Capital One® Walmart Rewards® Mastercard®

Capital One is an Experian Partner

Capital One® Walmart Rewards® Mastercard® Apply Now Apply Now Apply Now
  • Rewards

  • No Annual Fee

Recommended FICO® ScoreΘ Rating

Fair - Exceptional

Get your FICO Score for free
  • Rewards

    Rewards, Gas, Cash back

  • Annual fee

    $0

  • Intro APR

    N/A*

  • Ongoing APR

    17.99% - 26.99% (Variable)

  • Balance transfer

    17.99% - 26.99% (Variable)

Card details:
  • Earn 5% cash back on Walmart.com purchases, including pickup and delivery
  • Earn 2% cash back on purchases in Walmart stores, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
  • Introductory offer: Earn 5% cash back on purchases in Walmart stores when you use this card with Walmart Pay for the first 12 months after approval
  • Redeem rewards for cash back, statement credits, recent purchases in and out of Walmart, travel, and gift cards
  • $0 annual fee
  • No foreign transaction fees
Pros:
  • Excellent rewards rate on Walmart online purchases including grocery pickup and delivery
  • Excellent in-store rewards rate your first year if you use Walmart Pay
  • No annual fee
  • No foreign transaction fee
Cons:
  • In-store rewards earning potential reduced after first year
  • Low base rewards rate
  • No introductory APR offer
  • Potential for high APR

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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