘s website

See terms*

Intro APR: N/A

See terms*

N/A

Apply

on The Bank of Missouri‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Poor

Checking Account Required
Fast and easy application process; response provided in seconds
A genuine VISA card accepted by merchants nationwide across the USA and online
Manageable monthly payments
If approved, simply pay a Processing Fee to open your account and access your available credit
Reports monthly to all three major credit bureaus
No additional cost to choose from multiple card designs
See additional details for Total VISA® Unsecured Credit Card
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Apply

on American Express‘s website

14.99% - 25.99% Variable

Intro APR: 0% on Purchases for 12 months

$95

6% Cash Back on U.S. Supermarkets

6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 3% cash back at U.S. gas stations and 1% cash back on other purchases

3% Cash Back on Gas
1% Cash Back on Everyday
Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 12 months

Credit Range

Excellent, Good, Very Good

$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
3% cash back at U.S. gas stations. 1% cash back on other purchases.
Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
$95 annual fee.
Terms Apply.
See additional details for Blue Cash Preferred® Card from American Express
Wells Fargo Platinum Visa® Card

Wells Fargo Platinum Visa® Card

Apply

on Wells Fargo‘s website

13.49% - 26.99% (Variable)

Intro APR: 0% on Purchases for 18 months

$0

N/A

Apply

on Wells Fargo‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 18 months

Credit Range

Excellent, Good, Very Good

0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.49% - 26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
Easy access to your FICO® Credit Score with Wells Fargo Online®
Zero Liability protection for promptly reported unauthorized transactions
Convenient tools to help create a budget and manage your spending with My Money Map
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Platinum Visa® Card
American Express® Gold Card

American Express® Gold Card

Apply

on American Express‘s website

See Rates & Fees

Intro APR: N/A

$250

4x Points on Dining

Earn 4X Membership Rewards® pts at U.S. restaurants and U.S. supermarkets (up to $25K/year in purchases, then 1X), 3X Membership Rewards® pts on flights booked directly w/airlines or on amextravel.com

3x Points on Travel
Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Excellent, Good, Very Good

Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required.
$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
No Foreign Transaction Fees.
Annual Fee is $250.
Terms Apply.
See additional details for American Express® Gold Card
Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Apply

on Capital One‘s website

14.74% - 24.74% (Variable)

Intro APR: 0% on Purchases for 15 months

$0

1.5% Cash Back on Everyday

1.5% Cash Back on every purchase, every day

Intro Bonus Worth:
$150

Earn $150 after you spend $500 on purchases within 3 months from account opening

Apply

on Capital One‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for for 15 months

Credit Range

Excellent, Good, Very Good

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees
See additional details for Capital One® Quicksilver® Cash Rewards Credit Card
Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Apply

on American Express‘s website

14.99% - 25.99% Variable

Intro APR: 0% on Purchases for 15 months

$0

3% Cash Back on U.S. Supermarkets

3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and 1% cash back on other purchases

2% Cash Back on Gas
1% Cash Back on Everyday
Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
No annual fee.
Terms Apply.
See additional details for Blue Cash Everyday® Card from American Express
Citi Premier℠ Card

Citi Premier℠ Card

Apply

on Citibank‘s website

16.49% - 25.49%* (Variable) based on your creditworthiness

Intro APR: N/A

$95, waived for first 12 months*

3x Points on Travel

Earn 3x points on travel, including gas stations. Earn 2x points on dining out & entertainment and earn 1x points on all other purchases.

2x Points on Dining
1x Points on Everyday
Apply

on Citibank‘s website

View Details
Rates and Fees

Balance Transfer

16.49% - 25.49%* (Variable) based on your creditworthiness

Credit Range

Excellent, Very Good

Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3X Points on Travel, Including Gas Stations
Earn 2X Points on Dining Out & Entertainment
Earn 1X Points on All Other Purchases
50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
Points Transfer allows you to transfer points to participating airline loyalty programs
No Foreign Transaction Fees on purchases*
See additional details for Citi Premier℠ Card
Deserve® Classic

Deserve® Classic

Apply

on Deserve‘s website

24.99%

Intro APR: N/A

$39

N/A

Apply

on Deserve‘s website

View Details
Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good

Start building credit now (for people with No/Limited Credit)
No security deposit or co-signer required
No foreign transaction fees
Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
Get personalized tips on how to build a better credit score
$39 Annual Fee
See additional details for Deserve® Classic
NHL® Discover it®

NHL® Discover it®

Apply

on Discover‘s website

13.99% - 24.99% Variable

Intro APR: 0% on Purchases for 14 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for NHL® Discover it®
Discover it® Secured

Discover it® Secured

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on Discover‘s website

24.99% Variable

Intro APR: N/A

$0

2% Cash Back

2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

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on Discover‘s website

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Rates and Fees

Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Credit Range

Fair, Poor

No Annual Fee, earn cash back, and build your credit with responsible use.
It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
We automatically match all the cash back you’ve earned at the end of your first year.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
See additional details for Discover it® Secured
Hilton Honors American Express Card

Hilton Honors American Express Card

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on American Express‘s website

17.74% - 26.74% Variable

Intro APR: N/A

$0

3x Points on Everyday

Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

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on American Express‘s website

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Rates and Fees

Balance Transfer

17.74% - 26.74% Variable

Credit Range

Excellent, Good, Very Good

Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
No Annual Fee.
Terms Apply.
See additional details for Hilton Honors American Express Card
Assent Platinum MasterCard® Secured Credit Card

Assent Platinum MasterCard® Secured Credit Card

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on First Progress‘s website

24.24%

Intro APR: N/A

$0 for 1st Year, after that $29 Annually

N/A

Apply

on First Progress‘s website

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Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

First Year with No Annual Fee!
No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
See additional details for Assent Platinum MasterCard® Secured Credit Card
Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever

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on Citibank‘s website

15.99% - 25.99%* (Variable)

Intro APR: 0% on Purchases for 12 months*

$0*

N/A

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on Citibank‘s website

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Rates and Fees

Balance Transfer

0% Intro APR on Balance Transfers for 21 months*

Credit Range

Excellent, Good, Very Good

The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee... EVER
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day – just say “representative”
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
See additional details for Citi Simplicity® Card - No Late Fees Ever
Platinum Select Mastercard Secured Credit Card

Platinum Select Mastercard Secured Credit Card

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on First Progress‘s website

14.24%

Intro APR: N/A

$39

N/A

Apply

on First Progress‘s website

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Rates and Fees

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
See additional details for Platinum Select Mastercard Secured Credit Card
Discover it® Student Cash Back

Discover it® Student Cash Back

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on Discover‘s website

14.99% - 23.99% Variable

Intro APR: 0% on Purchases for 6 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

Apply

on Discover‘s website

View Details
Rates and Fees

Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Credit Range

Fair

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
See additional details for Discover it® Student Cash Back
Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

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on Capital One‘s website

16.24% - 25.24% (Variable)

Intro APR: N/A

$0 intro for first year; $95 after that

4% Cash Back on Dining & Entertainment

4% Cash Back on dining, 4% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases

2% Cash Back on Grocery Stores
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$500

Earn $500 after you spend $3000 on purchases within the first 3 months from account opening

Apply

on Capital One‘s website

View Details

Balance Transfer

16.24% - 25.24% (Variable)

Credit Range

Excellent, Good, Very Good

Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that
See additional details for Capital One® Savor® Cash Rewards Credit Card
Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

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on American Express‘s website

17.74% - 26.74% Variable

Intro APR: N/A

$0 introductory annual fee for the first year, then $95

2x Miles on Travel

Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.

1x Miles on Everyday
Apply

on American Express‘s website

View Details
Rates and Fees

Balance Transfer

17.74% - 26.74% Variable

Credit Range

Excellent, Good, Very Good

Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
Settle into your seat sooner with Priority Boarding.
Enjoy a $0 introductory annual fee for the first year, then $95.
Terms Apply.
See additional details for Gold Delta SkyMiles® Credit Card from American Express

Advertiser Disclosure: The credit card offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Credit cards for fair credit

What is considered fair credit?

A fair credit rating based on a FICO Score includes scores ranging from 580 to 669. Generally, applicants in this FICO Score range are considered to be subprime borrowers. Applicants within this FICO Score range may be offered higher interest rates or less ideal terms.

How to work on fair credit

When you check your FICO Score, it includes the positive and negative factors that are impacting your credit, such as too few accounts paid on time, short account histories, and other negative items. The score factors are ordered with the most severe at the top of the list. Once you have identified the things impacting your personal credit, you can work towards your goals for better credit.

Applying for and using credit cards

When applying for credit cards, it is important to understand what the actual cost to you will be when using the credit card. The things to take into consideration are not only the typical fees, such as an annual fee, and the APR, but additional service fees. You can find more information by reviewing a credit card’s terms and conditions. Credit cards are a very useful tool, and when used wisely, may help build your credit and increase your purchasing power.

Things to look for when you have fair credit
  • Spending limits: Looking for a credit card with a smaller credit limit may be easier to qualify for, and could even limit the amount of possible misuse, such as excessive spending that could lead to burdening debt. By making small charges and paying off the balance every month, you can show your credit usage is responsible and reliable to would-be creditors down the road.
  • Fees and APR: Paying attention to how much you are paying in interest and any fees will help you understand your total costs. And, knowing how much you are spending to use a credit card will help you maximize any rewards you may receive. If you had spent $500 on a cash back credit card with 1% rewards that had an average APR, and only paid the minimum payment of $15 when the bill was due, then the interest you pay for that month could be $8. In this example, the $5 cash back for spending the $500 would be wiped out and you would actually owe more because of the interest paid.
  • Shopping for cards: Learn what is available for you based on your FICO Score and credit profile. Once you know what your options are, choose the best one that fits you and apply. Applying for multiple credit cards in a short period of time could hurt your credit, since each application can cause a hard inquiry on your credit report. It can also indicate a potential risk of a significant amount of new and sudden debt. And, with having multiple credit cards opened, there could be an ongoing risk of charging more than what you can repay. Applying for and using credit cards wisely can go a long way in helping you meet the credit goals you have.

Know more before you apply

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