Experian account benefits:
  • An updated Experian credit report and FICO® Score* every 30 days when you sign in to your account
  • Access to the same type of information that lenders see
  • Alert notifications when key credit changes occur

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

Take control of your credit

Credit report and FICO® Score

Stay up to date with access to your Experian credit report and FICO® Score monthly and see what’s impacting your credit score.

Credit monitoring and alerts

Receive alert notifications when key changes occur to your Experian credit report. Monitoring your credit can also help detect possible identity fraud sooner and prevent unwanted surprises.

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Gain credit insights

View the same type of information that lenders see when requesting your credit. See who’s accessing your data and get tips on how to improve your financial health to receive the best terms.

Raise your credit scores instantly

Get credit for your phone and utility bills by adding positive payments to your Experian credit file. Other services such as credit repair may cost you thousands of dollars and only help remove inaccuracies from your credit report.

Additional tools for you

View your score factors

Your credit score is calculated from the information found in your credit report. See the positive and negative factors that impact your FICO® Score.

Online disputes

Review and correct inaccuracies on your Experian credit report for free. Easily submit disputes and track their status with our online dispute center.

Credit cards and loans matched for you

Discover personalized credit card and loan offers based on your FICO® Score and choose the ones best matched for you.

Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian BoostTM.