Banking Compliance

Experian® helps financial institutions stay compliant with key laws and regulations, including the Dodd-Frank Act, Large Bank Pricing Rule, Basel Accords II and III, Comprehensive Capital Assessment and Review (CCAR), and Capital Plan Review (CapPR). Rather than looking at regulatory compliance as simply a required task, we help clients gain a competitive advantage through implementation of these regulations. Our team of business consultants evaluates key lending processes, enabling clients to not only stay compliant but also optimize credit strategies to maximize the value of their lending portfolios.

Stress testing and capital assessment

With an eye on the Basel Accords and Dodd-Frank Act, Experian has the ability to parallel the Federal Reserve's stress testing methodology or can design stress tests that are unique to a specific financial institution. Our experts provide valuable insights into the likely implications of possible economic stresses within the institution's portfolios.

Model risk management

By conducting an in-depth review of client risk exposures, business activities and the complexity and extent of model use, we provide a comprehensive gap analysis report and best-practice recommendations to meet regulatory compliance.

FFIEC guidelines

The Federal Financial Institutions Examination Council (FFIEC) guidelines consulting review helps clients assess current strategies, workflow design and operational effectiveness to close the gap between current processes and FFIEC’s expectations.

Visit our Regulatory Compliance Services section to see a comprehensive list of laws, regulations and resources.


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