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Best Credit Cards With No Annual Fee

If you don't want to pay for the privilege of opening a credit card, these picks from our partners are the best cards available with no annual fee.

       Partner Offers

    Best Flat-Rate Cash Back Card With No Annual Fee

    Best Cash Back Card With Bonus Categories and No Annual Fee

    Best 0% Intro APR Card With No Annual Fee

    This Card Is Right for You If:

    You need a card to help you finance a big purchase over time. This card doesn't come with a lot of frills or rewards, but its no-fee structure and excellent introductory 0% APR on both purchases and balance transfers for 18 months, then 16.49%-24.49% (Variable) is hard to beat. If you use your Wells Fargo Platinum card to pay for your monthly cell phone bill, you'll be covered for up to $600 if the phone is damaged or stolen (with a $25 deductible).

    Best 0% Intro APR Card for Balance Transfers With No Annual Fee

    This Card Is Right for You If:

    You're looking for a balance transfer card with the longest 0% APR intro rate possible. You can't beat this offer's 18 months of 0.00% APR on balance transfers completed in the first four months from account opening. You will pay a 3% balance transfer fee, but that's one of the few fees assessed by the card. You won't pay late fees, annual fees or a penalty rate.

    Best Travel Card for Hotel Rewards With No Annual Fee

    This Card Is Right for You If:

    You want a travel rewards card that earns you extra miles for booking hotels. With this card, you earn 1.25X miles per $1 spent on all purchases. You're also eligible to earn a sign-up bonus of 20,000 miles once you spend $500 in purchases within the first 3 months of account opening. That's worth $200 in travel. To redeem miles, you simply pay for travel purchases with the card and use your miles to get statement credits against those purchases. This card charges no foreign transaction fees, and you can also transfer your miles to more than 12 leading travel loyalty programs.

    Best Travel and Dining Rewards Card With No Annual Fee

    Best Card for Dining and Entertainment Cash Back With No Annual Fee

    This Card Is Right for You If:

    You spend a lot of money on dining, entertainment and groceries. You earn unlimited 3% cash back on dining and entertainment, 3% at grocery stores (excluding superstores like Walmart and Target), 8% cash back on tickets at Vivid Seats through January 2023, 3% cash back on streaming services and 1% on all other purchases. You can also earn a $200 bonus after you spend $500 in purchases within the first 3 months of account opening.

    Best Secured Card With No Annual Fee


    Best Card for Fair Credit With No Annual Fee

    This Card Is Right for You If:

    Your credit is less than stellar and you want a no-frills card from a major issuer. You won't pay any annual or foreign transaction fees with this card, but you won't earn any rewards either. Keep in mind that the APR is on the higher side, so it's best if you don't carry a balance. You can also be considered for a higher credit line in as little as six months.