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Best Rewards Cards With No Annual Fee

    Best Flat-Rate Cash Back Card

    This Card Is Right for You If:

    You're looking for a straightforward cash back card with no annual fee. It's hard to do better than Citi® Double Cash, which allows you to earn up to 2% back on every purchase you make—one of the best rates around. You earn 1% back when you make the purchase and 1% back when you pay it off. While it's not the card you want to take with you on your European vacation—you'll pay a 3% foreign transaction fee when you travel abroad—it's perfect for everyday purchases in the U.S.

    This Card Is Right for You If:

    Best Card for Dining and Entertainment Rewards

    This Card Is Right for You If:

    You are a foodie who spends a lot on groceries and dining out—but you don't want to pay an annual fee. The SavorOne® card offers 2% cash back at grocery stores, as well as an impressive 3% back on dining and entertainment. You can also earn a $150 cash bonus when you spend $500 on purchases during the first three months of account opening.

    Best Cards for Rotating Bonus Categories

    This Card Is Right for You If:

    You want to earn extra cash back in rotating bonus categories. Discover gives you 1% back on all purchases and 5% back on up to $1,500 in purchases in rotating categories like gas stations, grocery stores, restaurants and more. (You must activate the bonus categories to earn the 5%.) You're also eligible for a unique bonus: Discover will automatically match all the cash back you earn in your first year from account opening.

    This Card Is Right for You If:

    You want to earn cash back in rotating bonus categories and a sign-up bonus soon after you open the account. With Chase Freedom®, you earn 1% back on all purchases and 5% back on up to $1,500 in combined purchases in bonus categories each quarter you activate. You're also eligible for a $150 sign-up bonus after you spend $500 in purchases on the card within the first three months of account opening.

    Best Card for Groceries and Gas Purchases

    This Card Is Right for You If:

    You spend a lot of money on groceries and gas and want to earn cash back. You earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and 2% cash back at U.S. gas stations and at select U.S. department stores. All other purchases earn 1% back. You're also eligible for a $150 statement credit after you spend $1,000 on purchases within the first three months of account opening.

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