Capital One Walmart Rewards® Mastercard®

Capital One is an Experian Partner

Capital One Walmart Rewards® Mastercard® logo.

Capital One Walmart Rewards® Mastercard®

Rated 4.65 out of 5 stars, 3855 reviews

Recommended FICO® ScoreΘ

Fair - Exceptional

Annual Fee:


Intro APR:


Ongoing APR:

19.48% or 29.99% (Variable)

Ongoing Balance Transfer APR:

19.48% or 29.99% (Variable)

  • Earn 5% cash back on purchases, including pickup and delivery
  • Earn 2% cash back on purchases in Walmart® stores, Murphy USA and Walmart® fuel stations, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
  • Introductory offer: Earn 5% cash back on purchases in Walmart® stores for the first 12 months when you use your card with Walmart Pay
  • Redeem rewards for cash back, statement credits, purchases on, travel and gift cards
  • $0 annual fee
  • Fraud Coverage - $0 Fraud Liability for unauthorized charges
  • No foreign transaction fees
  • Excellent rewards rate on Walmart online purchases including pickup and delivery

  • Excellent in-store rewards rate your first year if you use Walmart Pay

  • No annual fee

  • No foreign transaction fee

  • In-store rewards earning potential reduced after first year

  • Low base rewards rate

  • No introductory APR offer

  • Potential for high APR

See all Capital One‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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